If you would've told me two months ago that I'd be approved for my own apartment, I honestly wouldn't have believed you. As a 30-year-old single mom, my credit history was something I carried with a lot of guilt--repo, unpaid credit cards, mistakes I made when I simply didn't know better. It felt like no matter how much I wanted to move forward, my past kept holding me back. But for the first time... I don't feel stuck anymore. I feel hopeful. Working with MyCredStart has been one of the best decisions I've made for myself and my future. In just about 1.5-2 months, I saw real change. Not only did I get approved for my apartment, but I was approved with just a $1,000 deposit which, considering where I started, feels unreal. Stephanie, my agent, has been amazing from day one. She made the process feel simple, judgment-free, and actually possible. That alone meant everything to me. This wasn't just about fixing my credit it was about finally feeling like I'm getting my life back on track. I'm beyond grateful, and I will be referring anyone and everyone. If you're hesitating, don't. This can truly change your life. read more

Credstart - Credit Karma with good news - Financial Advising Near Me - Santa Clarita, California

Terri was amazing, professional and very understanding to me and my husband. Over the years, we've struggled to try to purchase a home and felt that this goal was unattainable in California until we met Terri. She really worked hard for us and helped us reach this goal. Thank you so much Terri for all your help getting us here. We receive our keys yesterday!!! Tia and family. read more

Teri is on top of her game! I would 110% recommend her!! My life has changed and couldn't have gotten my new car without her!!! Get Teri's info and get your credit fixed :) read more

Credstart - Financial Advising Near Me - Santa Clarita, California

I've had the privilege of working with David and his team at CredStart for quite some time now, and I can confidently say they are truly in a league of their own. I've trusted them with some of my closest family and friends, and every single referral has resulted in excellent outcomes. As someone who has worked in the finance industry for nearly 20 years, I've come across many credit repair companies, and unfortunately, most fall short or overpromise with very little to show. CredStart is the complete opposite. David operates with integrity, transparency, and real expertise. He and his staff (shout out to Allina and Michelle for being rockstars!) genuinely care, and their professionalism and results speak for themselves. Thank you, David and the CredStart team, for consistently delivering excellence! read more

I want to stop and leave a review here for the one, the only, the legend herself, TERI!!! She has done so much to help me get my credit back to where it once was.. and let me tell you all without going on a tangent - this woman works wonders! Such a fun person to work with from the very beginning and every penny you spend with her and the team here at Credstart is well worth it! I went from having over $25K in debt to a clean slate with over a 700 credit score, thank you again Teri and the team at CredStart for all you did to help me out! read more

I am really impressed at how much Teri has been able to reduce my debt. It has been life changing and totally worth it. I would recommend her to anyone who is looking to improve their finance standing! read more

Incredible results! Vivian helped my client save nearly $500/month. I cannot recommend Vivian Lerea and the team at Credstart highly enough. As a professional in the industry, I need partners who can deliver real results for my clients, and Vivian absolutely delivered. She worked with one of my clients to successfully increase their FICO score in a very timely manner. Because of her strategic help, we were able to move forward with a refinance that lowered their monthly payment by almost $500. My clients are thrilled with the savings, and it has put them in a much better financial position. Thank you, Vivian, for your expertise, speed, and for truly caring about the outcome. If you are looking for credit repair that actually works, look no further! read more

I just want to share my experience because this credit company has come through for me more than once and Stephanie has been the reason every single time. I messed up my credit again and was honestly stressed because I needed it fixed fast so I could move forward with a home purchase. As usual, Stephanie didn't hesitate to help. She's one of their senior representatives, and she's always so on top of everything. She responds quickly, keeps me updated, and follows up without me having to chase her. She walked me through every step and made sure my credit was back where it needed to be. read more

Amazing customer service and delivers results in speedy time!! Highly recommend Credstart

I've had the pleasure of working with Credstart and David for over eight years, and they've consistently delivered honest guidance and reliable results. They take the time to explain the process, set realistic expectations, and truly care about helping clients improve their financial situations. Many of my clients have worked with them over the years, and the feedback has always been positive. If you're looking for a company that's professional, responsive, and focused on long-term credit health, they're a great team to have on your side. read more

