We went to Chase to re-finance the mortgage on our home, that they currently hold. We spoke with Sergio Colon. He discussed how he would like to proceed, going with a HARP loan. We told him that wasn't what we wanted. We asked about a VA loan, as I am a disabled Vet. We ended up going with a conventional loan. He didn't want to do a VA loan. We got all the paper work and information he requested. We called to see how things were progressing and never reached him. Left several messages asking for a return call as a courtesy, got no reply. Called the bank directly and was told he was not in whenever we called. We finally got a meeting arranged with him, at the branch. We called and left several messages to make sure it was confirmed. Never heard back from him. Called the bank again directly, and a lady scheduled another appointment for us with Sergio Colon, as he wasn't in at that time either. We got a Pre-approval letter from Chase Bank, so we dropped off the paper work enclosed to the bank. Sergio was not in then either, so we left the paper work with a lady at the branch who said he would get it. We asked that he call us, just to confirm that he did get it. No reply. We left repeated messages, asking that he call and tell us if he got the paper work. Again, no reply.
When we went to the meeting with Sergio, he told us we did not get the loan. We asked for our paper work back. He said he gave it back to us a month ago. We said, no, he had it. He looked in his briefcase and it wasn't there, then searched in some drawers and found our packet of information, unopened. Obviously, he had never looked in it or sent it to the underwriters. We are extremely displeased with Chase Bank. We feel the service was subpar, and Sergio Colon is totally unprofessional. He will leave you hanging until the last moment with no recourse. He seems totally unqualified, or over his head with the position he holds. To make it worse, the branch managers make excuses for him, for not returning calls or keeping appointments. Our advise would be to avoid to this Chase branch and loan officer Sergio Colon. Especially if you are a Vet and looking for a VA loan, or any type of home loan. We'd go elsewhere if you are looking for a loan. We did and found a company with an extremely high level of professionalism and expertise, which Sergio lacks. read more