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    Andy Zook - A2Z Home Loans

    5.0 (4 reviews)
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    Chris Starling - Movement Mortgage

    Chris Starling - Movement Mortgage

    (14 reviews)

    Similar to others, our experience was outstanding. Finding a lender can be intimidating, and they…read moreare not all created equal. We searched for local and national lenders, and felt at home(pun intended) with Arbor. Unlike other reviews, we had very little contact with Chris. Our loan officer was Madison, and we could not have been happier. She handled everything expeditiously, and now we find ourselves closing ahead of schedule. Expectations exceeded. Beyond closing early, we had constant communication with Madison, and questions never went unanswered. We always felt as though our needs and concerns were addressed, and can't think of any room for improvement. Much appreciated Madison and Chris. Our new life in Bend begins in part to your efforts.

    If I could give less than one star, I would. My experience with Movement Mortgage--and specifically…read morethe Bend manager, Chris Starling--was extremely disappointing. For months, I was assured that my financing was on track and was advised to proceed based on that guidance. Late in the process, underwriting determined that the loan we had been discussing all along--based on financial information I had already fully provided--was not viable. No meaningful solution or accountability followed. This resulted in severe and significant financial impact, along with avoidable disruption. With proper diligence earlier in the process, this outcome and the financial impact I suffered could have been avoided. I have no trust in Movement Mortgage and would not recommend working with them.

    Ease Lending

    Ease Lending

    (5 reviews)

    Ease Lending got the job done FAST!…read more We entered into a 21 day escrow the Friday before Labor Day weekend which set us up for a high pressure, fast moving transaction. Ease Lending confidently took on the challenge and led us through the process expeditiously while keeping us informed at every juncture. Greg and Adele are extremely knowledgeable across all necessary disciplines lending, real estate and appraisals just to name a few. As first time homebuyers, we did not understand the extreme demand the short timeline would put on the entire team. Adele moved quick to lock our loan rate, and get us qualified for an Appraisal Waiver, which ultimately saved us both time and money (!!). Greg and the rest of the team made sure all four corners of the deal were squared away and every document requested by the lender was received. Ease lending communicated daily with both agents, loan underwriting managers, insurance agents and escrow office managers providing updates which became integral to our successful short close. We signed with the notary on Day 19, One Day Early! The entire team was fiercely dedicated to serve us as clients and had a keen attention to detail up until the very end. Adele even negotiated notary fees on our behalf with the escrow office. Adele and Greg, we've told you this before, but we cannot thank you enough for helping us buy our first home. This has been an unforgettable experience and you are masters at what you do! We appreciate you and will be clients for life!!!

    What can I say? Adele Krsek is just an amazing fountain of knowledge and behind that brilliant mind…read moreis the most awesome, positive, and hard working lender I have ever worked with! We were looking in Bend and in Portland for a few months early this year and our realtor down there gave us two lenders he worked with. I am so happy we went with Adele- it was fate! She has a very special place in her heart for veteran; of which both my husband and I are- and it showed in every detail and every stroke of the (keyboard) that she was serious about making sure we got the best possible rates. Not only that- when we did finally decide on a house- she helped with every aspect- and when the seller demanded a 3 week close- Adele was on the J.O.B.! What a miracle worker! With a VA loan! Endless energy, a commitment to the client- served up with the most beautiful spirit and can-do-ness (is that a word?)! Even my realtor here in Portland wouldn't hesitate to work with her again! Kudos Adele, you are truly the embodiment of what service looks like!

    Beny Rabuchin - NEO Home Loans

    Beny Rabuchin - NEO Home Loans

    (14 reviews)

    Where do I begin? Working with Beny was nothing short of spectacular. Can I give him 10 stars?!…read more Unexpectedly, we bought a house. And sold a house. And adopted a baby. ALL WITHIN TWO WEEKS. We had to be out of state and we thought the adoption would compromise the loan processing and closing on the new house. Beny arranged mobile notaries, scanned, faxed, called, and would have even arranged smoke signals if it meant getting us our dream home. He went above and BEYOND to ensure we were supported. This meant the world to us. I can not recommend him and his team any higher!!

    First time using New American Funding for an investment property and had an excellent experience…read morewith Beny, Remi, and their team. They went above and beyond to help us get the best rate possible, communication was clear and concise, were accessible and available when needed, and kept us informed every step of the way. The most defining moment of the experience for me was their support and partnership when things unexpectedly did not go as planned as we neared the close of our escrow. They worked with us and our agent to figure out plan B, C, and D alternatives, which allowed us to close on time under a very high pressure situation. Had it not been for their partnership and teamwork, it could easily have resulted in us losing our deposit. In my experience one can make a good judge of character and team when things do NOT go as planned. They responded with speed and the utmost professionalism, and simply put we would not have closed on time without them. Thank you to the New American Funding team, I highly recommend them without hesitation.

