A review as an experienced consumer: After a car accident, my life forever changed. I was self-employed at the time and had my own private practice as a psychotherapist. I was single. Accidents by definition are unexpected. The degree to which I became totally disabled was as totally unexpected as my totaled car was.
When I finally surrendered to the devastating realization that I could not go on like I was, I filed for disability with a private insurance policy I bought in my early 20's. Never expecting to become disabled, not to mention in my late 30's, I was fortunate that I had the foresight as a self-employed, single person to know that disability insurance was not a luxury expense if I ever needed it. And I did. For many, many years. The policy was a good one, and I did use it way beyond the premiums I had paid up to that point. But it could have served me much better financial support if I had known what to look for in a policy, vetted the insurance companies, compared policies, and upgraded my coverage as my income increased over the years before I had to file a claim.
I met the founder of DIS, Dan Steenerson, and many other staff members through another avenue. I got to know them all well. I even hired one of them for my new business website. I can say without hesitation if I were to get a policy now (which I can't, as this is after my claim) I would buy a policy through DIS. The values of the company are reflected in their way of doing business, their mission, the quality of their employees, and most certainly, in their policies. I highly recommend preparing for the unexpected and DIS. read more
