1. Denise Hardman Insurance Services

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Denise Hardman Insurance Services

5.0 (2 reviews)
Closed • 9:00 am - 5:00 pm

Services - Denise Hardman Insurance Services

Homeowner or property

Car and truck insurance

Life insurance

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10 months ago

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People searched for Home & Rental Insurance 172 times last month within 15 miles of this business.

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Nick Kazerouni - Del Mar Insurance Group - Nick Kazerouni (858) 245-1149~ 100% Satisfaction Guaranteed. No Broker Fees! Auto / Home / Business / Workers Comp / Umbrella / Life

Nick Kazerouni - Del Mar Insurance Group

(111 reviews)

Carmel Valley

Nick was our hero when our broker didn't have suitable options for us when they were being dropped…read moreby Traveler's due to the broker losing their relationship. We looked at alternate and more responsive brokers that could sell with Traveler's and Nick's reviews caught our attention. After one phone call, I knew this is who I wanted to do business with. He has since helped guide me on some home insurance claim questions that ended up being really good advice. A friend shared a cautionary tale of what happened to her as a result of a similar circumstance and I told her similar happened with us but we didn't have same fallout with our insurance because we took Nick's advice. We successfully renewed our home policy a second year, where if we had stayed with our previous broker we would have been dropped a year prior. We are so thankful we found Nick. He is incredibly responsive, knowledgeable, and thorough. I wholeheartedly recommend!

Terrible. sent him all my private information he wanted and using Yelp i was unable to forward…read morephotos of my Drivers License. it was a complete waste of time having to jump through all his requirements. I wouldnt deal with this person ever again. He finally phoned me with excuses. i have deleted his information and hope he deletes mine. No customer service. has answering machine. Very time consuming and unprofessional. I just got a very nasty phone call from this man who said Watch Your Back". That is a threatening thing to say and shows everyone what a nasty man he is. Beware of him. This man has been reported to the Elder Abuse Hotline and the Sheriff. I consider his threatening remark Elder Abuse and filed the appropriate forms. Telling me to BEWARE Of HIM after getting all my private information very concerning so he will be contacted for this behaviour. I am a few months from my 90th Birthday.

Denise Hardman Insurance Services - homeinsurance - Updated October 2026

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