Huge shout out to this company! I got screwed over not once but twice by a different company for credit repair and when i needed to repair my credit for my home. David and all his team came in clutch. Not only I have collections fall off my credit went up quick now I am in escrow. I can't say enough how thankful I am for this company. Thank you all again! read more

Not worth it, I paid this company for credit repair service and they did not give me the service that they promised, David Lopez And Stephanie. DO NOT WORK WITH THEM. Good luck. read more

I don't write many reviews generally, but I needed to take the time to write a simple review given this company saved me and my family from severe financial depression regarding our credit files. As we all know how important credit is in this country, my family and I were stuck and couldn't get approved for ANYTHING for YEARS!! We were so close to filing for bankruptcy. By the grace of luck, I was connected to David and CredStart. Granted, I did my research as well and was skeptical of the positive feedback I heard about them but man, they came through and overdelivered. Side note: I do read some of the reviews that are 1 star. Folks... if you cannot stay on top of your responsibilities, CredStart can only do so much. It's not magic. They were very clear about the duties we had to follow so they can deliver results. I cannot say enough positive things about my experience with them. From the very beginning, the team was professional, transparent, and committed to helping me improve my credit. They took the time to thoroughly explain the process, set realistic expectations, and were always available to answer my questions whether it be via email, call, or text they made sure to get back to me. Within just a few months, CredStart helped me remove a chunk of negative items from my credit report, including late payments and two collection accounts that I had been struggling with for YEARS. They even went above and beyond to provide advice on how to maintain my improved credit and avoid any future issues. The results were better than I could have hoped for--my personal credit score jumped by over 200 points! Thanks to their hard work and expertise, my family and I are now in a much better financial position and was able to qualify for a mortgage with great terms + get a new car. I highly recommend CredStart to anyone looking to repair or improve their credit. They truly deliver on their promises, and their dedication to their clients is unmatched. If you want reliable, honest, and effective credit repair services, look no further. read more

Credstart is an amazing company that does exactly what they tell you they are going to do and that is increase your credit score. I had the pleasure of working with Michelle directly and she did not disappoint. She did an amazing job in communication and keeping me informed on what all she was doing to improve my credit score. I'm pleased to say she was able to increase my credit score by over 100 points and I was able to purchase my dream home. I highly recommend using Credstart and recommend working directly with Michelle! read more

Huge Shoutout To Credstart as being the ONLY company that was able to assist my client with their credit report in less than half the time that was expected. Cesar seriously worked miracles for us and was able to not only accomplish exactly what he said he would, but do it with such short notice when everybody else said it WASN'T possible! Cesar followed up continuously from start to finish and really went above and beyond! Thank you again Cesar for one of the best experiences I've had helping my clients repair their credit. I will definitely be recommending your company to everyone I know! read more

Well I just got a reply from the person in charge. In typical fashion they are putting the blame on me. Did someone call and ask my side of the story; NO. I can provide call logs and emails showing me reaching out multiple times. Do yourself a favor and stay away from this place. They will do things on behave of you to get your credit score up, but not tell you what they are doing. Like make false reports to credit agency's about fraudulent charges. read more

The only honest credit repair company I have found. There were some discrepancies on my credit bureaus that weren't mine and Teri was able to remove them. The process takes some time but well worth the wait. When Teri removed the issues on my reports, my scores went back into the 700's where they were previously. Anyone with credit issues must contact Teri, 100% she is an expert in the field. read more

So grateful to find David, Allian and the Credstar team! I had the same, reoccurring derogatory mark that had hurt my credit score for years. I hired Credstar to help me and after about two weeks or so the negative mark fell off, and my credit score instantly and significantly shot back up. Phew!! That was cool. I must tell you I'm a very skeptical, and pessimistic person so if I hadnt been referred by a trusted friend I wouldn't have even considering hiring a company to help because I dont trust anyone. But damn they actually delivered and were so professional and kind. Worth every penny. The services they offer are legit and legal. In-fact it was interesting to learn we actually have legal rights to fight back against debt collectors who want to ruin our credit scores and our lives. Credstar fights to protect you!! If you are working towards bettering your credit and don't want to wait years to see any improvement- seriously hire them ASAP!! I wish I did it sooner would have saved me a lot of stress. THANK YOU CREDSTAR TEAM! read more

