People are friendly here and they give you the best rates for the less unfortunate drivers with bad records. I was fortunate to get my insurance down $500 less than other premium insurance companies. They work hard to find a good quote for you. Only bad side, the waiting time to talk to someone. Maybe that's at every insurance firm but it's irritating when you just want to speak to someone and get on with your life. read more

This place is a money grabbing scam. They don't disclose what their actually "hidden fees" are until they charge you & they charge a couple hundred dollars just for writing up your policy. Touby Vang is extremely unreliable unprofessional and unresponsive. None of the agents know what they're talking about when you call- they all give different information. DO NOT GIVE THIS PLACE YOUR MONEY! You're better off going to a direct insurance provider - not this money hungry middle man. read more

Honestly we were not looking forward to calling because most places and reps for insurances are impatient and don't have the best customer service. HOWEVER- Jordan Rocha, simply made our entire day due to her patience, her understanding of our needs, as well as her beautiful emphatic customer service. The duration of the call was long due to our lengthy vehicle policy transfer however she kept us informed the entirety of the conversation. I highly recommend this branch and asking for Jordan. She was outstanding. Thank you read more

I really can't say anything about the insurance itself or anything else for that matter except for the great customer service I got from Gerardo that helped me. All I can say is that he was fantastic in signing me up for new insurance. He was very professional and had answers to all my questions right away. Thank you for all your help. I hope this will be a good relationship without any hassles. read more

This company is a physical representation of a migraine. The customer service goes hand in hand with the shitty, overpriced insurance policies! Atleast they're keeping a consistent standard! These people set the bar so low, that any company you find after this is a God send!! Update: finally got my policy info updated! Hegel Enrique Raigoza Lopez is the ONLY agent that was able to help me, instead of transferring me or putting me on hold. This man needs a raise!! Thank you again Hegel In response to your "copy and paste" generic ass pre generated response: if you WANT to help, you need to retrain all of your employees. This company needs to be turned into BBB. You want me to call this number for what? So you can transfer me back and forth for hours on end? ROOOOOFL read more

Bertha Berlanga is a scam! I needed car insurance for my vehicle. Bertha assured me that I can get full coverage on my vehicle. She gave me a quote for liability coverage. I had to pay a down payment which up totaling to $635 plus the initial payment. She then said to give her a call after two weeks to switch over to full coverage since they can't get me in to full Coverage just yet. I tried contacting her after the two weeks. I emailed her, sent her a text message and no reply! I then contacted cost u less directly and Esmeralda told me they don't offer full coverage. It all made sense. Bertha wanted to get commission for selling false advertising car insurance and then once she received my payment she ghosted me. Esmeralda gave me a number to reach out to see if I can get a refund. I contacted them and long story short they only refunded me $100. Had I known I couldn't have full coverage I would've never wasted my time and money into this company. My vehicle needs full coverage and I obviously wouldn't buy into this if I knew they didn't offer it. I'm beyond disappointed with the service and quality of this company. I will be reaching out to the BBB in regard to this because it's false advertising. This is wrong and needs to be addressed. I want people to be aware of this issue because it can happen to you with Bertha Berlanga advertising falsely information and stealing your money. read more

Bertha Berlanga was very helpful, she was really nice and went above and beyond to provide me with the best service. She was able to bring a pleasant experience out of an initially bad situation. read more

Angela was amazing! Very attentive, patience & was able to give me a good quote. Thanks for taking your time & explaining everything to me. Excellent customer service. Thank you! read more

Joke of a company. I literally talked to 6 different reps, who put me on hold & transferred me giving me the run around for 2 hrs. I was charged a $395 BROKER FEE! Wtf. Claire who put my papers together at the office in Stockton on the Miracle Mile, NEVER explained to me that part of my $563 "down payment" was for a $395 broker fee... for what? For her to look at a computer and print papers out for me. DO NOT sign those papers when they explain them to you & just say "initial here" READ THEM YOURSELF THEY ARE SHADY AF! I trusted her... Lesson learned & I for sure am reporting this to the BBB. The customer service line is even worse. BROKERS ARE NOT NEEDED YOU CAN CALL INSURANCE COMPANIES YOURSELF... another hard lesson lea Ok so I call the number given and it's billing who has no idea what I'm calling for... then get transferred to customer service and get the run around, like I said joke! read more

