BEWARE: Had low credit score..had down payment..They assured me all was good..After…read morelegal..inspections..and other cost..less than a week before closing..i was told need $10,000 more and rate jumped from 8.5% to 12.5% ( low credit score rates are higher) I declined the mortgage ..lost 5,000..They had a computer glitch that caused my file to be emailed to me ..with all of their info..I had the bank name they were using..dealt with bank direct..got my home with a much better rate and no additional money needed..Ask around ..same story from many..wait till your vested financially ..so its hard to back out ..then ask for $10,000 extra..know of 3 other people scam was used on

Chris and his team were absolutely wonderful to work with for my first home loan. Prompt and clear…read morecommunication from start to finish, personal touch, and they answered all my questions almost immediately. Chris even called me once from his son's hockey game to calm my nerves. I had good credit but a low down payment and they got me a loan with better terms than I could find anywhere else (I got estimates from over 5 other lenders/brokers, small and large). I almost thought it was too good to be true, but they delivered on all accounts, and my realtor was impressed with them too. I hope to work with FFF again and would recommend Chris and his team to anyone!

To all your people that are trying to get in with these so-called great people they are not they're…read morehorrible their service stinks their customer representative stink everybody there stinks they actually charge you about 30% to handle your debt don't do it do it yourself you can do it you don't need these people if I can do it you can do it don't ever use their services I warn you

I normally don't write reviews, however I had to take the time to write one as this company has…read moredefinitely worked out to improve my credit. Thanks to credit Dispute Guardian I am now able to get approvals and my credit is now back on track. I went from a 544 credit score to a 685 within 4 months of service. Thank you!!!!! I'm extremely happy!

I worked with these guys (Debi specifically) as a first time home buyer and came away very pleased…read more I had a complicated mortgage scenario that most big banks didn't want to bother with. However, Crossroads found a bank that they work with who was willing to give me a great interest rate and even paid back a portion of my appraisal. I also didn't have to pay Crossroads any petty or ridiculous fees. From what little I know, the loan application process can be redundant and frustrating. Any time this was happening with the bank I was using, Debi would step in to smooth everything over and gave me plenty of good advice along the way. I recommend her to anyone of my friends/family looking for a mortgage and the next house I get I will certainly look to use this company.

Wendy at Crossroads was an absolute joy to work with, and tirelessly worked with the bank when our…read moreUSDA mortgage hit snags. Incredibly responsive to communication!