Elisha came recommended by my sister-in-law for refinancing our home. We compared rates with a few…read moreof the bigger lenders and Elisha came in very close to what they quoted, and we preferred to work with someone in person vs. long distance. She made the whole process painless and smooth. She even made copies of all our required paperwork so I didn't have to fight with our scanner or wait in line at Staples with the kids. She took the time to explain the whole process to us, there were no hidden fees or last minute surprises, and she was available through text/email/phone readily. We've been wanting to refinance for a while now but kept putting it off due to the imagined headaches and work we thought it would take, I wish we would have known how simple and easy Elisha would make it and we would have done it a long time ago!

Want excellent service with knowledgeable experts? Want…read moresomeone working for YOU when you are at work or out of town on business? Choose this team that works for you 24x7 and let them solve the many issues underwriters look for when you need financing and real estate transactions. I have done dozens of real estate deals over three decades and dealt with most banking institutions and title companies in San Luis Obispo county and never have I had the high level of service and commitment as I did with Elisha and Yesenia at Simple Lending and Realty. They represented me with my new home loan and my real estate purchase. Even when we hit major road blocks with the bank and I was traveling during my 30 day escrow they keep everything moving along and keep up updated daily. They got me a fantastic loan and a great home and even helped when the sellers agent was a pain in the ass. These ladies are professionals and smart. I have already recommended them to friends and coworkers. Do yourself a favor and hire these real estate-home loan experts and let them do the work for you while you are at work or home. Again I want to thank Yesenia and Elisha for a great job. The Bell Family in Paso Robles

If you are looking for someone that will take one of the most complicated things you will ever do…read more(buying a home) and make it so incredibly simple, go see Zoe. We were first-time homebuyers in a new city and were frightened by the process. From the very first meeting, Zoe made us feel right at home. Everything from the application to close of escrow was handled with extreme professionalism. Her knowledge and experience helped us buy our dream home and we can't thank her enough. This will not be the last time we use Zoe and Envoy Mortgage. Thank you!!!

A great big shout out to Zoe Raithel, branch manager & senior loan officer at Envoy for supplying…read moreour Rotary golfer goody bags with a sleeve of golf balls! It's been a long time since a business has stepped up and provided the golf balls. Mostly because it's not cheap to stock up 100 bags. The event raises money for Paso Robles kid programs and we couldn't provide a quality product were it not for business's like Zoe and Envoy! Thank you so much. In addition, Zoe is one of the best at her craft when it come to mortgage loans and making it happen. Girl puts her head down and gets it done.

If I could give more than 5 stars, I would. Working with Pat…read moreat Central Coast Lending was nothing short of a miracle. From the very beginning, our situation was tough -- the kind of file most lenders would've walked away from or told us wasn't possible. We initially DID have a loan officer completely ghost us right before, but not Pat! He stayed patient, persistent, and focused the entire time. Even when it felt like the odds were stacked against us -- with hiccups in paperwork, last-minute surprises, and a tight timeline -- he somehow made it happen. He communicated every step of the way, always kept us in the loop, and fought hard to get us across the finish line. Because of his commitment, we're now officially homeowners. That still feels surreal to say! I can confidently say we wouldn't be holding these keys today without him. If you're looking for a lender who actually cares and gets things done no matter what, Pat at Central Coast Lending is the one you want in your corner. We'll be recommending him to everyone we know

Mike and his team are great! I used central coast lending initially because a friend recommended…read moreit. Mike ended up getting me the best rate out of everyone I filled out applications with. That was our first time purchasing a house. Mike was very informative and patient. Mike was extremely professional and proficient in his craft. We now have used Mike for the second time.This time for a refinancing of our home while we have even better rates available. Give them a try!!!!

