Truly an amazing business operated by people with integrity and huge hearts. Yes there were hoops…read moreto hop through but everyone at Today Lending (Chris, Kelly and Falon) went above expectations to see my purchase become a reality. Any questions that I had were answered in a rapid manner and on several occasions I received courtesy phone calls to just check up on me. I am not from the Tulsa area so when I decided to purchase a home with acreage I just had to take a leap of faith. It could not have worked out better. I run a large company in the Tulsa community and will refer this crew to all of my friends, family and clients for I know that they will be in good hands. EXTREMELY SATISFIED HOMEOWNER. THANKS GUYS!!!!! BR

This place is a disastrous joke of an organization! They couldn't seem to get the spelling of my…read morename correct, which is JEFF, even after I repeatedly corrected them. If they cannot spell JEFF I shudder to think how badly they could have botched their title work.

Micah at Zfg mortgage had great communication with us through the entire process. He was also very…read morefriendly. Through Micah and Zfg mortgage we applied for multiple grants and programs for first time homebuyer assistance and were turned down the first time. Micah then informed us we didn't qualify for one but we qualified for another. We were told we could be expecting a 7k assistance toward our down payment and closing costs. We checked in a couple more times in the weeks leading up because that assistance wasn't showing up on any of the documents they sent and he assured us every time that we'd have it for closing. The day before closing Micah called us stating we didn't qualify for the first time home buyers grant and gave no explanation for why we couldn't utilize that program. We could afford to proceed with the purchase of the house but if we weren't fortunate to be able to, we would have lost a lot of time, money, and ultimately wouldn't have been able to purchase a house at all. Micah is a nice guy but seems under trained or incompetent with first time home buyers.

My experience with Micah was fantastic and I couldn't be happier as a first time homebuyer. Micah…read morewas thorough and answered every question I had quickly and clearly, and made sure I was fully updated at every step of our process. I would absolutely recommend ZFG and Micah to anyone looking for a mortgage in the Tulsa area.

They could get rid of their entire staff. Our Senior Loan Officer decided to "Withdraw Our Loan"…read morebecause I questioned her 3 emails that she sent in one hour asking for things already provided,she would send companies to us that we had not had the opportunity to review, you could not talk to any other agents, you could not tell the loan officer anything in confidence, she immediately would run to the realtor. We still can't any information from her, her supervisor or another loan agent that was assigned to us. We do not get return phone calls or response to texts or emails. Avoid this company.

My husband & I applied for a home loan with Flat Branch Home Loans (FBHL) on March 11, 2023, then…read morewe found a much better rate & started working with another company. Unfortunately the home had severe structural issues that were discovered during the inspection. We decided not to pursue the loan with either company & cancelled the contract with the seller. FBHL was immediately notified and an appraisal was never conducted. Once notified, the lender, Jennifer O'Brian, sent us a nasty email, basically scolding us for seeking the best rate possible. Yes, even in the current market with extremely high interest rates she expects us to accept her rate & fees even though they were much higher. Fast forward to today, August 22, 2023, FBHL decides to notify us that we owe them $175 for the appraisal on that home. If you are ready to accept high rates, expensive fees & abuse from the lenders, I recommend FBHL. If you are looking for competitive rates, try Muskogee Mortgage or, if you're qualified, Veteran's United. Both were much better to work with & great rates, with no hassle. Our realtor even told us that Billy Jones with Veterans United was the best she's ever worked with!!

Sam Fowler at Supreme Lending is who we chose to go through to get approved for our first home. We…read moreare so glad we did!! Looking back, I wouldn't have wanted to go with any other. He was super thorough every step of the way. Even helping us in our journey to prepare in advanced for applying and getting all our ducks in a row. He knows his stuff maybe more than anyone I know! He was faithful to educate us as needed throughout the whole process - we learned so much! As first time home buyers, we needed someone to "hold our hand" through the process and he did just that. We got approved for more than we expected and thanks to Sam, we are now living in a home that checks almost everything on our dream list! Which is a far cry from the paycheck to paycheck and fair credit state we were in not too long ago. While we were in our application and home buying process, Sam received multiple high honors in his field - further confirmation we made the right choice. We cannot recommend him enough! ++5 stars!!