    Northwest Mortgage Advisors

    Northwest Mortgage Advisors

    (3 reviews)

    We can not give enough stars and thanks to the amazing team at NorthWest Mortgage Advisors. About…read morea year ago we started our search for a home in the Bend area. Our agent at the time, advised that we would need to get "Pre-Approved" prior to submitting any offers and suggested that we speak with her "Ace" mortgage advisor. I explained that our tax returns were complicated do to the nature of our employment and I was assured that she was the best and not to worry! After speaking with her and supplying the endless supply of necessary information and waiting almost two weeks .... we were told that we simply did not qualify for a home. After the shock and disappointment dissipated .... we started our own (non agent referral) search for a qualified mortgage advisor. I searched for several weeks and after many interviews we decided to try Jim at NorthWest Mortgage Advisors. We found Jim and his team to be EXTREMELY efficient, kind, knowledgeable and honest. After meeting with Jim and his team, they proceeded to walk us thru the entire process. They quickly processed our tax returns, required documentation and within days they were able to get an in-depth understanding of our income and expenses that allowed them to provide us with the required Pre-Approval letter. Simply put, they spent the time to go thru our tax returns to get an understanding that would allow them to find a loan product that would fit our needs. Jim was able to get us a fixed, extremely low rate & conventional loan that our needs. He and his team (Joyce & Mandi) are licensed in CA and OR and we will be using his services from this point forward ... they are the wonderful and we are thankful for their assistance! If you are searching for a company and advisor that will go the distance to get you the best possible loan product and interest rate ... then Jim at NorthWest Mortgage Advisors is your best choice hans down!

    Northwest Mortgage Advisors is an outstanding team. We had easy and open communication at every…read morestep of our refinance with incredibly timely responses any time questions arose. They are a friendly, professional crew that really cares about each family they do business with. Jim made us feel at ease throughout the process and his kindness and honesty is top notch. We highly recommend them and will absolutely use their services in the future when the time arrives. -- Jim, Joyce, and Amanda, thank you for your great organization as well as all the hard work and time spent on getting us the best deal possible!

    OnPoint Community Credit Union

    OnPoint Community Credit Union

    (5 reviews)

    I had the opportunity to meet Heidi through some clients of mine and was immediately impressed by…read moreher knowledge, professionalism, and patience. As a loyal OnPoint CU member, I've worked with several of their loan officers in Vancouver, Portland, and Bend and have consistently found their rates to be among the best and loans to close on time. If you're looking for a knowledgeable, confident professional in Central Oregon, Heidi is your gal!

    Be warned, this review will make you never want to get a loan here. I have a client who was…read morepurchasing his first home. Heidi Kirkpatrick was the lender in charge of helping my client. Everything started out smoothly. My client found a home, put in an offer, had it accepted, went into escrow, had an inspection, paid for an engineer certificate, and the owner of the home had to pay for tie-downs which aren't cheap! We were about 32 days into escrow at this point. We were just waiting on the appraisal. The appraisal was late. So I reached out to Heidi to get an update. She didn't respond that day. She then didn't respond the 2nd day after the appraisal was due. I didn't hear back from Heidi for another 3 days (5 days after I reached out to her and it wasn't over the weekend or a holiday). When I did hear back from her, she called me directly. I said, "Hi Heidi, did you hear anything about the appraisal yet?" She said, "yes, but we have an issue." She proceeded to tell me that she thinks the home my client was buying has been moved twice and that Onpoint credit union doesn't do loans on twice moved homes. She said, " I will try to find out if it has" and I said "same here, I thought for sure this home has only been moved once but I will look into this." She didn't give me more than 20-25 minutes before she called back and said " I'm pretty sure this home has been moved twice and I just found out we can't do loans on single wide manufactured homes." I said "did you find proof it's been moved twice?" She said, "no, I just think it's been moved twice" (she never looked into this and her response was extremely fishy). I then said " we have been in escrow for almost 6 weeks and you now just found this out? We have gone through inspections, underwriting, appraisal, engineer certificates, and a preliminary title report. You should've known this from the start and you've had an excessive amount of time to of told this to my client." This is where this review gets even more frustrating with extremely poor professionalism. She says, " I have to drop your loan and hopefully someone else can help your client." I called the DMV to see if Hedi called them like she said she would as sometimes the DMV can tell you if they had multiple travel permits on this manufactured home. The DMV asked every employee there and they all said "no one called about those permits." Then I call the engineer who tied down the home that Heidi was supposed to be in contact with. The engineer (Good ol' Russ, thank you) said "Heidi never called me to talk about the home being moved twice but in my original engineer certificate that I sent Heidi says that I believe the home has only been moved once and doesn't show any sign that it's been moved again and I'd be happy to put that in writing to help you guys with the purchase of this home." I couldn't believe my ears! Heidi lied about calling the DMV. Heidi lied about talking to the engineer and worst of all, she tried to put the blame on me (buyer's realtor) as if I somehow missed the fact that the home has been moved twice. She was trying to find another way to get out of this deal because she made the really BIG mistake of being 1 week from closing on this home and then telling my client that she can't sell single wide homes. She had dozens of opportunity to tell us this earlier in the transaction but to be honest, she should've known the minute my client went for a single wide home or the moment they reached out to get a loan. This could've cost my buyer thousands. Not including both realtors and the homeowner who have put a lot of work and money into this sale. Never in my 12 years of real estate have I ever had such a poor lender with terrible communication, a lack of empathy, a lack of professionalism, and such a straight up LIAR! My client was devastated and thought he lost his one chance to buy a home with the only cash he had at that time. I had to buckle up, find a new lender, and rush everything to get this fixed. Thank god for Renee from Landmark Professional who stepped in and made the rest of the transaction seamless. Training at this branch needs to be better. There needs to be accountability for almost ruining a transaction for a wonderful young family. Don't walk away from here, run away from here or you may have the same issue.

    Andy Zook - A2Z Home Loans - mortgagebrokers - Updated October 2026

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