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    Creative Lending

    5.0 (1 review)
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    Services - Creative Lending

    Mortgage services

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    5 years ago

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    Homebridge

    Homebridge

    (5 reviews)

    My experience with Homebridge was really mind blowing. We didnt know the company but we had an…read moreamazing realtor who we trust and he trusted them. Starting with Janene, all the way to Bill, Jacky, Tina, Oh my GOD! It was unbelievable. THE BEST INTEREST RATE EVER! Amazing communication, very thorough with EVERYTHING, their availability to answer phones or emails regarding any questions or concerns. It was really amazing. They went above and beyond and we would absolutely use them again AND recommend them.

    I found out after halting all interactions with a guy named Bill Mcgowan that he was not even on…read morethe listing for the employees at Homebridge Financial. He is the husband of Janene Mcgowan, who you will see on their webpage. He was working with me to set up a home loan for me and I was under the impression that he worked for Homebridge Financial services. I still do not know whether or not he really works for them, but I do not plan on dealing with them in the future so I no longer care. I had a terrible, horrible experience with this company and him in particular. I want to get into detail on here but will limit myself to the basics. Do not use this company for your home loans. I was a first time home buyer with good credit, and a stable income, and he came recommended from my realtor as I was looking at the time to use FHA loans. In the long run, Bill lied to me and turned right around to go back on his word and what he quoted for me in the beginning. He said initially, that he would work with me, knowing my situation (towards the end of previous year I had to take a leave of absence from work for 3 months as I was hospitalized for nearly two weeks) financially and what I had recently gone through (as I said I have good credit, and a stable job i've been at for 4+ years, promoted within company and all. So nothing sketchy on my end.) However when it came time to provide more than a pre-approval letter to the seller, he did a complete 180 and said he would not loan more than 10-20k (yes, 10-20 THOUSAND) LESS than what he initially quoted. He said that his companies' policy recently changed and that he could no longer work with me on the amount as even though he had said so, suddenly company policy would not allow him to anymore, and that he had already discussed it with his management and they said they would absolutely not budge. Needless to say I could not place a "backable" bid on that home and lost it to another buyer. In my vast experience in customer service and retail companies and businesses, if you quote something for a customer and, or promised it before policy changed, or you (benefit of the doubt here,) make a mistake (we're all human,) you stick by it for that customer. General courtesy. But he totally screwed up my home purchasing plans at the time and nearly ruined my purchase altogether. Later I found he was not even listed on the Homebridge webpage, where only his wife is listed and even with that I have not spoken one word with her, nor any of the other employees listed. So either Bill Mcgowan himself is a liar, or the whole company has something sketchy going on. At least the Bradenton area branch, anyways. For me to go on Yelp to write a bad review, trust me, it was bad enough. If I could give them negative stars I would. I did not want to even talk to any of them after this whole ordeal, let alone even want an apology from his management. Just moved on with my search. Luckily I found a house now that I like, am in closing stages on, and a loan officer that is keeping in close contact and is fairly well established and knowledgeable and so far, been true to his word.

    Chris Tennant  - Fairway Funding Group

    Chris Tennant - Fairway Funding Group

    (1 review)

    Chris with Fairway Funding Group was such a big help when it came to me buying my 1st home. I went…read moreinto this not knowing anything. Thanks to him and my broker it made this a very smooth transition. Believe me everything that could go wrong did. But he walked me through it and helped me to do what needed to be done so that I could purchase my new home. Chris was so awesome, I would recommend him to everyone. Definitely a 5 star review on all levels. Thank you again Chris for everything. I am ecstatic with my new house.

    From the owner: for the past 16+ years, Chris has achieved success in part because of the relationships He has…read moredeveloped and fostered over the years. His success is due in large part because of the customer referrals he had received from strategic business partners that have put their trust in him. His commitment to their success includes an understanding that he treat every referral as if they were family. He appreciates every referral no matter the circumstances and ensure these referral partners receive the communication necessary for them to focus their time more effectively. His commitment to his customer's demand he stay involved in virtually every facet of the mortgage business to ensure he provides honest, ethical and exemplary service. From product knowledge to program guidelines, his ability to articulate all options to all customers helps them to make a decision that ensures they are securing the financing option that best suits their needs. Chris has been married to his wife Stacy for 11 years and have a 3 year old son Blake and a 7 year old shitzu named Harley. Originally from Syracuse, NY Chris has lived in Sarasota since he was 3.

    Michael Saunders & Company Lakewood Ranch - Reception Desk of Michael Saunders & Company's Lakewood Ranch Office. Lakewood Ranch Florida Real Estate, Homes, Condos, Lots, and Title.

