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All Coast Lending

5.0 (2 reviews)
Closed • 9:00 am - 7:00 pm

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V.I.P. Mortgage

V.I.P. Mortgage

(1 review)

All I needed was an endorsement for an insurance claim check. After 5 weeks I thought the problem…read morewas with the USPS. It was V.I.P. Mortgage. Extremely poor execution on a number of issues. Lost paperwork, no follow up, In deference, blaming others. For future homebuyers do your homework on mortgage lenders and brokers, I was referred to this company by my realtor. Turns out it was a bad referral.

From the owner: V.I.P. Mortgage, Inc. wasn’t started as a company, but as an idea. An idea that the mortgage…read morelending process could be simplified. An idea that the dream of homeownership is very much alive and well. And, an idea that the people working on your loan understand what you are going through because they have been there themselves. Founded by Marine veteran Jay Barbour in 2006, V.I.P. Mortgage, Inc. has grown from a single office with two loan officers in Scottsdale, AZ, to over 20 brick and mortar branches (across many states) with a few hundred licensed loan officers. V.I.P. Mortgage, Inc. funds several billion dollars in loans annually and consistently ranks at the top of numerous industry rankings. While V.I.P. Mortgage, Inc. has grown significantly over the years, we haven’t lost sight of our core values; to give back, provide exemplary customer service and not only meet, but exceed, each customer’s individual needs. V.I.P. Mortgage, Inc. doesn’t just do business with customers, but builds customers for life.

Mike Cook - V I P Mortgage

Mike Cook - V I P Mortgage

(62 reviews)

We cannot say enough wonderful things about Mike and his team!…read more Mike came highly recommended by our realtor, and from the very first phone call, we knew we were in good hands. We are in California, so Mike met with us via Zoom, took the time to gather all of our information, and walked us through the entire process step-by-step. He explained what we could expect next and made what can be a stressful process feel manageable and reassuring. Throughout our home-buying journey, Mike and his team were incredibly thorough, responsive, supportive, and professional. We always felt like we had a team behind us that truly cared about getting us to the finish line--and they did! Buying a home can be overwhelming, but having the right loan officer makes all the difference. Mike and his team went above and beyond for us, and we are incredibly grateful for their hard work and dedication. We highly recommend Mike and his team to anyone looking for a knowledgeable, trustworthy, and genuinely caring mortgage team. Thank you, Mike, for helping us get into our new home!

Mike is one of my most preferred lenders. He is incredibly personable, always immediately…read moreresponsive, and takes great care of my clients. He is very knowledgeable and knows all the loan options to best serve my clients. He also keeps in touch with clients to offer refinancing and HELOCs when rates go down. He also takes the time to make sure client understand their funding, how the process works, and makes sure closings are on time or even early. Finding a lender I can count on and I feel comfortable referring to all my clients is a huge asset. Dawn Elliott, Realtor Tierra Antigua

All Coast Lending - mortgagelenders - Updated October 2026

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