with chase, I had about $800 in my savings account, and was overdrawn in my checking account. this was after I found out that I had overdrawn a number of times, and with their "overdraft protection", I lost $34 per transaction. I was 18 at the time, so I had just gained control over the account my parents had started for me in their name, WaMu had recently switched over to Chase, so, there was a lot I didn't know. That, I take responsibility for. I had made a lot of small purchases that day so, with my account being negative $112 or something (This was a year ago so the numbers aren't accurate) I did what any person would do and started transferring money online from my savings to my checking. I did this day after day, only to see that the negative figures kept moving left of the the zero, so to speak. This is because Chase not only forgot to mention their overdraft policy, but their online transfer policy. Their online transfer policy is that if you make more than 6 online transfers a month, they charge you $60 per transaction. I went to my local branch to talk it out with them, and they didn't show any mercy. I still owed them enough to clean out 3 monthes of Dairy Queen savings from my saving's account. Then to pour salt on the wound, they told me that they'd charge me $25 a month because I don't have $300 in my savings account. I'm going to switch to Sterling Savings because they offer direct deposit, and don't charge overdraft fees, or savings account minimum fees. Chase, I may be young and immature with a lot of things, but that still doesn't change the fact that you suck Camel Dick. read more