Steve and his team are very professional. I found Steve on Google and request his help on Yelp. He…read moredid a great job helping me and my wife apply for loans. He always answers our questions and solves our problems in time. His emails are always polite and provide useful information. I would recommend anyone who is looking for a loan agent to work with him.

This review is long overdue. I found Steve on Yelp in December just after the fed raised interest…read morerates. My wife and I wanted to buy a new home and fast. I contacted Steve and right away he put my mind at ease, which is not a small feat. He explained the different options, conventional, FHA, borrower PMI, Lender PMI, etc. and put no pressure on me what so ever. He also was extremely efficient and knowledgeable with regards to estimated closing costs and quick with advice on how to save money on things like title insurance and homeowners insurance. As luck would have it we fell in love with a home at the end of December and Steve and his team sprung into action. They moved so quick and had everything set up perfectly. He found us an amazing rate the next day and had an offer letter ready the next day as well. Long story short we closed on the house 25 days later, seriously, 25 days later and this is with the new year and MLK day in between. I had expected it to take double that time but Steve absolutely came through for us. And his estimated closing and cash to close numbers were spot on and less than the realtor estimated. Steve is an awesome lender. My only complaint is that he couldn't be our realtor as well because with someone like Steve on your side there is almost no need for one. If you are reading this then do not hesitate to contact Steve, especially if you are like me and have a million questions and feel the need to text and call randomly as thoughts come to you... sorry Steve. But really, this is who you want to use for your next loan. Thanks Steve!

We have worked with Tom Howell & his team for both commercial & government loans, and for both…read morepersonal and business ventures. I highly recommend their services for the following reasons: - Affordable. They really do work to provide the lowest cost loan possible, and their brokerage rates are very reasonable. I have investigated a number of different brokerage firms, & MM is very competitive. - Rates. I saw this when we were applying for loans for business purposes. After calling a number of lenders to get their rates, Tom's team provided the best solution for us as new business owners. - Personable & Honest. The're a small firm, and as a result you get immediate & detailed information, responses to your questions, etc. If something is going awry in your loan application process, you don't want to be shuffling between different departments, getting half answers, & trying to navigate an unfamiliar world. Tom & his team are extremely thorough in explaining each step of the process. They have often sat down with me to calculate mortgage rate changes, etc. For one particular product, Tom even advised me to look elsewhere for other offerings since he feared he might now have the best rate. Ultimately, I did end up using MM for this situation, but i think it speaks to their ethic & authenticity.

I worked with both Dan Strockbine and Tom Howell at Marathon for a recent home purchase and I have…read moreabsolutely nothing but amazing things to say about them both! I worked primarily with Dan, and Tom filled in a couple of times while Dan was on vacation. This was the second time I'd bought a home - last time, 10 years ago, was right before the market crash, and that whole process left me turned inside out. The entire thing was stressful, scary, and just never felt right in my gut. So every step of the way this second time around, I was stressed, scared, and nervous, but Dan and Tom were extremely patient with me and very helpful. I had a million questions for them, and they were responsive and respectful, they never talked down to me, and I never once felt like they were salesmen trying to get one over on me. They took care to explain everything to me to make sure I understood it. They were never annoyed at having to explain something to me more than once. They were forthcoming with all kinds of information and their estimates for fees and closing costs were pretty much right on the money. This was most certainly NOT the 'predatory lending' experience I'd had 10 years ago! Dan was especially helpful in a few situations - there were a couple times where I'd hit a roadblock in something he needed from me, and he stepped in and took over the task to complete it. I think he also sensed my stress a few times and flat-out told me - "Do NOT stress about this - it will be taken care of!" That kind of reassurance means a lot to someone like me in this process. The experience I had buying a home with these guys was easy and I would not hesitate to work with them again (except I've just bought my forever home, so no more mortgages for me)! If you're looking for a mortgage company, please call these guys. You will not be disappointed.

