The company they actually work under is American Casualty Co and it has over 500 one-star reviews on google(had i known this i would not have purchased a policy from them.) American Auto Insurance is a scam and the reviews on that website are fraudulent. I was in an accident on March 10, 2025 and it is now April 15th, 2025 and my claim is still "pending." I have given them EVERYTHING they have requested from me regarding my claim. They have no upper management office and only conduct business through mailed letters and emails that take 5-7 business days to respond. This has got to be the absolute worst car insurance company I have ever came across. If you're thinking about purchasing a policy through them I highly suggest you do your research! read more

DON'T ever give them your phone number. No matter what you say or what unsubscribing you do - they will never ever stop calling. I've never been harassed more by any other place. And their prices suck compared to my insurance read more

Hello I'm Emanuel Jones I've just signed up with American auto insurance, and so far I'm finding my service to be quite nice. So far no complaints, the customer service representative that I talked was very nice and helpful. I got an great price on my insurance and hopefully in the future I continue to be on good terms with the company. read more

Someone gave them my email address and they will not stop emailing me! And I can't access the page to unsubscribe to their emails because it conveniently does not work. read more

I was very excited to work with American auto after doing lots of research and reading all of the positive reviews. They gave me a rate I was very happy with and all was well. Well then the unfortunate happened someone hit my car and left the scene, I filed a police report and promptly contacted the insurance, direct auto, with the license plate and my police report information. My car needed a new fender and bumper. They approved my claim but told me it would be only $420 to fix. I asked for their mechanic and they gave me a number, I called him to make an appointment. He told me he couldn't get me in until July 1. This was the middle of February. I told them I couldn't wait that long and I would be contacting my insurance again. After several stints on hold I was able to get of the adjuster and she said I could just get it fixed it was only going to be $420, my deductible was $500. I said well I need another mechanic in your network so they sent me to someone else. The mechanic was great and he got me right in. He informed me that the work was going to be much more than $500. When I called bsck the insurance agent she said I don't know what your mechanic is talking about its only going to be $420 I said not my mechanic your mechanic. The mechanic told me they've done this in the past to deter their clients to go to their own mechanics instead of theirs in their network so when it's much more than the $500 it's now their problem. I go to pick my car up and pay the $500 the mechanic and the insurance still tries to tell me it's only $420, then puts me on hold to call the mechanic. The mechanic then tells us they never spoke to him. What an unethical company. I wasn't even going to leave this review but you guys won't stop calling me! I have told you twice I switched to State Farm and of my issues with the company you sent me to, so that shows me you don't even care enough to look into it! read more

I had to get SR-22 as required by the State to drive. I've been insured thru them for 3 years always on time payments. Now I don't need the SR 22 anymore and tried to cancel the policy they wouldn't let me cancel without having something in writing..This is 2017 what a joke! Overpriced! read more

!!! SCAMMER!!! I have bought insurance online from this agency and cancelled it next day. The insurance was united equitable auto insurance. They charged me 323 first installment the acutal insurance was 223 or something near. When I told them to cancle they asked me to write a letter and send it to their email adress. After one month i have recieved my money $ 203. So they charged me $120 just for one day Insurance. Its a big scam. read more

I've used this company for years, and unfortunately with 3 boys under the age of 25 they could not give me the best coverage and quotes. My last straw was a quote for $400 per month for my 19yr old driving a 2011 Chevy Equinox, no tickets, no accidents. However when it came to cancelling the policy for a different car and son, WHAT A DIFFICULT TIME!!! I faxed over a cancellation document provided to me by my new insurance agent, had mine and my son signature and they still weren't satisfied. First they wanted my new policy....UMM NO! No reason for you to get that. Second they said they wouldn't honor the cancellation date because it was 5 days ago so it'll be effective today. BUT I FAXED IT IN AND GOT CONFIRMATION OF THE DATE. Oh it's when we receive it which was this morning. Not my fault it was sitting in your in box and you didn't process it when you got it. WOW What an extreme disappointment after years of service with you. GOOD LUCK AND I BETTER NOT RECEVE PHONE CALLS SOLICITING YOUR SERVICES. read more

