Horrible Customer Service. A pending transaction was credited back to my checking account on 12/27/24. It has been 6 days now and those funds are still NOT available in my checking account. Upon numerous calls to Capital One, I am told that computer will credit MY MONEY BACK TO ME on 1/2/25. That is the only answer I am given. So is the COMPUTER running the bank? Apparently so... I have asked to speak with managers, but there are none that can speak with me. Beware to anyone thinking of opening an account with Capital One; as you will receive NO Customer Service whatsoever! read more