Elisha came recommended by my sister-in-law for refinancing our home. We compared rates with a few…read moreof the bigger lenders and Elisha came in very close to what they quoted, and we preferred to work with someone in person vs. long distance. She made the whole process painless and smooth. She even made copies of all our required paperwork so I didn't have to fight with our scanner or wait in line at Staples with the kids. She took the time to explain the whole process to us, there were no hidden fees or last minute surprises, and she was available through text/email/phone readily. We've been wanting to refinance for a while now but kept putting it off due to the imagined headaches and work we thought it would take, I wish we would have known how simple and easy Elisha would make it and we would have done it a long time ago!

Want excellent service with knowledgeable experts? Want…read moresomeone working for YOU when you are at work or out of town on business? Choose this team that works for you 24x7 and let them solve the many issues underwriters look for when you need financing and real estate transactions. I have done dozens of real estate deals over three decades and dealt with most banking institutions and title companies in San Luis Obispo county and never have I had the high level of service and commitment as I did with Elisha and Yesenia at Simple Lending and Realty. They represented me with my new home loan and my real estate purchase. Even when we hit major road blocks with the bank and I was traveling during my 30 day escrow they keep everything moving along and keep up updated daily. They got me a fantastic loan and a great home and even helped when the sellers agent was a pain in the ass. These ladies are professionals and smart. I have already recommended them to friends and coworkers. Do yourself a favor and hire these real estate-home loan experts and let them do the work for you while you are at work or home. Again I want to thank Yesenia and Elisha for a great job. The Bell Family in Paso Robles

If you are looking for someone that will take one of the most complicated things you will ever do…read more(buying a home) and make it so incredibly simple, go see Zoe. We were first-time homebuyers in a new city and were frightened by the process. From the very first meeting, Zoe made us feel right at home. Everything from the application to close of escrow was handled with extreme professionalism. Her knowledge and experience helped us buy our dream home and we can't thank her enough. This will not be the last time we use Zoe and Envoy Mortgage. Thank you!!!

A great big shout out to Zoe Raithel, branch manager & senior loan officer at Envoy for supplying…read moreour Rotary golfer goody bags with a sleeve of golf balls! It's been a long time since a business has stepped up and provided the golf balls. Mostly because it's not cheap to stock up 100 bags. The event raises money for Paso Robles kid programs and we couldn't provide a quality product were it not for business's like Zoe and Envoy! Thank you so much. In addition, Zoe is one of the best at her craft when it come to mortgage loans and making it happen. Girl puts her head down and gets it done.

If I could give more than 5 stars, I would. Working with Pat…read moreat Central Coast Lending was nothing short of a miracle. From the very beginning, our situation was tough -- the kind of file most lenders would've walked away from or told us wasn't possible. We initially DID have a loan officer completely ghost us right before, but not Pat! He stayed patient, persistent, and focused the entire time. Even when it felt like the odds were stacked against us -- with hiccups in paperwork, last-minute surprises, and a tight timeline -- he somehow made it happen. He communicated every step of the way, always kept us in the loop, and fought hard to get us across the finish line. Because of his commitment, we're now officially homeowners. That still feels surreal to say! I can confidently say we wouldn't be holding these keys today without him. If you're looking for a lender who actually cares and gets things done no matter what, Pat at Central Coast Lending is the one you want in your corner. We'll be recommending him to everyone we know

Mike and his team are great! I used central coast lending initially because a friend recommended…read moreit. Mike ended up getting me the best rate out of everyone I filled out applications with. That was our first time purchasing a house. Mike was very informative and patient. Mike was extremely professional and proficient in his craft. We now have used Mike for the second time.This time for a refinancing of our home while we have even better rates available. Give them a try!!!!

Todd at Connect Home Loans was great to work with. When we were looking at a home, he pre-qualified…read moreus and clearly explained what we could afford and what our budget range looked like. That helped us think through everything with confidence. He answered all of my questions and my wife's questions without hesitation and really knows his stuff. He got back to us quickly every time and made the whole process feel simple. Very knowledgeable, very responsive, and just a genuinely nice guy. I would definitely recommend Todd if you're looking for a home loan.

Todd and his assistant Ashley were extremely helpful in assisting us in purchasing our first home…read more We had a ton of questions that they were always willing to answer.

Christa was fantastic to work with throughout the home-loan process. She was incredibly responsive,…read morehelpful, and thoughtful, and she came up with creative solutions for a challenging financing situation--all on a tight deadline. I really appreciated her expertise, dedication, and support. I'd gladly recommend her to anyone looking for a mortgage professional.

Christa is what I would describe as above and beyond professional. She came to my lending company…read moreafter another lender had left her and her borrower in the lurch. Time was running out. The borrower was about to lose the property. It was already in escrow but the other lender ate up a lot of the time. We worked together like a well oiled machine. If we asked for something it was in our hands within 10 minutes. She answered every phone call, every text and every email in record time. We were able to get the deal done with hours to spare thanks to her diligence. I highly recommend.

Kathy made herself available, on a Sunday, to walk me, a first time home buyer through my mortgage…read moreapplication over the phone. She was patient and super helpful with everything. Kathy made sure I understood each step in the process. Kathy was wonderfully communicative through email, text, and phone calls. I felt completely supported through the whole mortgage loan pre-approval and approval stages. You want Kathy in your corner for your mortgage-she is fantastic!

Kathy is one of the hardest working individuals we've ever had the pleasure of working with - she…read morewill inform you every step of the way. We've come to her twice already and are impressed with her work ethic. Highly recommend :)

Highly recommend Ermina and the whole team here at Guaranteed Rate. The whole staff was very…read moreknowledgable and quick to respond and take action. They made what is supposed to be one of the most stressful times very easy and smooth. Highly recommend! Thank you again, Ermina!

