1. Citizens Trust Bank

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Columbus, GA

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Citizens Trust Bank

5.0 (1 review)
Closed • 9:00 am - 5:00 pm

Services - Citizens Trust Bank

Personal banking

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11 years ago

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Kinetic Credit Union - Come see us in Midtown at our 13th Center branch.

Kinetic Credit Union

(37 reviews)

I want to say I have never had the customer service that I have had with this credit union. By far…read morethey are number one in customer care. First michelle at the Lakeside location was awesome in answering all questions and even helping us open a money market savings. And Cindy on the teller side is awesome. This is the second time I have had Cindy as my teller and she went way beyond her role as a teller. Michelle also went above and beyond her role as a member advisor.

I opened a checking and savings account with Kinetic CU. The lady I spoke to was very pleasant,…read morehelpful and professional. At least that is what I thought at the time. Cut to a month later when I got my first Credit Union statement in the mail. It all seemed fine until I saw that they charged me about $5 in my Checking Account. Now, when I opened the accounts, I asked what the minimum balance was to open it. I was told $25. Of course, I called Kinetic to find out what the fee was about, because it was labeled "Miscellaneous". After being transferred about three or four times, I spoke to a representative that told me, Kinetic charges a $4.95 fee every month for any checking account below $3000. I couldn't believe this. I was totally amazed. First that I was being a charged a fee for having more than he minimum balance, of $25. Secondly for having to have a minimum of $3000 to not have a fee charge at all. This is supposed to be a Credit Union for local people who are just starting out in the Columbus. Or where this is their first checking or savings account. Who puts $3000 into their first banking account? Plus, if that is the case, shouldn't that information be told to patrons, or at least on the paperwork.

Citizens Trust Bank - banks - Updated October 2026

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