WORSE INSURANCE EVER!!! I've tried two different companies through them and both screwed me over!!! Now I'm stuck with a car that isn't fixed, and a higher rate due to this whole ordeal !!!! DON'T USE THEM!!!! read more

American auto insurance are get for teens im 16 years old and my coverage is cheap every other auto insurance company one to much money a month i can afford but with American auto i can afford every penny read more

If I could give 0 stars, that's what this place would get because they don't even deserve 1 star. I have been insured through their company for over a year and never had problems with their particular agency. However when I got notification to renew my policy, that all changed. I was quoted a premium for 12 months, which was $87.75 per month when I divided the premium by 12. My mother renewed my insurance for me while I was at work and when I got home she told me my monthly payments would be $99.00 per month. I called to inquire why I was going to be paying more than I should, when it was explained to me that I was going to be paying only 9 installments and get 3 months free. That still made my premium $200 more than what I was quoted. I called back and the girl explained that there are "finance fees" that are not included in your quoted premium that you would get information about 5-7 business days AFTER you agree to the initial quoted premium! This is illegal and I hope the Better Business Bureau shuts these crooks down!! I immediately cancelled my policy and demanded a refund for their wrong doings. Any place is better than this one, folks! They are by far the worst insurance agency I have ever dealt with, and the actual insurance company they put me with was awful! read more

I would like to give the worst rating posible. An umbrella company that will blatantly steal your money! Just finished reporting the to the BBB. I paid $250.00 down for full coverage insurance. I get a contract that states I paid $174.00. I called to state the contract is incorrect and I have the receipt from their site. They claim I paid for roadside assistance. When I asked for proof they claim they are unable to provide this in writing. I asked why there wasn't a charge last year when I purchased liability with roadside assistance, they state that I paid 75.00 for roadside assistance and $2.00 for my car insurance. $2.00 really. Once I told the representative the actual difference in payment was $76.00 not $75.00 she tells me her supervisor told her that they can't produce it writing ,a verbal confirmation is all they can do! Ugh I'm so angry, I'm pretty sure I don't have any coverage right now! read more

i have had several policies,all good,full coverage,best pricing ,by far,apples to apples,from any other insurance agencies.customer service is super good.never have to wait very long for them to take calls ,when i make payments,answer questions perfect ,no run arounds.i have had this company for several years,they give you the best prices,example allstate gave me a quote for 1350.00 a year for full coverage,i pay 800.00 a year for the same coverage ,deductable through AMERICAN INSURANCE AGENCY,LIBERTY MUTUAL WANTED 1,050.00 FOR SAME COVERAGE,THEY RUN CREDIT REPORTS. 5 STARS FOR THIS COMPANY!!! read more

If you could rate a company as a 0 star they would get one. Pay for your car insurance all year long, and find out the hard way after an accident with a totaled vehicle, they do not pay. They find any way to scam, come up with some bull excuse about how they cancelled you so they don't have to pay. Beware of this insurance broker we found out the hard way. They are also the same as American Freedom, they don't pay. Both of these company's should be closed down. Can't stress enough, they don't pay. BEWARE!!! read more

My name is Norma Behymer from Jacksonville IL. The people I spoke with were very friendly and knew their trade well. I am very pleased with my service so far. Thank you! read more

I've been insurance with this place for three years already give or take I've been having issues when I go make a payment they always take on more than they should and then they lose the paperwork you can never find a supervisor to speak to the customer service not all of them but some of them are rude and very unfriendly for example today 11/4/15 not only did she take 10 minutes to get to me she took my payment she did not let me know that it didn't go through the first time so she can bring it it came out that she swiped my card for times when I go look in my bed in not only did she take 10 minutes to get to me she took my payment she did not let me know that it didn't go through the first time so she can bring it it came out that she swiped my card for times I get this alert that she did it four times and I went back and let them know what happened and she told me what I there's nothing I can do to help you I had to go to my bank go back to them this happen at 9:25 .. I asked the girl may speak to a manager or supervisor on the floor she said for right now there's no manager supervisor until 130 I said OK no one has called me back and it's almost 4 o'clock I called them and they keep telling me that the managers are in a busy meeting this is not great customer service you took my money out of my account for times why do I need to put up with this headache I recommend no want to go there . read more