Had my payment processed by a brand new employee, Johanna, and she still made everything simple and easy! She was relatable and was a breath of fresh air to my day. I highly recommend the girls at this office! read more

Just want to send an extra special thank you to Clairee for going above and beyond, I went in last week around 15 minutes before their closing time (yeah I'm one of those)and Clairee really hooked me up and never made me feel rushed or like an inconvenience, I really appreciate that! I definitely recommend cost-U-less on pacific Ave and ask for Clairee! read more

Cost-U-Less Insurance - Home & Rental Insurance Near Me - Stockton, California

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Fast friendly service! Literally had me in and out within minutes! Go see Clairee if you need help picking the best option for you.

If I could give them a neg zero I would. These people take advantage of you when you need help and don't know what to do. I came here a couple years ago becos I got my firSt DUI. I was scare and never had insurance before . My DUI teacher told me to go here . I came and they reassure me that they can sell me insurance for a low price and can help me. The guy that help me was a guy name Jeremiah the manager . Anyways when he was looking up prices he never told me about his $320 broker fee. Everytime I would question the $320 fee he's say it's part of the insurance .Thinking he's helping me I believe him. It wasnt until I when home I saw this $320 fee.Thats when I realized that's why he's rushing me to sign the paper fast especially the fee paper.I'm just mad that this guy is taking advantage of me at a time when I'm confused and don't know what to do.Do not come here if you want insurance unless you want to get cheated. Buy your insurance from a real company ! Cost u less my ass more like rip you off insurance read more

Cost-U-Less Insurance - This ass hoe will charge u $320 for a broker fee don't go here !! - Home & Rental Insurance Near Me - Stockton, California

Where do I start what great service. The other reviews do not give this Cost U Less the credit they deserve. As soon as I walked in Michael greeted me and offered me water or coffee. Frank was so awesome he was very knowledgeable and patient. I got a great deal I walked out of there not feeling scammed like with other insurance companies. Both gentlemen were extremely kind to me. I would recommend them to anyone. Evening time is the best time to come in to make sure they will help you. read more

This was by far the best experience I've ever had purchasing insurance. Claree was very informative in providing my insurance options at fantastic prices! I will continue to purchase my insurance there always! read more

I'm giving this office 5stars because of the awesome customer service I received from Clairee Goins. She helped me understand my policy as well as my bill. As well helped me choose the best plan for me. Thank you!! read more

The customer's service I received from Anthony was great. I kept him for almost an hour after closing and didn't feel rushed what so ever. All of my questions were answered and he broke my policy down so I could better understand it. I came in looking for the best possible rates and I'm confident I walked out with them. I highly recommend this insurance agency, they're professional advisors and are very welcoming. read more

Went in today for a quote and was greeted by Claire goins. Very sweet. Amazing customer service

I'm giving this office a five star review because of clairee goins because she helped me understand my policy and helped me pick the best plan for me and my family. read more

Mary at Cost U Less did an excellent job at finding me the best price for what I was asking for. She ended saving me over $150 a month from my previous insurance company. By her doing this I will continue to refer business and due business there as well for a long time to come. If your looking to save money, this is the place you need to go see. read more

I've had nothing but good experiences with the insurance brokers at this location. Shanedra Robinson was the person that helped me chose the best policy. I'm referring others to this location as well! read more

First I want to thank Kristen from Stockton cost u les she help myself and my girlfriend finding a policy. She was very helpful and make sure to answer all of our questions. I highly recommend anyone to go see her with there insurance needs. The process went very smooth and fast. read more

I recently purchased a policy for my son through Kristin C. She was extremely helpful in finding the appropriate policy to fit our needs. She answered every question thoroughly as well as provided us with a variety of options. Our experience with Kristin and Cost U Less was first rate. Looking forward to doing more business in the future. Thank you! read more

