Incompetent loan officers making careless mistakes and completely wasting our time and money. We received a pre-approved loan from David Sarto and Mike Hogan (branch manager) and began house hunting for 10 months. After numerous offers sent and over a thousand dollars worth of inspections spent, we finally found the perfect home. Four days before closing, we were informed about complications within our loan, that could have been fixed during our 10-month search. Since fixing the issue would have taken longer than 4 days, we were unable to hold on to the contract and lost the house. Due to Mike's and David's incompetency - the sellers, real estate agents, and purchasers (us) were completely neglected and deceived. Horrendous experience. Complete waste of time and money. read more