David is very knowledgeable and professional. He also has a good support team. Everyone in the…read moreoffice was friendly and quick to reply with emails. We had a great experience using them. If you are ever there, don't forget to ask for a cappuccino-its as good as the coffee shops make.

Tyler is not only an amazing lender, but also a genuine and hilarious individual. He's helped me &…read moremy family with everything - regardless of potential commission. He simply cares about helping people achieve their financial and real estate goals. I learn something new every time I talk to the guy. He is a wealth of knowledge. I'd recommend Tyler to anyone! In the sometimes crazy and overwhelming world of mortgages it's nice to work with such an ethical and enjoyable person. Keep up the good work (& beard) TV! I'm proud to call you my friend.

I've personally been in the financial services industry for over 15 years and tend to hold a fairly…read morehigh standard for what I expect from lenders. The "sniff test" for a great loan officer in our industry can be answered with a simple question: "would you refer your mother, father, or sibling to this person?" The short answer, as it relates to Tyler is "absolutely yes." I recently referred a couple of close friends to Tyler--one for a purchase and the other on a refinance, and they were exceptionally pleased with their experience. In fact, Tyler was able to help my friend navigate through a complicated home purchase and get his loan closed ahead of schedule. Over the years, Tyler has become my "go-to" Loan Officer, and I can't speak enough about the great things which he has done for us and the clients which I've referred to him. He takes a personal interest in his clients and treats them like family from the beginning of the process until the end and is always accessible. Needless to say, if you're needing expert advice from a skilled loan officer, look no further.

I started out looking for a bank in Stillwater when I went to college, but didn't like the…read moreatmosphere or the location, so when this one was built so close to my home, I figured it was worth the switch. Man, what a good choice. The building is convieniently located at the not so busy intersection of 71st and 145th streets, so I avoid the craziness of 71st and 169, and the construction on Elm St. The parking lot is a tad on the small side, but there's never a bunch of people there. The staff are always courteous and kind, and don't push stuff on you every single time you make a transaction. I've been to banks where they'd offer me credit cards, deposit boxes, you name it, every time, even though they should have know from asking so much I'd say no. They have recently built a mini-shopping area next door which seems to cramp their space a little, but I highly recommend this bank if you're looking for a pleasant banking experience. They're up there with the best.....Lots of upgrades on accounts available depending on where you are employed.

Nice tellers and bankers which is very important. Like this branch a lot but not the easiest to get…read moreto if you are going east on Kenosha/71st. Nice lobby! Love banking with MidFirst!

Absolutely terrible service. I have never been to a bank where the customer service is so terrible…read more It's only this location (71st and memorial). Just opened an account, had my debit card mailed to the bank rather than my home address (hoping it would be faster). A week after my card should have already arrived, they decided i should have to pay for their mistake of not sending my card out on time, and charged me for a instant issue card. Although it is only $5. I've never seen a bank be so worried about $5 that they would rather have a disgruntled customer than issue the free card as they should have in the first place. Terrible. I'll be closing my account today

From the owner: MidFirst Bank offers a full range of personal, commercial, business, trust, wealth management,…read moreprivate banking, and mortgage products and services. As the largest privately owned bank in the United States, MidFirst Bank occupies a rare position within the banking industry and provides its customers a special brand of banking. MidFirst Bank has banking centers in Oklahoma, Arizona, Colorado and Texas, and it provides commercial lending, wealth management and private banking nationally.

Complete waste of time and money. Lost thousands of dollars awaiting a deal that he never actually…read morefigured out. Lied about closing and refused communication on multiple occasions. Not available for contact during all office hours. AVOID at all costs.

