Original Review:…read more Sold my loan to CENLAR for home purchase. If you look CENLAR up on consumer affair's website, this company has a near unanimous 1/5 star rating (the lowest possible). Read through tons of stories from people who have never missed on-time payments, and yet are under constant stress from late notices due to CENLAR mismanaging their loans and escrow accounts. Don't be fooled. If you go with Prospect Mortgage, know that they are ultimately not who you'll be dealing with for your home loan. Update: I have yet to experience any problems with CENLAR.

The team was very helpful working nights and weekends to get things like paper works and approval…read moreletters. We liked working with John Gilles and he was tireless in helping us get a loan. I would recommend the team to others in the are looking for home loans.

Getting a loan is more complex than buying a loaf of bread. It's more than financials. You need…read moreservice -- knowledge and availability. Austin's team was there to help me pull my financials, to identify which credit bureau hadn't released our credit freeze, knew about FAIR homeowners insurance, and helped get the correct format of the account wire histories required by the underwriter. We had a short 10-day contingency window for our escrow, to improve the odds that our offer would be accepted. We were willing to do it without a loan, but it would have been bad financially. My financial advisor was pushing hard for me to get a loan with a large lender, so I applied with them too. But they didn't care about my 10-day window. They didn't tell me about my credit freeze, probably because they hadn't run my credit yet. Turnaround for answering my emailed questions about early payoff and ARM timeline was two days. They must have bigger deals to attend to than a homeowner loan. Go with a local person who cares.

Austin and her team are wonderful! They get the job done and are always responding to any questions…read morein a timely manner. This team cares and they do a great job. Thank you Austin and Amber!

Jeff was a pleasure to work with! He was very knowledgeable about the market and responsive to our…read moreneeds. Most importantly, he got the job done!

Jeff was great! He was always available to answer questions regarding my loan. He worked…read morediligently to get the best rate and also went above and beyond to get the loan through in time. He was always helpful in explaining the process to me and made the entire loan process much easier. Highest recommendation.

Was not impressed by my experience with Guy. Felt like a throwback from the sleazy old mortgage…read moredays. Do yourself a favor and work with a local broker that actually knows the area and will see your loan to closing. Before leaving town on vacation.

I have no complaints whatsoever…read more Guy and Yukiko helped me put a plan together and we easily executed the plan shortly after. They did not offer erroneous solutions and steered me away from frivilous spending, which in the end benefitted everyone involved. Will definately refer and use their services moving forward.

We have been seeking Corner Stone Home Lending guidance for…read morenumber of years now. We always go to Kelly and the Team for our finances. The knowledge and supportiveness of Kelly's Team is outstanding! We would like to congratulate Kelly and her team for providing such a distinguished home lending services for this area. Thank you very much, and all the best!

Cornerstone was the key to help me go through the whole and long process of buying my very first…read morehome! They have a very specialized group to help from beginning to end. They were all very responsive every time I had a question. They were always very on time with the deadline for a fast 30 day escrow. You should choose Cornerstone as your local lender! Thank you Kelly Marsh, Heather Ntem and Chelsea Kootstra, you ladies rock!

Sandy helped me to refinance my home when I lived in Santa Barbara and I was very pleased with the…read morequality of her service. Since then I have called on her to help me get loans for 2 other properties and she has continued to offer professional, reliable and helpful service. She has helped me every step of the way, was very easy to reach and very responsive when I needed anything from her to close the deal. Buying a house can be stressful but Sandy has provided clear explanations and helped me understand issues as they have come up, even when they weren't related to the loan process. I highly recommend her without any hesitation.

I cannot say enough about Sandy and the professional way that my home purchase was conducted. She…read morekept me appraised of everything in a timely manner throughout the entire process. She checked in with me frequently to see if there was anything that I needed. If I contacted her with a question to anything along the way I received a prompt reply. Buying a home can be extremely stressful, however, Sandy made the process seem effortless on my part. Before I knew it I had closed escrow and in my new home. I would highly recommend Sandy for your mortgage loan needs.

Liz was our loan officer 13 years ago when we purchased our first home. As first-time home buyers,…read morewe had LOTS of questions and concerns and she took the time to make sure we understood the process and gave us the attention we needed to feel comfortable throughout. We're currently considering downsizing and it was clear that Liz was the only person we wanted to assist us with the financial end of things. She is extremely experienced and knowledgable, which many loan officers are, but what sets her apart is that she consistently displays a true caring about what is best for us and our future. She asks great questions and helps us consider all options, even ones that may mean we wouldn't take out a loan with her. We have complete faith and trust in her. We would give her 6 stars if we could!

Liz has been so thoughtful, patient and creative. Also fast, direct and incredibly professional…read more She is the only broker we will ever use.