Don't waste your money with this company. David Lopez sold me the moon and the stars, and in turn - NOTHING WAS DELIVERED. We hired David and his credit repair services as a family. My mother, brother, and I all individually paid thousands of dollars to have our credit repaired. During the 6 month process we have not heard from him, nor his company with any updates, or letters, NOTHING. As if they disappeared from the face of the earth. As you can see the attachment below, we hired him a bit year ago, and to this day we have NEVER received any updates or conclusion to their services. Now, the many times we tried to call for follow ups they are no where to be found. Either he's always away from his desk or doesn't answer at all. If they read this - chances are they're going to defend themselves saying they tried reaching our phones to no avail and snail mail. Well, that will be non-argument rhetoric. We're really disappointed and our hard earned money is gone. Therefore, be very careful who you hire to repair your credit. WE ALL want to have a healthy credit score - and scoundrels like CredStart prey on the weak promising them they can have a great credit score. read more

Credstart - Financial Advising Near Me - Santa Clarita, California

I've been dealing w credit issues for years and thought I could fix it myself. Credstart got me back on track and raised my credit score 150 points! Highly recommend this company! My credit is finally in good standing and on the way up! Thanks guys read more

Credstart - Financial Advising Near Me - Santa Clarita, California

I had an amazing experience with Michelle! As someone with an ITIN, I wasn't sure where to start when it came to building credit. She guided me through the process and now I have a capital one card she was patient and she genuinely cared because she even followed up with me afterwards! read more

This was probably the best decision I've made in a long time, David was able to get my credit score ready from the high 400's to 702 in literally 2 weeks and was able to get my Tesla because of this. Insane work by this team if I could rate higher I would!!! Can't thank you guys enough !! read more

Credstart - The Tesla I was able to get because of David and his team - Financial Advising Near Me - Santa Clarita, California

David Lopez is a rock star! He goes above and beyond the normal duties of credit repair. After being a victim of stolen identity I turned to Credstart. They took care of me so well, I can't thank David and his team enough. My credit is back to full force. read more

Credstart - Credit was repaired over 100 points. Now at 850. - Financial Advising Near Me - Santa Clarita, California

I was blown away when I checked my credit and saw it jump up by over 100 points in matter of 8 weeks from the very start of the process. Allina was extremely nice and responsive. She will definitely be getting referrals from me. This put us on a path to buying another home so my wife and I are very grateful for the great service read more

Credstart - Credit score - Financial Advising Near Me - Santa Clarita, California

Teri has been a GOD sent , I was recommended to her by a friend of mine, at the time my credit was that the low 500s with several late fees and late charges on several credit cards and a few items in collections. The last four years we've been working on it and Terri has removed and now I'm at high 700's! Teri coached me on how to use my credit and leverage my credit cards highly recommended read more

The name of the company should be corrected as CREDSTART. Allina, your superb job helped me with such a credit boost. I got 2 of my cars refinanced at 7% from 19%. Thank you, CREDSTART and Allina!!! read more

I was on the look for credit repair when I ran into Eric I went with his service's and do not regret it! He did a remarkable job at helping me with what I needed and more. Eric not only removed negative marks from my credit history but also exceeded his promises by completing the process faster than expected. If you're looking for help with your credit I recommend Eric's services to you he helped me from start to finish. Eric was informative, helpful and clear and that's what's earned him a 5 star I will be recommending others to him! Thank you read more

I've worked with many other companies and none of gotten anything done like Allina did for myself and my husband. She was extremely helpful and very fast. Our credit is perfect now and we are so happy read more

I procrastinated on fixing my credit thinking if this was going to be worth it or if I should just let it sit and try to fix it myself. I wish I had went to them years ago! Not only were they able to restore, remove accounts and boost my score but it happened in about 60 days or less. And just after a few weeks I saw progress. My credit is now clean and boosted over 100 points and counting. Proof is in the picture. Recommending friends and family. read more

