Received emails and mail documents from this store offering a loan, plus phone calls from different store locations offering a temporary loan for assistance. I had proof of income of over $5K a month plus a title to a vehicle and a one time income payment to be received within 90 days of upwards of $200K. Spent two hours at the store, verifying income at corporate office after already having all documents from corporate office faxed, plus a certified court document notarized income document. Had to get a office phone number that was public and they could find on line to prove the job existed, then two ID forms and almost rejected a Federal State Department ID card took a few minutes for them to see if federal identification was acceptable. Had a clear title to a vehicle which was present for inspection and after two hours of detailed verifying all things were correct to include active checking accounts and a real bank, my value for a loan was only $300. I found that seriously laughable. I did observe people with incomes way less getting some kind of loans and seemed to be ok with the process. Have not went through a loan process for nearly 20 years, from my recollection it wasn't this difficult and don't recall federal identification being an issue. Perhaps this is normal and i just got annoyed with the 2 hour process to finally inform me after all those hard fact finding verifications over and over again that i was only worth a $300 dollar loan. Wow read more
