Specialties
Get ready to own your dream home with the Joe Metzler team at Cambria Mortgage! We’re pumped to offer killer home loans for buying or refinancing 1 to 4-unit properties. As a direct lender, we’ve got the full lineup: FHA, VA, USDA, bank statement, no-income-doc investment loans, plus first-time buyer and down payment assistance programs that’ll make your head spin!
Leading the charge is Joe Metzler, St. Paul’s Branch Manager and a mortgage rockstar with over 25 years of experience. This multi-award-winning Loan Officer, including the NAMB 2024 Mortgage Broker of the Year, knows how to make things happen!
“Today’s mortgage market is wild, and those faceless clerks at big banks or online lenders just can’t keep up. Mortgages aren’t cookie-cutter, and I thrive on finding the perfect loan for your unique financial vibe. Your home is your biggest investment—why let it be a stressful, confusing mess? I’ve got your back every step of the way.
From straightforward deals to complex cases, my expertise shines. I rescue files others can’t crack due to their lack of know-how. Expect lightning-fast communication, pinpoint accuracy, and on-time closings with rates that’ll make your friends jealous!”
Communication, Responsiveness, Accuracy, Turnaround and most importantly, we close on time, every time with a rate you can brag about. Apply today, and together, let's make your home buying dream come true. Already own a home, just need to refinance? We have you covered there too!
History
Established in 1998.
Cambria Mortgage, powered by the same family behind the world-famous Cambria countertops, is here to revolutionize your home-buying game! We’re absolutely obsessed with delivering top-tier quality and lightning-fast service in every loan we offer. From jaw-dropping mortgages to stunning countertops, we’re all in—don’t miss out on the ultimate home experience with Cambria! Act now!
Meet the Manager: Joe M.
Time’s ticking—apply now with Joe Metzler, the St. Paul Branch Manager and a mortgage legend with over 25 years of unmatched expertise! This nationally renowned pro has closed over 2,500 loans, totaling nearly $1 BILLION, earning him the prestigious 2014 Minnesota Loan Officer of the Year and the 2024 National Mortgage Broker of the Year awards, plus a slew of others. Joe’s wisdom shines through in countless articles for top industry publications and his expert insights on radio, TV, and beyond.
A master educator, Joe has trained Loan Officers, Realtors, and first-time buyers with his deep knowledge. His mission? To make YOUR homeownership dreams a reality with laser-focused precision. Don’t wait—Joe’s unparalleled experience and passion are ready to power your home loan journey. Apply TODAY!
Joe Metzler is ready to assist with all your financing needs!