    Michael Saunders & Company Lakewood Ranch

    (5 reviews)

    If you're looking for a Realtor in the Lakewood Ranch, Sarasota, Bradenton or Palmetto area look no…read morefarther. Kiley Riccardi (Eastman), as well as, the entire Michael Saunders & Company team are true professionals. Bottom line up-front: Kiley was born and raised in this area. She is not a transplant like most of us. She went to school here and is a true native of this area. That makes her an area expert, skilled in the local real estate market. How did we meet Kiley? Well, my wife and I saw a home online and took a drive to the property. After seeing the outside, we wanted a showing that day. We called Kiley's office and she and her fiancé were actually on their way to Orlando for a weekend getaway. She turned around and met us at the property. That's what we call duty-first selfless service! We didn't end up purchasing that particular home but we did immediately hire Kiley. We are very picky and detail-oriented. We were looking for a homestead type property with many "must haves". Not a simple task by any standard. Kiley took the time to listen to and understand our wants and needs. Kiley did not waste our time. She got right to work and selected a few properties that fit the bill and scheduled showings immediately. She was spot on with the properties she showed us. Needless to say, we put in an offer in the first few days on what has become our dream homestead. Kiley negotiated us a fantastic deal and then took over the entire process to closing. She took away the typical worry and headaches that come with home buying. Kiley put the process on cruise control for us. Simply Amazing! We got a detail-oriented hands-on agent that provided a stress-free transaction from beginning to end. Kiley communicated every aspect of the purchase, answered all our questions and kept us informed every step of the way. It couldn't have been any easier. Here is what you're not getting with Kiley. You're not getting a part-timer that has another job. You're not getting a start-up inexperienced real estate agent. You're not getting a realtor at the back end of their career. What you are getting is a highly experienced local area realtor in the prime of her profession that lives and breathes real estate. Not to mention that Kiley is high-tech. With her skills of email, text, skype, facetime, and electronic document signings etc... we could have been in China and she would have effortlessly got us to the closing table. We are not ones who typically write reviews. But in this case we felt compelled to acknowledge the exceptionable competency and professionalism of the service Kiley provided us. There is no doubt we were in good hands from start to finish. If you're like us and just want results then Kiley is for you. Don't waste your time shopping real estate agents in this area. Kiley is a full-service real estate agent that knows this area and market better than most. If you need to interview a few real estate agents then do so, but do include Kiley. Kiley easily get 5 Stars from us and rate her best in this area. As a matter of fact, we rate her the best we ever had. Give her a call. You won't be disappointed.

    I can't say enough about our agent, Susanne Lee Cosgrove and her team mate Chris Baylis. They sold…read moreour home in days. They both came to the house and moved a few pieces around and Voila!, the presentation was beautiful with no fee from a stager. They returned calls quickly, handled everything for us. One of them was at the house at each showing which I think is a big reason why it sold so well. We trusted them explicitly! We were so impressed with them we bought our next house from them. Can't say enough good things about these two.

    Avalon Group Realty

    Avalon Group Realty

    (17 reviews)

    Downtown St. Petersburg

    Yvette is a wonderful agent. We initially had another realtor and mid-way through decided to change…read moreover to her. Why? She listened to our needs. She was quick to respond and personable. It wasn't just about a transaction. If she didn't know something, she would go and find out. And she was honest about it. Her genuine concern to have us find what we're looking for really shone. We actually lost out on our first offer and were pretty bummed. Immediately the next morning the first email I saw was from Yvette with a new listing that met our needs and was about $100k less than the first one. She made time to go see the home with us at a moments notice knowing our time was limited. And our offer was accepted. Even after closing she made sure our issues were addressed. I'd highly recommend Yvette and team to anyone looking to purchase or sell.

    I'm going to start off by saying I interviewed several real estate agents and Aaron was without…read morequestion was the best. He is professional, precise, knowledgeable and communication felt like I was the only client he had. Him and Rob came out and assisted with staging of our home. Their eye for design is without question on point. A lot of real Eatate agents have no idea about design and really don't understand their clients. Aaron is amazing with understanding what matters to his specific client the most. He listens and pretty sure he never stops working. He works hard for his clients to get them the best deal. He sold our house at the price higher than we listed for. Most agents wanted to list our house for 20k below what we were wanting to list, aaron and rob rolled with it and made it happen over asking. They stayed with us every step of the way and more than professional assistance, they assisted like a friend. They really cared and gave their honest opinions. Lord knows I'm not the easiest to work with but the patience his team had was outstanding. Josh who is another agent on the team was out of this world as well, everyone who Aaron surrounds himself with is top notch. I can't imagine anyone else assisting with our home selling process. Not to mention they were the agents for the buying of our new home- which we got under listing, in this market!!! Hire Aaron, you will not be disappointed.

    Creative Lending - mortgagebrokers - Updated May 2026

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