So I go to the atm.I can't do anything because my card expired. Now a good bank would have sent me a new card 1 or 2 months before the expiration. Not BMO.They let it run out and leave you stranded. Now I have to go and get in line to see a teller. Only to be told I have to get in another line to see a banker. A total of about an hour. On my Only day off. I end up with Erica who is completely unapologetic. Who also put someone else ahead of me in line because they only spoke Spanish. What a horrible racist bank. Racist to the people that put them on the map in this country. I am looking somme were else to put my account. Maybe you should to. read more