Working with Alexandra was an excellent experience from start to finish. She was incredibly…read moreknowledgeable about the entire rental process and truly understood all the details involved. Her expertise made a big difference in ensuring everything was handled correctly and efficiently. What stood out most was how smooth and stress-free she made the whole process feel. She was organized, proactive, and always one step ahead, making sure everything was in place and nothing was overlooked. Communication was clear and timely, which gave me a lot of confidence throughout. I'm very grateful for her support and professionalism, and I would highly recommend her to anyone looking for a reliable and skilled realtor.

We're so happy Alexandra was the one who helped us through the process. The application and move-in…read morecouldn't have gone more smoothly. She was incredibly helpful, maintained great communication with us, and guided us every step of the way. Thank you, Alexandra, for helping us get into our new home! Shoutout to Joseph who was always available for us.

Simon Cheng just handled another mortgage transaction for us…read moreSimon was tenacious in getting our best terms, fully explaining the terms/conditions, and working this complicated transaction We have known and used Simon for many years and at least five financings Highly recommended

We were looking to buy our first home and decided to work with Jay from First Capital Group…read more Jay was very communicative and quick to respond to all our questions. He was consistently available whenever we reached out. There was no hidden fees or any pressure from Jay. Instead Jay went through our financials in detail and got us the best deal! Closing was hassle free and super quick. We highly recommend Jay to anyone and everyone. Thank you Jay for your  assistance and service!

5 stars all the way! I don't normally write reviews, but the awesome experience with Mike, Andrew,…read moreand the rest of the PRMI team inspired me to share this. I had a ton of questions going into my mortgage and they explained everything in plain English. The team made sure I actually understood what was going on throughout the lending process. Mike and his team are super responsive and thoughtful. They truly went above and beyond, and made it possible to even close a week ahead of schedule, which was great for me and the sellers. Truly impressive. I highly recommend Mike and his team and very much look forward to working with them for my other mortgage needs.

Mike was exceptional in helping my buyer which had a below 600 credit score and qualify for a FHA…read moreLoan.. He delivered on time and made it a smooth experience for all involved.. Go to Mike to get it done.

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.

I've worked with Tom Flinn on a TIC that I bought in August 2009. Tom has been very unprofessional…read morethroughout the transaction. He almost never picked up his phone directly and often took more than a day to respond to emails. He was mostly just forwarding my emails to the bank and their responses to me, since he was rarely able to answer my questions directly. Eventually, his estimated closing costs were over $4000 different from the actual closing costs and Tom refused to take any responsibility for his mistakes. I would strongly advise against having him as your mortgage broker.

Tom Flinn of Hill and Co. Real Estate receives our highest recommendation on our recently purchased…read moreproperty in SF. He was well organized and able to get through all the complexities and details of buying property in a fast changing and challenging market. He led us through the process quickly, and numerous times caught our mistakes early so that we were able to save time and money. Thanks to him, we went through the paper work efficiently and without having to go back and forth multiple times to get things done. He expeditiously handled the inspection process and got our inspectors there quickly so we were comfortable moving forward with our purchase. He respectively handled the seller and her realtor so that we did not encounter major problems in our negotiations. Day or night, anytime we had a question, we could call him or fax him for answers, and get a call back within a few minutes. He was always on the job for us. We are very pleased to have found him as a realtor and consider him a friend as well.

We just closed on our home in Los Gatos and Valerie was instrumental in making it happen. As a…read moreself-employed borrower with business income, I knew the underwriting process was going to be more involved than a typical W-2 borrower, and Valerie navigated it expertly from start to finish. What impressed me most was her communication. Every time the underwriter came back with a new condition -- and there were several rounds of documentation requests -- Valerie was quick to explain exactly what was needed and why. She never made us feel like we were being difficult or that our file was a burden. She broke down our rate options clearly and gave us honest guidance without pushing us toward a particular choice. As an independent broker, she shopped multiple lenders for us and found competitive terms. She was always available by text, email, or phone, and her response time was remarkable -- often within minutes, even on evenings and weekends during crunch time near closing. If you're self-employed or have a non-traditional income situation, I'd especially recommend Valerie. She knows exactly how to package a file and anticipate what underwriters will ask for. We closed on time with no last-minute surprises. Highly recommend.

