I would give way below 0. The way I was treated by those at Kinetic Credit Union I will advise pay attention. Kinetic Credit Union staff/employees/co-workers, are the most unprofessional, rude, unintelligent, illiterate, uneducated, no common sense, and let's not forget racist/prejudice folks I have done business with. I was with Kinetic since 2012, formerly TIC. Their customer service has by far gotten WORST. On and off over the years different problems with their attitudes and not knowing their jobs/responsibilities to the point the branch manager told me to call him. I replied to him that is what they get paid for and if they don't know their jobs/responsibilities then leave and hire someone who does instead of covering up for them. Fast forward to 26 July 2021 I attempted to mobile deposit a check. I kept getting (error) and NO confirmation. On 27 July 2021 I deposited into another institution account. On 28 July 2021 I received a confirmation from Kinetic. I immediately called (him) (Kinetic.) I explained to (him) stated if I get any charges don't worry about it, and if I hear anything from the other institution let him know. I sent the other institution a message (contact us) and 2 days later a representative responded he would take care of it so I would not have a problem. On 2 August 2021 I called member services to find out why I could not activate my Visa Gold. Instead of holding for forever, there is an option for a call back. Of course, I did NOT receive a call back about my Visa Gold. On 6 August 2021 I received a call from Kinetic representative. I don't know (its) name. I explained to (it) what was discussed between (him) and myself and do NOT touch my money. That (it) said (him) not in but would wait to talk to him. The very same day 6 August 2021 that (it) took the $1000 out of my account. I sent that (it) a message via (contact us.) I reached out to the other institution to inform them of what happened. On 9 August 2021 (him) called not to tell me he straightened things out, but to scold me as if I was his child/slave. NO one that works/serve the public speaks to a customer the way he spoke to me. At the end of the call I said, ok and hung up. Caucasians I am NOT your child, your equal, your kind, or your slave. I am ABOVE all you racist/prejudice devils. Immediately I began to look for another institution to have my direct deposits MOVED from Kinetic. I know racist/prejudice devils are everywhere, but I will NOT tolerate it directly to ME. Thank God I know NOT to put all my money in one or two baskets. Kinetic, like most places do NOT have Blacks in authoritative positions. They put one Black in a lower level position so they can say they are not discriminating. RACIST AND PREJUDICE devils GOD KNOWS WHERE ALL you devils WILL SPEND ETERNITY. Before all of the above nonsense I had opened a CD for my niece and I was going to allow it to stay there for the 2 years, but this was the last evil act of this email from them was it for me. I received this email from Kinetic and I copied and pasted below
You have 1 payment coming due soon3
Yahoo/Inbox
Kinetic Federal Credit Union notifications@kineticcu.com Unsubscribe
To
Thu, Jan 13 at 9:03 PM
Payment Reminder
A payment in the amount of $811.00 for debit reminder New Auto is due on 01-21-2022.
Thank You,
Kinetic Federal Credit Union Customer Service
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Now somebody tell me what is wrong with them folks. A car that was paid in full 1 April 2021. Here it is almost (1) year later and Kinetic trying to take my money. I started transferring money into the share account until 18 January 2022 where I could speak to someone. I spoke with Christina and asked how to set up an eternal account so I could transfer my money out of Kinetic. She said because I did not have a checking account then that couldn't be done. I told her I wanted to close all my accounts and she said it would be an early termination fee. I asked her why would I have to pay for an early termination fee because Kinetic has sent me an email stating there is an upcoming payment for a loan I no longer have? She put me on hold and came back with how did I want my money to be distributed to me. She asked me to send a message (contact us) to close out the visa gold and all my accounts. I did as we were on the phone closing out ALL my accounts with that Kinetic. I will NEVER do business with racist/prejudice, incompetent, uneducated, etc. folks again. read more