These are great attorneys that offer innovative solutions at a very reasonable price. Personally, they have helped my family in a time of debt crisis get a positive result. Criticism which says they "push" you into bankruptcy is like criticizing a dentist for "pushing" you to get a cavity filled. As it turns out, bankruptcy is sometimes, and quite often, the best option for struggling folks. Impressively, these guys have beaten down education loan servicers to yield extremely positive results (large principal and interest reductions). They have been able, through strategic bankruptcy, gain results for their clients that the industry, by and large, assumes are impossible. They cannot claim they are experts for ethical reasons, but I will say that they have a particular and unique "expertise" for representing debtors and student borrowers that is unparalleled in the industry. read more