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Capital One Bank

1.8 (11 reviews)
Closed • 9:00 am - 5:00 pm

Services - Capital One Bank

Personal banking

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Ask the Community - Capital One Bank

PenFed Credit Union

PenFed Credit Union

(28 reviews)

I applied for a HELOC at the beginning of November and it is now February and we are still at…read moresquare one. Ive had 3 different loan officers who can only refer me to the loan processor, and I've had 3 of them too! it seems as if the credit union can't keep their staff I feel like I'm being nickel and dime'd to death with requests for documents, then no contact for 2-3 weeks. then another request for documents and the whole process of waiting for 2-3 weeks starts all over. It's now been 4 months. ive recently been referred to the third loan processor and he's apears to be getting somewhere, but we are starting from scratch. So frustrating and I would expect much better.

POTENTIAL CUSTOMERS PLEASE PROCEED WITH CAUTION WITH THIS SO CALLED "CREDIT UNION"…read more I am extremely disappointed with my experience with Pentagon Federal Credit Union. I expected a credit union to have a more member-focused approach, but my experience has been quite the opposite. The process has felt EXTREMELY outdated, rigid, and far less consumer-friendly than I expected for a so called credit union. Despite being a member with a strong income and a history of managing my obligations, I found PenFed unwilling to work with me or consider my circumstances. There was no sense of partnership or willingness to find a reasonable solution. What has been most frustrating is that many financial institutions advertise themselves as being different from traditional credit card companies, but my experience has been that PenFed is even LESS flexible. The emphasis seems to be on policies and procedures rather than helping members who are actively trying to manage their finances responsibly. A credit union should be a place where members feel supported, especially when they are trying to improve their financial situation. Unfortunately, I did not experience that with PenFed. I would encourage anyone considering joining to carefully research their customer service practices and how they handle members who need assistance.... Instead of working with members to find solutions, PenFed will make you jump through hoops and the whole process on what it takes to get approved is VERY non-transparent.... Please do your homework before thinking you will be dealing with a member-focused credit union.

PNC Bank - Good luck getting your money if they catch you on a technicality!

PNC Bank

(15 reviews)

If I could give zero start definitely I would! Congratulations to the manager in charge of this…read morebranch. Manager presence this horrible time she didn't even say nothing util I explain her that's not a professional way to approach a customer, one of her employees treats the customer like if I am coming to ask something for free excuse me ma'am but you getting paid for what you doing. I can understand you guys having issues with system but that's not a professional way to approach a customer. She didn't even let the person at front finish her salute to me when the worker told her SHE NEEDS TO COME BACK COME ON! PLEASE DO BETTER.!

Cartoonishly awful PNC customer experience:…read more 1) opened new account under $500 promo 2) deposited several times the minimum requirements, but did not deposit into the correct account (spend, reserve, growth...tbh its confusing as hell, and the eyechart terms & conditions). My fault. BUT this T&C is BURIED in their disclosure (see photo). 3) went to immediately to the bank to close my account. Nice lady helped me, gave me my funds in cashier's checks. 4) after leaving I was called by the bank because they hadn't given me the appropriate documentation to sign. Asked me to return but I couldn't, since I was taking my kid to practice. I said I would try to come the next day, but I didn't know when because I didn't have my work phone in front of me. 5) bank called again and I didn't answer so they left a message. Said if I didn't come back next day they threatened to withhold my money by canceling payment on the cashier's checks. 6) bank called yet again a few minutes later. Kicked off the call with a friendly "this is on a recorded line" opening for legal reasons and reiterated the threat. Nice lady who clearly felt bad that I would have to come back, but hey, if I wanted my money, I'd have to waste more time dealing with them despite my good faith attempt to sever ties because of PNC's error. Worked in customer service many years. I know people make mistakes and I know rules exist for a reason. I was unfailingly polite when closing my account. PNC didn't need to threaten to withhold my deposits, but clearly if you don't follow their rules, they will use it against you, but if PNC screws up, you should expect to bend over backwards to accommodate them, even if its to get YOUR money.

Navy Federal Credit Union

Navy Federal Credit Union

(241 reviews)

Navy Federal Credit Union has excellent banking services! Except for getting a home equity loan. I…read moreapplied for an equity loan for $13,000 to repair our roof. When applying for the loan with Misty at our local Navy Fed, she input all our information, did a "soft pull" of our credit scores and quoted a probable 8.5% APR for the loan. We are 6 years from paying off our home, we own our 2 cars (no debt there), we are both retired Marines with retirement income in addition to my husband's surgical technician job income, and my credit card is at $0. Heather Burrow wa assigned to me as an email contact during the application process. When the loan application went through, she sent an email saying Navy Fed approved our equity loan at 14.5%....what?! I get a better rate through my credit card @12% through USAA. I emailed Heather Burrow to decline the loan, and I didn't hear from her for 6 days. And everyday I didn't her from her I was getting automated emails reminding me I had a task to complete in order to get the equity loan. I actually had to call last night the number at the bottom of her email. The person I talked to (I wish I remembered her name) was so very helpful...she withdrew my application and stopped the auto generated reminders. Oh, and after not hearing from Heather Burrow for 6 days (my contact for my equity loan application) sends me an email today and says she will send in my withdraw of my a loan application but it could take a couple before I stop receiving emails. She was not there to answer questions or even withdraw the application, but at least the person I called yesterday could do what she couldn't. Very disappointed in Navy Federal on the loan rate and the absent contact person for the loan application process. It's like she works from home and only works when she feels like it, 6 days and no response?! Overall, a great banking institution but you're not going to get a good loan rate or active response unless you talk to someone in person. My USAA has a better credit card rate by 2.5% than their home equity loan...make that make sense

The online system sucks. I've been telling them for months about the double pending deposits and…read morenot getting the early pay. I'm having to do screenshots to prove what you saw, basically managing my money so why send my money thru them. Then when I got frustrated and upset because they can't provide a reason why it continues to happen, they get mad at me. They flagged the account and I haven't spoken to a rep in over 3 months. If you complain, they flag your account because they can't provide a valid reason for having an unreliable system. But they expect you to be a loyal customer and continue doing business with them. After this review, my account will be flagged for another 6 months because of the negative review. But it will be worth it.

Capital One Bank - banks - Updated October 2026

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