1. Amegy

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    Montgomery, TX

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    8 months ago

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    People searched for Banks & Credit Unions 352 times last month within 15 miles of this business.

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    First Financial Bank

    First Financial Bank

    (1 review)

    We were loyal customers of First Bank of Conroe and really liked the people at the Montgomery…read morebranch. I even went to them for a home equity loan and spoke to a VP at the Conroe 105 branch. He said he could beat any other bank and was going to get me the best deal; he came back with 5.75% when I already had 3.77% secured with lendingtree.com. I figured they just didn't have the chops to do loans. Then the bank was renamed (I think it is First National Bank now), things started to change. Almost immediately, they started to charge a monthly fee. We had both of our paychecks going to this bank and regularly had a balance of over $5000 with them. But, because it dips down at the end of the month, they charge us a fee. I called to try to get this waived, but they refused. You know what? There are plenty of hungry banks out there looking for new customers. After 18 years with them, I am leaving and they don't care. I suggest you avoid this bank as they don't care about their customers. Their slogan is "You first"? - nah - it should be "We're in this for your money".

    From the owner: For more than 130 years, First Financial has been serving the financial needs of customers just…read morelike you. Our "One Bank, multiple regions" concept combines the best of "Big Bank" customer benefits with the local decision-making and community involvement of a community bank. With multiple regional banks and 78 locations throughout Texas, we offer convenient banking options with a local, personal touch. And because we're one bank, you can visit any of our locations and receive the same friendly service.

    Premier America Credit Union

    Premier America Credit Union

    (21 reviews)

    Premier America credit union is wonderful. It was the best thing I did to come out of the bank…read moresystem with all the charges they give you two credit union and I've been with them for years. The Customer Service representative that helped me today was absolutely wonderful and helpful. Her name is Patricia N. I never felt for a second that she was ready to get off the phone even though they were about to close, but she stayed on with me and answered all of my questions so I appreciate this credit union having the right people handling their calls, which tells you a lot about them 100% on customer service and satisfaction from me.

    I would not recommend Premier America Credit Union based on my mortgage servicing experience…read more My mortgage originated through Premier America, and their main banking dashboard showed my mortgage loan as **"Current."** The mortgage portal also showed only the normal payment amount due and did not clearly indicate that a prior payment was missing, that the loan was past due, or that two payments were required to bring the account current. The only way I could have possibly noticed something was wrong was by reviewing the payment history in small text. The main payment screen did not clearly say **"past due," "delinquent," "two payments due,"** or provide any obvious warning that the loan was at risk of being reported late. When I made my payment, the system only showed/requested one payment. I later learned there was an issue after receiving calls from the bank, which I initially thought could be spam because my online account still appeared current. When I disputed the issue, I was essentially told that Premier America's main banking dashboard did not matter and that only the mortgage servicing portal mattered. I strongly disagree. This was the bank that originated my loan, and its own dashboard displayed the mortgage as current. More importantly, even the mortgage portal did not clearly display a past-due warning or the full amount required to bring the loan current. In my opinion, this is not transparent and creates a serious risk for borrowers. A mortgage payment system should clearly show the actual account status, any past-due balance, the total amount required, and whether multiple payments are due. Instead, the information presented to me was confusing and incomplete, and I am now dealing with a late fee and a credit reporting issue as a result. Based on my experience, I would not recommend Premier America Credit Union for mortgage lending or servicing.

    Amegy - banks - Updated October 2026

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