Todd at Connect Home Loans was great to work with. When we were looking at a home, he pre-qualified…read moreus and clearly explained what we could afford and what our budget range looked like. That helped us think through everything with confidence. He answered all of my questions and my wife's questions without hesitation and really knows his stuff. He got back to us quickly every time and made the whole process feel simple. Very knowledgeable, very responsive, and just a genuinely nice guy. I would definitely recommend Todd if you're looking for a home loan.

Todd and his assistant Ashley were extremely helpful in assisting us in purchasing our first home…read more We had a ton of questions that they were always willing to answer.

Christa was fantastic to work with throughout the home-loan process. She was incredibly responsive,…read morehelpful, and thoughtful, and she came up with creative solutions for a challenging financing situation--all on a tight deadline. I really appreciated her expertise, dedication, and support. I'd gladly recommend her to anyone looking for a mortgage professional.

Christa is what I would describe as above and beyond professional. She came to my lending company…read moreafter another lender had left her and her borrower in the lurch. Time was running out. The borrower was about to lose the property. It was already in escrow but the other lender ate up a lot of the time. We worked together like a well oiled machine. If we asked for something it was in our hands within 10 minutes. She answered every phone call, every text and every email in record time. We were able to get the deal done with hours to spare thanks to her diligence. I highly recommend.

Kathy made herself available, on a Sunday, to walk me, a first time home buyer through my mortgage…read moreapplication over the phone. She was patient and super helpful with everything. Kathy made sure I understood each step in the process. Kathy was wonderfully communicative through email, text, and phone calls. I felt completely supported through the whole mortgage loan pre-approval and approval stages. You want Kathy in your corner for your mortgage-she is fantastic!

Kathy is one of the hardest working individuals we've ever had the pleasure of working with - she…read morewill inform you every step of the way. We've come to her twice already and are impressed with her work ethic. Highly recommend :)

Highly recommend Ermina and the whole team here at Guaranteed Rate. The whole staff was very…read moreknowledgable and quick to respond and take action. They made what is supposed to be one of the most stressful times very easy and smooth. Highly recommend! Thank you again, Ermina!

Donna Lewis and her team are the best! We had a 21 day escrow but were ready to close by the 17th…read moreday! Donna is truly a problem solver which was a must for my unique financial situation. She made no promises that she couldn't fulfill and worked tirelessly to ensure everything went as smoothly as possible. Her team members were equally as great and extremely helpful whenever I was in need. I highly recommend Donna Lewis for your home financing needs!

Sam was the best. He kept an eye on the process at each step and resolved problems as they came…read moreup. Sam is a very knowledgeable mortgage profession. Thanks for a job well done. ladonna

Mary Trudeau and her team in the SLO office are truly amazing and professional. If you have a…read morecomplex real estate transaction you need to obtain your loan here! Her years of experience and knowledge are invaluable.

Steve at Envoy provided a high level of service and patience as my home search stretched out over…read moreseveral years. He was always quick to provide a prequal letter for the many offers I made and ultimately did my mortgage early this year. I needed a great deal of advising, reassurance and educating as I had not purchased a home in 30 years. Steve never failed to be courteous. I'd give him 6 stars if that were possible.

This was our first time taking out a home loan and Steve and team could not have made it easier!…read moreThey went through the scenarios that would be best for us, were quick to give updates, walked us through the entire process, and answered any questions we had directly, making it easy to understand. I would highly recommend Steve from Envoy in Morro Bay to any of my friends/family who need a home loan! There's a reason that every realtor I spoke to recommended Steve, and now we need know why!

Was in town and front my debit card and only had my ID . Went inside the bank to grab cash . The…read moreteller was nice and friendly. They now send a code to your phone on the file to ensure it's you. I love that. An older Wells so a bit dated but nice. Staff was super welcoming . Said hi when we walked in and wished us a good day when we left. We were in and out pretty fast .

Just went in and opened 2 accounts. Couldn't have gone any smoother. Right when I walked in, was…read moregreeted and showed to Juan. Juan helped me and delivered first class service. Got me up and running, with confidence! Thanks Juan and Wells Fargo. *The service was improved*