I recently bought my first home. A daunting process that went extraordinarily well with the help of…read morean excellent team but hugely from Valerie. Not only did she push through a very fast close but she did so while abroad navigating a family emergency. She was organized, meticulous and happy to answer all questions including those rather mundane, tedious, first-time-homebuyer-types. Escrow was seamless and at no point did I feel as though I was unsupported or going through the process alone. Valerie is an exceptional broker, a great communicator and very understanding of the emotional nature of first time home buying. I'm grateful to have her in my corner, she is wonderful to work with and I would absolutely hire her again for any future purchases.

I've worked with Risha for well over a decade across multiple transactions, and every single one…read morehas closed successfully within the original timeline--often even earlier when needed. She leads an honest, dependable team that is always easy for me to reach and consistently delivers exceptional service. Whenever family or friends ask for recommendations on residential loans, there is only one name I give: Risha. Thank you to Risha and her team for the most recent transaction that closed in April 2026. I look forward to working together again in the near future.

This team is the best! I was about 3 weeks from my closing date when I switched to OrigninPoint at…read morethe last minute. The other lender was slow and expensive. OriginPoint was always considerate, helpful, quick to respond, and I really felt they were on my side every step of the way. We closed slightly early and they got me the best possible deal. If you are looking for a healthy mortgage, or if you are a veteran looking at navigating the VA Home Loan, I cannot recommend anyone better than OriginPoint!

A year ago I moved to Texas and applied for a mortgage through Wells Fargo. I had a previous…read moremortgage with Wells for years. My credit score was 790-800. After 5 months of them not giving me a closing date I went to Trinity Mortgage and got approved at a lower rate in7 days and over the Thanksgiving holiday week. Then my nightmare continued when Wells bought my loan. Now I've been trying to get them to correct a misapplication of payments for 5 months. I was given a case manager to handle it and now it's worse than before. I have a sign in my yard of my new subdivision I live in telling people to see me before using Wells for their lender. I tell people in line at the grocery store this story. They are horrible.

The worst company to deal with. Total Rip Offs. If I could give and -0 stars that is what they…read morewould get. I will never have a mortgage through them EVER again. They forced me into to bankruptcy and never granted a loan modification. When I left them my mortgage interest rate was at 8.5% and it was an adjustable rate. No help or counseling ever reached.

Jason was great to work with. He was good about explaining everything and guided us through the…read moreprocess with ease. He was also on top of it and made sure we were getting the best rate. Would definitely use him again and recommend him to anyone.

I would highly recommend working with Jason for anyone who is values customer service during the…read morelending process. My wife and I worked with Jason to refinance our home this past spring. As we both work full time jobs we depended on Jason to follow interest rates, source lending options, and bring us the best solution that worked for us. Jason was a great communicator and helped us close on a refinance solution that has helped us save thousands of dollars. We appreciate Jason's service and would recommend him to anyone.

I have known Lucy for years. She is extremely talented at her profession. She has been a real…read moreestate agent, a broker, owned her own loan company and has won the annual Best Broker award a few times. She is very knowledgeable and helpful. She has a bubbly personality that makes buying or selling real estate a fun project.

Lucy Golden ROCKS - she is a mortgage broker - which means she finds you the best RE deal so you…read moredon't have to go shopping all over the place when you're trying to focus on buying a new home. She takes the insane confusion and makes it simple for you. Lucy is so darn trustworthy, extremely responsive (she always takes your calls and if she misses you, she calls you right back - what a concept), bright, articulate, sweet and compassionate - it's crazy how great she is. My deal didn't happen this time but it will one day and when it does - you can be sure I will have Lucy do my financing. And YOU should too!! Yay, Lucy!!