Credstart - Financial Advising Near Me - Santa Clarita, California

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After decades of ignoring my FICO scores and basically just accepting the terrible rates that would be handed to me due to lack of my investigation thoroughly what was going on with it. I was recommended by my niece, who had used the service to help improve her credit. I have been given advice & tools that would assist me in the process. Terry at Credstar has been an absolute pleasure to work with. She is professional, educational, and just an all-around wonderful person to speak to on the phone. The professionalism that has been bestowed on me, and my situation has been top rate. I have explained to her what my goals were. Her advise I have followed and have seen a tremendous increase in my scores and have had neg things disputed and rectified. If you have goals and need to clean your financial act up", Reach out to Credstar.Tell them Frances sent you". read more

What can I say about cred start that I haven't mentioned to all of my friends and family. All I can say is that this team but most of all Teri are God sends on this earth. I made a plethora of mistakes as a young adult starting her career and leaving my parents home for this first time, and ended myself up in tremendous debt and credit collections, along with consolidation that gave a MULTITUDE of late payments resulting in no one wanting to work with me. Along came Teri through a mutual friend, and now I feel like I can breath. She even REMOVED MEDICAL COLLECTIONS, I still can't believe it and I'm in shock , my credit score is looking amazing too. Which is a breath of fresh air read more

The RESULTS my clients, family and even myself have received from Credstart is impressive. David and his team have turned my dead deals into CLOSED deals. I've been a licensed Realtor and Loan Officer for 15+ years and BAR NONE this is the BEST credit repair company I've EVER used!!! Give them a shot, you won't be disappointed. read more

Credstart - Financial Advising Near Me - Santa Clarita, California

Thank you David Lopez of credit start for educating me about what really matters to the credit bureaus. With your help in guidance I raised my score to over 815. This was a huge jump based solely on the good guidance I received. I didn't realize that companies like American Express don't really help bump up your credit score, even if you have high limits. David taught me how to understand Credit Bureau language. I highly recommend David Lopez and CreditStart for all your credit repair needs. It was so inexpensive relative to all the work and dedication put in for such a huge improvement. Besides being competent & professional, David is personable, kind and compassionate. On numerous occasions, we had to exchange text messages during the pandemic. David would always respond immediately. Thank you David and credit start for everything! read more

Allina was a tremendous help. I'm on Maui and she did it all over the phone. If she was out of office because of our time difference , she'd get back to me first thing in the morning. My credit is getting better and have Credstart to thank. Mahalo read more

Vivian was recommended to me by a close friend who had nothing but great things to say! Despite trying to fix my own credit on numerous occasions with no avail, I decided to bite the bullet and see if she could pull off a little miracle. Don't get me wrong, it didn't happen overnight by any means and we all know that I couldn't have that expectation. But, while a 620 isn't horrible, I wanted TIER 1 Credit. Over the next 3 months she removed the derogatory remarks of poor decisions and gave some recommendations on how to organically build my credit on my end as well. In a few months, I was able to get a solid credit card and lease a car as well. Oh and by the way, my score is above 750 I highly Recommend her!! 10 STARS!!! read more

Working with Allina was the best experience! She helped me qualify for my condo and exceeded my expectations. Her transparency, efficiency, and professionalism made it extremely easy to work with. Thanks so much! read more

I am still in shock I didn't know my credit could go above 800! I didn't know that much about credit before starting with this company. I had little to no credit and what I did have wasn't great. Stephanie got me an acceptable score rather fast so that I was able to get approved for the loan that I needed to start my business. I didn't stop there though one seeing what good credit can do for me I told her I wanted it to be perfect. It's now been almost a year of working with her and my credit is over 800!! read more

Credstart - My credit score - Financial Advising Near Me - Santa Clarita, California

Trying to purchase a house but with my low credit score, Our loan officer recommended I work with a credit repair agency and connected me with Zaira. She is AMAZING! she helped clean my credit and bump my credit score. She is friendly and she helped me throughout the process to understand and maintain my credit. Recommend her 1000% read more

I had a ding on my credit score for so long and finally decided to do something about it. Allina was super informative and transparent throughout the entire process. She was able to take that off my record and my credit score is finally going up and I'm seeing a huge improvement. This is a great company to go to for credit needs and I highly recommend Allina! read more

They are great. They got the negative marks off of my credit super fast. I was in the middle of buying a home and the work they did was such a help to getting my loan approved and score higher. Thank you so much to Alina and the team. read more