Delighted to share my second experience working with Rachel Shaw, a truly phenomenal realtor -- I…read morefirst worked with Rachel three years ago to buy my first house, and I chose to work with her again recently to list and sell a house. As was the case when I was on the market as a buyer, Rachel is easy to work with and very knowledgeable about the market and the neighborhood. I really appreciated that she was transparent about the how/why of her pricing recommendations and listing strategy (taking the time to talk through every detail if that's what I needed) and I trusted her completely. A few other 'perks' that I didn't realize to look for in a realtor but were invaluable in my house selling experience: - Rachel has been doing this a long time, and has incredible insight on what types of updates to consider/prioritize that will increase the value and interest in the house (which was very helpful for me because my house needed some major refreshing, but with a very tight budget) - she has a list of recommended trades persons for any work you need to hire for (and will even recommend different shades of white paint for that fresh coat that you may want to apply before listing!) - she is SO responsive! No waiting around for a reply when you have a question/concern/need... she gets back so quickly and manages to thoroughly address the question/concern/need in the simplest way. - she is approachable and easy to work with, and also really savvy and strategic on getting the best possible outcome for her client I loved working with Rachel, and highly recommend her and the Philly Home Girls team for your real estate needs! An all-around positive (and successful!! she got my house sold so quickly, and over asking!) experience!

Rachel Shaw was absolutely amazing to work with for the sale of my home in Philly, while I know…read morelove out of state. Easy communication, thorough and friendly throughout the entire process. Definitely recommend!

If you're looking to buy or sell Real Estate, I would highly recommend that you consider Remax Home…read moreExperts. In full disclosure, I have known John Benson (RHE's owner & broker) for over 20 years, and ultimately chose him based on our friendship rather than a referral or advertisement. That aside, from a business and professional perspective, it turned out to be the wisest decision we could have possibly made. Based on his performance and the performance of all of the businesses/resources in his reach, I am absolutely confident he and Remax Home Experts extends the same dedication and service to all potential clientele. Our situation was extremely difficult to begin with. We were in the waning months of recovering from a disastrous move to the Northern Mariana Islands. Because of the way mortgage entities operate, our forward financial projections (which were very promising) meant nothing, and we were stuck with the shaky positions of our past financial history during the qualification process. Further, while we had the means to pay for a mortgage on a monthly basis, we had very little in savings and virtually no leverage to bargain with should a tight negotiation ensue. All-in-all, we were very difficult clients from the start. Further, the time we chose to look for a house was most likely the most difficult era for homebuyers since the 1970's. While the guise of a 'buyer's market' emanated through the media filter, the plain fact was that the terrible decisions of the financial industry and the repercussions of the collapse of so many financial institutions made it nearly impossible to secure a mortgage, especially given our personal financial situation. Mr. Benson took all of this into account from the start and used a very diligent, realistic approach to help us buy a home. Sadly, he didn't know what he was in for with us. Over the course of almost a year, we looked at over a hundred properties and made several offers. Because of the difficulties with obtaining a mortgage (banks absolutely did not want to lend money to anyone at that time,) and a litany of other problems, such as, inspection failures, inept foreclosure processes, inabilities to obtain Occupancy Certs, etc... (you name it and it happened,) each and every offer fell apart. In this time, I realized just how awful many Realtors and Real Estate Brokers can be at their profession. Many, many times, our intent to buy a home from a Realtor was squashed not by the seller or the financial process; but by the laziness, half-hearted approach, or simply complete incompetence of the Realtor, him/herself. My wife and I were astonished on several occasions by the tepid and duplicitous practices of many of these folks, and often, we found ourselves wondering how it was that these folks made any income whatsoever selling Real Estate. Trust me, our experience with 90 percent of these other Realtors was worse than my limited vocabulary can muster in this review. Luckily, we were absolutely blessed with having Mr. Benson & Remax Home Experts representing us. This was an extremely difficult process all-the-way around. John & his staff explained the potential difficulty from day one, and, rather than walking away from the start, stuck with us until the grueling process was at last completed. On several occasions, Mr. Benson actually prevented us from giving it up altogether. Even in the darkest days of our frustration, he never lost his resilience and dedication to the job at hand; all the while maintaining a realistic and honest approach to the situation and the range of homes we should be considering. There was never a gimmick, nor a false-promise given. Everything came from a sound, wise and competent perspective. Things we want are difficult to get. Mr. Benson clearly understands that and made an astounding effort to help us reach the ultimate goal. My wife and I now live in a lovely home in Quakertown thanks to Remax Home Experts and specifically, thanks to John's great strength and dedication to his profession. I'm not big on saying I couldn't do something without someone; but in this case, My wife and I absolutely could not have done this without Remax Home Experts. If you're in need of a Realtor, take my advice; give Remax Home Experts a call. PS: They Recently moved to a new address. I believe it's: 530 S. 2nd Street Suite 109 Philadelphia, PA 19147 ::::

