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    Auto Equity Loans

    5.0 (1 review)
    Closed • 9:00 am - 7:00 pm

    Services - Auto Equity Loans

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    11 years ago

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    Desert Financial Credit Union

    Desert Financial Credit Union

    (4 reviews)

    We've always had great service with Desert Financial. In the past they've bent over backwards to…read morework with us and we had had no issues to report. However we recently purchased a new vehicle and they gave us a 30 day window for our interest rate on the loan while we worked with the dealership to finalize. Despite remaining within the 30 day window, when we called back to inquire about financing with them, they told us they closed our file but acknowledged we were still a couple of days within their timeframe. Because they would need to run our credit again, we are going with someone else. I'm unsure which location Mike McGuire works out of, but he was particularly helpful and courteous, despite Desert Financial dropping the ball.

    Desert Financial treated me like a mobster would treat someone who owes them money…read more I owe roughly $2,000, and I understand that I am responsible for the debt. But I already gave Desert Financial $997 -- essentially my entire Social Security check -- toward what I owed them. Despite that, they reported me to ChexSystems, and now I'm having a very difficult time opening a checking account anywhere else. This is what makes me extremely angry. I'm not saying I don't owe the money. I'm saying there should be a reasonable and humane way to resolve a $2,000 debt without making it difficult for someone to access basic banking services. The way Desert Financial handled this feels less like a credit union working with a member and more like mobsters collecting a debt: pay us, or we'll make your financial life miserable. I will remember this experience for a very long time, and I hope other people think carefully about how this credit union handles members when they fall behind. $2,000 does not justify treating a person like a criminal. My name is Alban ramadani 4806866595

    Auto Equity Loans - autoloanproviders - Updated September 2026

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