Gateway Mortgage is our current loan servicer for our Texas Veterans Land Board Loan, administered…read morethrough the VA. Gateway Mortgage bought our loan from Academy Mortgage Corporation almost immediately after we closed. At the time we closed, Academy mortgage had falsified our closing documents to make it seem we had purchased a hazard insurance policy along with our homeowners policy. We had not nor had we ever been asked to and didn't have it. Academy Mortgage knowingly sold this mortgage to Gateway Mortgage implying in the contents that we had. Upon review we found "Hazard" beside the blocks for homeowners insurance in several places. When Gateway bought our loan we received notices stating the loan had been transferred and the servicer was changing but that EVERYTHING else about the terms of the loan would remain the same. The terms of the loan as per our closing documents and when we signed the LEGALLY BINDING MORTGAGE CONTRACT was $1,289 Principal and Interest and $88 escrow for insurance payments. This made our monthly payment$1,377.00. We closed with the assumption, based on the closing disclosure, which is basically a "good faith estimate" of what our payment will be so that we know what to expect. We were expecting this amount to be more or less the payment for the duration of the mortgage. We purposefully chose this property and this mortgage company due to the fact that the price of the property and the interest rate we were quoted added up to a reasonable house payment. My husband is a 100% disabled Veteran who is on a fixed disability income. This is what we could afford. We wouldn't have proceeded with the purchase if it had been higher. Gateway Mortgage started servicing our loan on 4-21-22, we closed on our mortgage on 4-8-22. This speed alone makes me very suspicious of the relationship between these two companies... We heard noting more from Gateway Mortgage until we received a letter from them the end of June. The letter was dated 6-22-22. This letter informed us that we would need to have Windstorm Hazard Insurance in order to satisfy the requirements of our Mortgage. They stated we could purchase this or they would purchase this for us at a higher cost. We assumed this would be maybe an additional $50 per month. We pursued this by ourselves and it was next to impossible to obtain. Our home had a new roof in 2019 that they did not record with the county as required in our area so no one the HUGE list would insure us or would only insure at amount over $5,000 per year. The two companies that would insure us, State Farm and Professional Insurance, required that we switch our entire homeowners insurance policy to them...a policy that was nearly twice as much...not even including the windstorm insurance. The windstorm insurance polices we were quoted ranged between $2800 to $3,200 per month. This would add between $260-$300 per month., a considerable amount over the estimate and out of our comfort zone. In addition the premium per month would increase from $88.00 to $214. In total our payment would be at least $1,776. A considerable amount over the estimate and completely out of our firmly set budget. After we consulted legal aid organizations and the VA we found that this DID change the terms of our loan and it couldn't legally be enforced without a mortgage loan modification between us and Gateway Mortgage. Based on this we contacted Gateway Mortgage and declined to purchase the Windstorm Insurance. Every month after this, we received a letter dated the 22nd of that month. It stated the same thing and threatened the force placed insurance. We contacted them each month after receiving this letter, patiently refusing the coverage based on the information we had. We paid our mortgage payment, in full, every month, on time and it was accepted as a full payment and applied. We received a new annual escrow statement the end of October 27 in which they added the force place insurance. This escrow statement charged us a shortage payment of over $600 for the 6 months they accepted our agreed upon payment as a full payment. It also included a new escrow amount of over $400/month for future payments. MAKING THE TOTAL PAYMENT over $2,400!!!! Shadier than all is that the plan, which they refuse to show actual proof of or proof they paid the amount debited from our escrow, is quoted by them at only $4,900/year. Which if divided by 12 months + 1 month cushion comes our to only $442/month which, so where does the $600 amount come from. It doesn't stop next November, it continues to be quoted at the over $2,400/month. Gateway has thus far declined to return contact with us. They have not responded to repeated complaints filed by us with the FTC, CFPB, Dept of Savings and Lending, the Attorney General of TX and UT, the FDIC, and the BBB. We continue to pay the $1,377 mortgage payment we agreed on when we signed our legally binding mortgage contract on time.

DO NOT TRUST THIS LOAN OFFICER or the people she works with. Check out the other reviews(2.2)…read moreshould have checked this before we even thought about doing business with her or her company or the real estate agent that sent us to her.