I work with a lot of Realtors & Real Estate Offices. I am very impressed with the way things go at…read moreRe/Max Home Experts. John Benson runs a great office and ALWAYS puts their clients best interest above all else. I wouldn't hesitate to recommend Jonh or any of his agents to anyone. It's refreshing to see such a great approach to customer service in a world that seems to have lost touch with that.

My wife and I recently purchase our first home and hired Tom and the team to help us through the…read morelending process: I would highly recommend. The property was a bank-owned foreclosure property, which presented its own unique challenges; however, Tom and his team provided expert guidance, recommendations, and leadership along the way. Tom was able to secure us a great rate, compared to the other lenders I shopped around for. My wife and I agreed with the seller to bump up the closing date by a week and even then, Tom and his team delivered. We ended up closing a week early without a hitch. When the time comes to purchase another property, Tom will be getting my call again.

I have nothing but wonderful things to say about cross country mortgage. Tom and his team worked so…read morehard for us and our recent refinance. They are professional, knowledgeable, reliable and fast! Do you Have a question, or in my case a million questions no problem! Tom has got you and takes the time to be sure that you understand and are satisfied.

I don't write too many reviews. I've experienced a lot of 5-star service, but I just never "get…read morearound to it" when it comes to sharing a positive review. Well this time I'm actually following through, because Capri was/is a godsend. She came into our lives at a time when we were pretty hopeless about selling our Philly house. The only reason we tried again is because of Capri-magic. She calmed us, coached us and called us through the whole process. She never lied to us about our prospects, but also gave us enough hope to keep pressing forward. We ended up with an offer better than we could of imagined. Capri was probably happier than we were; that's how invested she was in making it work. Thank you Capri and team. Because of this miracle, my wife and I are in a better place to have a family.

I can't recommend Capri Dessecker and her team highly enough-they are truly the best. Capri is…read more*exceptionally* knowledgeable about the market, what to look for in houses and red flags to be aware of, and how to be strategic when it comes to making an offer and negotiating. She also truly wants the best for her clients-she took the time to really understand what we were looking for, is incredibly patient, and not only never pressured us but strongly encouraged us to look at homes that were the remotest of possibilities (I was worried about wasting her team's time but as she kept reminding me, the more properties we saw, the more informed we would be). She and Courtney are also so organized and helped us stay on track and on task for the whole laundry list of things that happen when you buy a house. They gave us a beautifully organized binder at settlement with all the docs we will ever need along with notes about what to do when (e.g., if you don't get a mortgage bill by this date, follow up, etc). Plus Capri is just really fun and kind and a joy to spend time with, and is clearly very invested in the Philadelphia community and supporting other local businesses. I know I'm gushing-and I never write effusive reviews-but honestly, that's how great they are!