Donna Lewis and her team are the best! We had a 21 day escrow but were ready to close by the 17th…read moreday! Donna is truly a problem solver which was a must for my unique financial situation. She made no promises that she couldn't fulfill and worked tirelessly to ensure everything went as smoothly as possible. Her team members were equally as great and extremely helpful whenever I was in need. I highly recommend Donna Lewis for your home financing needs!

In March of this year Samuel Cotton of The Mortgage House was referred to me by a realtor in the…read morearea where my mother's house is. I had been trying to figure out a way to 'buy back' her house from a Reverse Mortgage company so that it would be a significant income now that she is in a Care Facility. Since March Sam has been walking me through this and going to great lengths to explain things to me, even when I forget it, so that I understood what this involves. Through telephone & cell phone issues, he's been very patient with me and made sure that I got the information I needed so I could give him the documents he needed. Patience of a Saint in my case. The process took longer than it was thought it would due to circumstances beyond either of our control but he kept on going, finding new and better ways to work this out for me. This past Monday I got a call from Sam saying that the 'Loan had funded' and a at lower interest rate and lower monthly payment than we had expected! I am not so sure that someone should be 'so happy' about owing that much for the next 30 years at my age but I am Thrilled! Sam is the absolute GREATEST at getting a home loan worked through, even if you don't know anything about buying a home, and getting the best possible loan for you. Thank You so Much, Sam! The rest of The Mortgage House team were so kind and caring and supportive of what Sam was doing for me that I felt like I was family. Thank you to all of the Mortgage House team! If I could give this team 10 Stars I would!

Sam was the best. He kept an eye on the process at each step and resolved problems as they came…read moreup. Sam is a very knowledgeable mortgage profession. Thanks for a job well done. ladonna

Steve at Envoy provided a high level of service and patience as my home search stretched out over…read moreseveral years. He was always quick to provide a prequal letter for the many offers I made and ultimately did my mortgage early this year. I needed a great deal of advising, reassurance and educating as I had not purchased a home in 30 years. Steve never failed to be courteous. I'd give him 6 stars if that were possible.

This was our first time taking out a home loan and Steve and team could not have made it easier!…read moreThey went through the scenarios that would be best for us, were quick to give updates, walked us through the entire process, and answered any questions we had directly, making it easy to understand. I would highly recommend Steve from Envoy in Morro Bay to any of my friends/family who need a home loan! There's a reason that every realtor I spoke to recommended Steve, and now we need know why!

I highly recommend Sunset Honda for Honda owners. I recently had a great experience with their…read morecustomer service team. Thank you to Will Anderson for his help with my smog check issue. He was polite, thorough, and took the time to explain exactly what needed to be done to pass. Thank you to Fred, the mechanic, for diagnosing the problem and completing the repairs needed to pass my smog check. His expertise resolved an issue that had been a real headache. I've been bringing my car to Sunset Honda for many years. Any issue I've had has always been resolved, and I've never left as an unhappy customer. The manager is also very courteous and professional. I'm grateful to have Sunset Honda in our community.

Sales Are Sales, But One Service Guy Stands Out…read more.... Sales: - Aside from "Financing": 4 - "Financing": 2 Service: - Advisor: 5 - Scheduling: 4 - Kept Up-To-Date: 5 - Prologue Software (it's a combined effort with GM): 3 - Waiting Area: 3 (almost always crowded) - Shuttle to Nearby Areas: 4 - Location of the Dealership: 5 This review actually covers 2 parts of the business: Sales and Service My wife and I owned several Hondas over the years and, since I wanted to get an EV in June 2024, I bought a Prologue Touring model. The salesman, who I believe is no longer at the dealership, was reasonable. In fact, all the people I met seemed "reasonable". Of course, maybe that's just the nature of most employees in sales. One incident still sticks in my craw. Right before I finalized the paperwork, my sales guy said he just heard from the "top brass" that in order to immediately claim my tax credit of $7,500...I needed to finance "part of the purchase price". Otherwise, I'd get that $7,500 when I filed taxes in 2025. I was ready, willing and able to simply write a check for the full price, but they said "you'll need to finance around $20,000 of the $62,000 total. Just pay it off after the 1st month. The cost to you will be about $80". It was and I did.....although that seemed like a smarmy way to make extra money from people who fail to pay it off. Now for the better news. My Prologue ran well, didn't have any problems and was a really great experience to drive from June 2024 until October 2025. At that time, parts of the large dashboard started to go blank and error messages began to pop up. The car still rode well, but I wanted to know "what's up". On November 4th, the Service Department said I needed software updates and tried every way possible to get that done, but nothing worked. They determined - together with Honda USA Headquarters in LA - that new "communication hardware" had to be installed. Unfortunately, that wouldn't arrive until December 23rd. Sunset Honda offered a free rental from Hertz, but indicated I'd need to leave my Prologue on their lot for 6 weeks until the part arrived. I declined and kept the car so it could be parked in my garage each night. The hardware did arrive on December 23rd, but since installation could be a multi day process, I scheduled it for December 30th with a pickup on January 6th (I live 35 minutes away). They gave me a loaner from their lot for that week. Everything has been fine since then. I got a recall notice in mid March 2026 to install 11 software updates, but when I brought my Prologue in they discovered it only 1 because of previous work on the car. Through it all - everything - I've had a really great Service Advisor.....Matt Simpson. Matt understood. Back on November 4th 2025, you could almost see the pain on his face when he had to break the news news that each attempt to download new software failed. He seemed to do everything within his control to cushion the blow with each visit in November, December and January 2026. The other Service Advisors at Sunset Honda might be great, but I'd ask for Matt Simpson.