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    Clint Fagan

    5.0 (1 review)

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    11 years ago

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    IHS Insurance Group - The Family of the Family Business: Michael & Elizabeth Steele

    IHS Insurance Group

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    My specific agent left the agency. IHS didn't transfer me to another agent or notify me that my…read moreagent had left the firm. So for months I sent emails to an address that no one replied to, and made phone calls that were never returned. As a result, I was auto-renewed in health insurance for 2026, which I then had to go through the marketplace myself to cancel and find a was to cancel payments on another site. The best part about it...I just assumed that my agent was ignoring my contacts, as she had done for all of 2024! Find a different insurance broker and thank me later.

    From the owner: Your local, full-service insurance agent offering: Medicare Supplement Insurance, Part D…read morePrescription, Individual & Family Health Plans, Dental & Vision Insurance, Life insurance, Accident, Long Term Care, Disability Insurance, Cancer Insurance Policies among others. We now offer Homeowner's, Auto Insurance, Liability Insurance Coverage Including Umbrella Insurance Policies as well as Commercial Insurance to protect your business. We even offer financial services to invest for retirement, education investment and many other financial investment products. At IHS Insurance Group we pride ourselves on customer service. IHS Insurance Group is not just an insurance agency but an insurance broker. This means that instead of being limited to one carrier we can shop all of the major national carriers to find you the best price for the coverage that you need! An insurance agent who works exclusively for one carrier can't offer you that opportunity for savings! We are here to assist with any issues that may come up. We will contact the insurance company and resolve the issue for you! That is our customer service commitment to our customers! It is our goal to keep your cost down and will follow-up and shop new options for you when rate increases occur! As an insurance broker we are able to comparison shop so that you save! Our friendly licensed insurance agents are here to serve all of your insurance needs! You deserve an insurance agent who is only a phone call away!

    Caley Baillio - State Farm Insurance Agent - Happy Mother's Day to all the incredible moms out there!

    Caley Baillio - State Farm Insurance Agent

    (11 reviews)

    We are new to Texas and Derron, Kyle, and the office staff have been great helping us make the…read moretransition. We appreciate everyone's help.

    Our experience with Caley Baillio State Farm was extremely disappointing, and I would not recommend…read morethis agency to a business seeking commercial liability insurance. State Farm originally approached us about insuring our handyman business. Before the policy was written, we provided detailed financial information and a complete list of the services we perform. We were fully transparent about our operations, including the fact that we perform pressure washing. We relied on the agency to review this information and confirm that State Farm could properly insure our business. After going through underwriting, canceling our existing coverage, and spending considerable time transferring the policy, State Farm issued the policy and we began paying the required premium. Approximately five weeks later, the agency asked whether we performed pressure washing--even though it had been disclosed on the information we originally provided. We were then told State Farm could no longer insure us. As a result, we had to start the entire process over again: find another insurance company, provide all our business information again, complete another underwriting process, and spend hours shopping for replacement liability coverage. This could have been avoided if proper due diligence had been completed before the State Farm policy was issued. Approximately six months later, State Farm audited the short period in which we were insured. During the audit, we were told that all payroll had to be classified under a carpenter classification, including the owners and office employees who perform no carpentry or fieldwork. Because the audit happened to include one of our busiest payroll months, the final charge was approximately double our normal monthly premium. We disputed the classification and the additional charge, but our concerns were not resolved, and the bill was ultimately sent to collections. My greatest frustration is that we provided the agency with the information it requested and clearly disclosed the work our company performs. In my opinion, the agency did not adequately review that information before issuing the policy, leaving our business to deal with the time, expense, stress, and disruption that followed. Based on our experience, I would not recommend this agency for commercial liability insurance. Business owners should carefully confirm--in writing--that every service they provide is covered and that office and ownership payroll will be classified appropriately before accepting a policy.

    Clint Fagan - insurance - Updated September 2026

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