Michael Sivel and his team at The Sivel Group did an excellent job marketing and selling my luxury…read moreproperty. They planned and executed a cross-platform marketing campaign that really set the home apart from the competition. Michael understands what high-end home buyers are looking for and positioned the home perfectly. His team is also a pleasure to work with. Thanks again for all your hard work.

From the owner: Michael Sivel knows what it takes to sell your home and, as leader of The Sivel Group and a Fine…read moreHomes Specialist for Berkshire Hathaway Home Services Fox & Roach, Realtors, he can guarantee you success in the Philadelphia and Montgomery County markets. Focusing on developing solid business strategies, client retention and brand recognition has brought Michael and his team unparalleled achievements and earned The Sivel Group consecutive Chairman's Circle Awards, including the elite Top of the Rock awards. These accomplishments only serve to further enhance value, marketing exposure and service to you, as clients. Calling upon more than a decade of service, Michael takes pride in his ability to work hard and approach difficult situations with a "never give up" attitude, delivering superior service and unsurpassed client satisfaction. The Sivel Group (established in 2005) specializes in property evaluation, pricing strategies, homebuyer representation, photography and home staging, marketing and advertising, relocation assistance, and will connect you to the resources you need when buying or selling a home in Philadelphia and the surrounding areas. If you live in Philadelphia County, Montgomery County, Chester County, Bucks County, Delaware County or have a home in the Wissahickon Valley, the Main Line or Center City and are considering a real estate transaction, it is in your best interest to give Michael a call and see how he and his team can assist you.

They changed the terms on the loan twice. When I questioned it, they refused to correct it. I had a…read moresmall delay because of some very serious health issues with my father in law and pregnant wife. When I got back to them, they refused to close the loan until I paid their origination fee up front, on top of the appraisal and $500 good faith payment I had already prepaid. I was still within my commitment period and they refused to close the loan when I refused to give them any more money upfront as well as refund me my good faith payment even though i have proof the mortgage broker told me "nothing is nonrefundable" in writing. Stay away from them (Colleen Caine, the underwriter.......Kevin Vanic, business development officer, and Gary Polao, red star mortgage broker who worked with apex to approve me. I have filed complaints with 4 different agencies, including the BBB and the FDIC because of their parent company Firstrust Bank. Unethical, illegal, and they should be held accountable.

This may be the most unprofessional mortgage company I ever dealt with. If you can do yourself a…read morefavor and stay away. Especially if your phones are answered by your coworkers!

I am the caregiver to my 95 year old cousin. She experienced a check being compromised from her…read morechecking account and needed to go to Wells Fargo Bank to get it straightened out. Her having mobility and cognitive issues, makes this a little difficult. The associate at the bank, (Kenya) was more than patience with her. Sitting down with her and explaining what happened to her money, was done with patience, empathy and grace. Through it all, my cousin needed to close her account and open a new one. Explaining how anyone that was getting paid automatically (gas co., water co.) or making automatic payments to her (social security) would have to be notified of the changes. Kenya was so professional explaining this to my cousin. It is such a pleasure when you have someone wait on you who knows their job. She explained that there would be an investigation into the matter and it would take about 10 business days. In about 7 days the money was returned to my cousins bank account. Kenya even called my cousin to let her know and see if she was OK. I can't say enough good things about the experience we had at Wells Fargo. Just would like to tell Kenya, Thank You!!

I really wanted to change banks recently, because of the ease and coolness of Well's Fargo's…read morechecking deposits from the ATM machines. These babies do it all, no deposit slip, and you can put more than a couple in at a time. The screen copies the image for you and either e-mails it or gives you a mini-statement image. I went to open an account at lunchtime, and it was really easy. This location is hugely bustling during the lunchtime hour, but wow was it ever a friendly place. It reminds me of how an older bank would be, and many of the customers seemed to know each other too. Jennifer C. helped me out and was really exceptional and sweet. She made everything run smoothly and even followed up. Great service!! Thanks Jennifer! Looking forward to saving some time and money here...