Moving to a new place is scary enough when you consider leaving everything you're familiar with…read morebehind. When you know your rent will double (if not triple!) and other things get more expensive, it makes the situation even more stressful. Before making any major decisions, I figured it best to have someone take a look at my finances. Wendy and i have known each other socially for a few years now and I knew she did something with money, stocks and helping people make more money. That's about it. Don't get me wrong, either, I don't have extra money to be putting into stocks right now. I just wanted someone who doesn't count on his/her fingers (like me!) to make sure that my updated budget seemed reasonable. She was kind enough to meet up with me over coffee and talk through my concerns about "movin' on up" to a bigger city. She busted out her financial calculator and went through all of the expected expenses and even suggested that I start saving more money as a "cash cushion" in case there were any unexpected emergencies far, far away from anyone I know. She also told me that I won't be allowed to buy clothes for awhile, but somehow I just can't stick to that rule. Guess that means I'll be eating hot dogs at home on Friday nights for awhile, huh? :) Really, it's not any financial planner's "job" to go through some sad-looking Excel spreadsheets and help you do basic math to figure out how much rent you'll be able to afford. But it was very kind of Wendy to do so and I appreciate the reassurance that everything is going to be OK. If you do have extra money to invest and want to work with someone who's savvy and trustworthy, give her a call! She'll gladly help you out!

Don't use Charles Schwab stock investing, I have margin account and had a margin call, Schwab…read morenotified me by mail about the margin call which arrived three days after they sold my stock shares. I had money in my bank account to cover the margin call. These people are half wits. There is a message system they could use which is what TD Ameritrade used before Schwab bought them out. Boycott Charles Schwab.

I am compelled to write this company is phenomenal. They are caring, intelligent, and work well…read morewith their clients. Trustworthy and supporting.

Andrew Weltz and his team at Charles Schwab are outstanding financial advisors. They advise, help…read moreset goals, and watch closely your investments. Communication and quarterly reports along with their mobile App make this firm outstanding. You get the same or better service from Charles Schwab than any other advisor service out there.

From the owner: Chuck Schwab started a stock brokerage company with a simple question: isn't there a better way?…read moreThat question led to the establishment of a new kind of investment firm - with a more contemporary approach to wealth management based on a set of core values and beliefs, not just profits and losses. These core beliefs have led to 40+ years of serving clients, innovating on their behalf, and developing brokerage products and financial services that put them - not us - first. At Schwab, we offer a wide range of wealth management services, personalized financial advising and retirement planning, and expert investment research, as well as a number of complimentary workshops covering everything from investing essentials to complex trading strategies. Brokerage Products: Not FDIC Insured - No Bank Guarantee - May Lose Value

GREAT financial counseling here! Yes, they charge fees, but the knowledge that they're taking care…read moreof your investments in the best possible way is a HUGE anxiety reducer! And they're FIDUCIARY!!!

From the owner: Financial Planning, Wealth Management, RIA, Registered Investment Advisor, Peace Of Mind, Certified…read moreFinancial Planner, CFP

I sat in on a Zoom meeting where Don Chamberlin introduced us to his company's services in estate…read moreplanning. The meeting included a free estate planning session. I made an appointment even though I really don't have any kind of estate to leave to anyone. He was nice enough to give me some pointers re: a lands trust & transfer on death for my bank account & car. He seems to be a person who comes from the heart & truly provides "service" -- something some what rare in this day & age. I highly recommend him!

From the owner: Tax Preparation & Planning, Estate Planning, Investment Planning, Retirement Planning and Insurance…read more& Medicare Planning

We've had a great experience with Bob Hardcastle and Delta Investment Services over the course of…read moreseveral years. Great service you can trust, which is hard to come by. Highly recommend!

We moved all of our investments from the Mutual Fund Store to Delta Investment Services. I told…read moreMark that the primary reason we were moving our investments was because of the excessive "adviser" fees and shrinking investments. In other words, the Mutual Fund Store was making much more money that we were. So what does Mark do? He puts us in an annuity and does NOT tell us that there are quarterly "adviser" fees that total over $600 a year! Meanwhile, you guessed it, our initial investment has been steadily shrinking. Then when I asked for a meeting with his boss, Bob Hardcastle he set it up, But when we arrived to talk to Hardcastle, he wasn't there. Mark said "his wife is sick" but Mark didn't bother to call us to let us know. We never heard from Hardcastle. I would not recommend these people for investment advice. We pulled all of our investments except the annuity because we would have suffered a big financial penalty to do so. I have done much better managing our investments via Ameritrade without the excessive "adviser" fees.

So unprofessional over the phone. Take the gum or candy out of your mouth before talking to clients…read moreplease. I'll try again later. Maybe the girl will be done with her lunch by then.