I know what you're thinking, my friends…read more A review of...Charles Schwab? Isn't that for rich people that wear suits every day, drive a BMW 7-series, and are generally severely rude to everyone around them?! No. Not at all. This is my bank. They are mostly an online bank, but they have a physical location in Anchorage if you need to talk to some fleshy homo sapiens. The checking account you apply for is called: "Investor Checking". Don't be scared, you don't have to be an investor or know the difference between a bear and a bull. Just get one. I can unequivocally say this is the BEST option for most everyone as far as checking accounts in Alaska go. And not even Alaska, anyone that is a citizen of the USA. Why? FREE: yes, truly, really, free. Like how 'Merica used to be. 0.10% interest on your checking account: I know, it's not much, but this is as much as you'd get with a SAVINGS account from Wells Fargo (which is pretty much the worst bank in the world for non-millionaires). Fun fact: 0.10% is infinity times more than 0.00%...which is what you'd get with most free checking accounts. NO MINIMUMS: go below $10? Who cares! There are never any fees for going under any arbitrary limit. NO BIZZAREE COMMITMENTS: Checking account is free...as long as you have direct deposit...and use your debit card 17 times...and like us on Facebook...and sign our guestbook on our website...and speak at our daughter's wedding...and....THERE IS NONE OF THIS NONSENSE. You don't have to jump through any hoops to avoid fees, it's free. In the very real sense. Use it however you like, they don't care. FREE CHECKS: Order checks, for free, anytime. TAKE A PICTURE TO DEPOSIT A CHECK: yep, just grab their smartphone app, snap pictures of the front and back of your check, and it's in your account. NO ATM FEES, EVER: At the end of the month, Schwab reimburses you for any and all ATM fees. Whether it's the Wells Fargo downtown or a seedy dockside bar in Thailand, they got you covered. No need to switch the GPS on your phone on, drain your precious battery life, and locate "your bank's" ATM to save $3. No more pain, no more stress, not more worries. Withdrawal with confidence. NO FEES: did I mention there are no fees? THEY ARE NICE: seriously, I LOVE calling them up on the phone when I have an issue. How many of you can say that about your bank? They are always incredibly nice and insightful and sound like they actually LOVE what they do. Shocking. There are a couple of very minor downsides worth mentioning: 1) It's almost impossible to deposit cash. I spoke to the teller at this physical location and he told me it's coming, possibly in 2015, but as of right now the easiest way is to probably buy yourself a money order. So if you're a drug mule, a speaker-out-of-the-back-of-a-van salesmen, or a woman of ill-repute you'll probably want to stick to the crooks at Wells Fargo. They have sprinkled ATM's throughout the 49th state, which makes them much more convenient for scuttling cash before hopping on an international flight or negotiating with a border guard. 2) There will be a hard-pull on your credit report when you apply for the checking account: again, not a huge deal, but worth mentioning. If you are in the final talks of purchasing a home, or you just got 6 credit cards (or are trying to get your 7th), this might not be for you. On Credit Unions: I know what you're thinking "My credit union is the best!". I agree that 99% of credit unions are better than 99% of banks. But this isn't 99% of banks. I encourage you to do your own research and make your own conclusions. I'm a pretty anal analyst, and months of research lead me to Schwab. It is worth mentioning that I DID find a bank on-par with Schwab: Ally Bank. I chose not to go with them because there is a limit to their ATM reimbursements (although it is quite high) and because they do not reimburse for foreign ATM's. I know this might sound like an advertisement, but I swear I'm not getting a Beamer for posting this. Although, Chuck, if you're listening...black is my favorite color.

I love Charles Schwab, Mobile checks deposit quicker than any other place. I used to have Wells…read moreFargo while my husband had Schwab. We would cash checks same time and his was ready to use within minutes, and mine would take about a day to process. Schwab also refunds atm fee withdrawals. I especially love this feature. When out traveling I never have to worry about annoying fees. Must have bank!

Richelle made the sale of our home so smooth! We had to relocate out of state and her expertise and…read morehelp definitely took the stressors of selling away from the bulk. We have used Richelle as a realtor for buying and selling and when we buy in Alaska again, we will DEFINITELY be giving her a call! Thanks Richelle!

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Selling our house while living out of state has been incredibly overwhelming, but you went above…read moreand beyond for us. Your proactive approach in managing the entire process remotely, keeping us updated on every step, and ensuring that showing and communication with potential buyers went smoothly despite the distance. Your expertise, patience and dedication made the whole process so much easier. Thank you for helping us start this new chapter. We will never forget the role you played and will be forever grateful for your service. Maraming Salamat

As I sit in the living room of our new home, it is with great pleasure that I write this…read morerecommendation for Rowena and her assistant, Erika. Our family is so pleased with our new home in Eagle River, Alaska. My husband and I grew up in this little town but moved away after high school. We are excited to return here again with our children to begin a new adventure in this beautiful house. We were actually living outside of the U.S. in Estonia when we found out we were moving back "home". We weren't even sure if we'd be able to purchase a home without physically being in the country. But Rowena and Erika made it happen for us viewing lots and lots of homes for us. Being in a different time zone was a challenge but Rowena and Erika were always quick to respond to us via email and WhatsApp. It was a pleasure to work with such a knowledgeable and professional team. We are forever grateful to Rowena, Erika and team for helping us purchase the perfect house for our family.

This is a great organization that will take you calls w questions and ANSWER THEM. I do t know…read moreabout you but this is huge in the money world. Even if he smiles at me for my question HE STILL ANSWERS THEM. So want some you can trust AND make you money see Al and his staff!!!!!

We have been working with Al Biss for 25+ years. We have recommended him to family and friends…read moreover the years. He is always available to take a call and answer our questions. We have been very happy with Al guiding us in our financial needs and towards retirements. Everyone in this Edward Jones office is great.