BROKER FEES!! Don't let them trick you into splitting the down payment because thats how they screw you over! And how come I got a quote & told them about my violations but it wasnt in the system when I got in the office? They BS too much!! & they act too high class!! One chick don't even smile. I went in with my boy one time & the filipino girl helped him. Where she at? Only one in that spot who is friendly and genuinely concerned for the customers. Rip off!! And theyre the same company with Freeway Insurance. Remember that when you are shopping around. They even try to bargain with you. This aint no damn flea market. Good luck yall!! read more

I'm going to give this 2 stars because over a year ago, from what I recall, signing my new car insurance policy- I had no issues. Also, I owned my car outright and just got liability for the time being (since I worked less than 3 miles from my home) and it's very reasonably priced. So 2 stars. I've never had to put in an insurance claim luckily. So I have no review on that. However, in July I switched my car insurance to a new provider to have full coverage and a bundle package I was already in for other insurance purposes. I.e home,auto etc. I tried to get in contact with Cost U Less and Western General who they had covering me. I was told in order to cancel my policy I needed to write a letter with specifics on there sign and date it and fax it in. A week later I follow up, it was not received. So I do it again..no such luck. August, the payment comes out again. Now I'm covered by two separate policies at two different entities. I was leaving town for the week and called to follow up again. I was told to fax AND email the attachment. When I return home and follow up I was continuously given the run around about how they all use the same fax number and email etc. so maybe they get misplaced.. whatever.. 8/29 I call in to follow up.. no assistance. September's payment comes out. My car is sold at this point by the way. So I fax and email them saving both confirmations this time. I then receive a letter in the mail (hoping it is a cancelation letter I open it eagerly.) it is a letter stating October's payment would be coming out soon on automatic withdrawal as every payment prior had. Steam came out my ears. I call and request to speak to a manager. After about an hour of my time multiple phone calls and transfers and holds.. I was instructed to "go into a branch" I asked why I would need to do so considering all this time I was told to do it by fax and/or email. She said because she didn't want to "keep giving me the run around since it still isn't solved" and that it would be the best route. She finds the closest branch to me, finds the hours, phone number and address. I hung up and drove there immediately frustrated with all of my documents in hand but also seeing a light at the end of the tunnel since finally someone was being honest and helpful. I drive past see the OPEN sign lit up like a Christmas tree...steam still spewing from my ears. Find parking. Grab my documents... the door was locked. Because the online hours, yelp hours, hours that the employees confirm as correct; were incorrect. Cost U Less closes an hourly EARLIER than they advertise. Thankfully I've been paying them for months longer than I was supposed to so they could afford the electricity to leave the WRONG sign plugged in. So today, trying again.. hopefully for the last time. I've been waiting for 30 minutes so far as there's only 1 employee here. At least I found something productive to do with my wait time... leave a review. My advice. Pay a little more for less headache. No insurance brokers! read more

A big thank you to Mr. Tran you found me the exact monthly payment plan I was looking for. Thank you for your professionalism and really listening to what I was looking for as a policy holder. read more

Do not trust these people!! I called in to put full coverage insurance on my brand new car and basic liability insurance on my used 2000. Queren who did my policy put the wrong coverage on my car and did it the other way around full coverage on my used car and basic on my new one. Never once mentioned it even when I asked her what my coverage was went in a second time and asked about my coverage once again not mentioned! Fast forward to today and I got into an accident and they're saying I never had full coverage on my new car. I do realize that the consumer is responsible for signing the contracts and asking questions and it is simply the brokers job to help and answer the questions. But what do I do now after I asked these questions and I trusted these people to insure my vehicles the way I asked them to and they don't care enough to do their job correctly or even look at a computer screen long enough to answer my questions correctly. Everyone there is incompetent! Right down to the corporate office who calls me everyday other day to harass me to tell me it's not their fault mind you I have only called them once and have not called since then. Do not trust this company!!! read more

This place is horrible I called in and they gave me a quote, when I went into the office it was completely different from what we talked about and the customer service was horrible. I ended up buying a policy anyway because I needed it to get my license back, but I looked at the paperwork later and I noticed that they charged me a $350 broker fee just to start me up. They really took advantage of me and never explained to me what I was paying. Unless you want to get ripped off and played don't go here read more