I worked with these guys (Debi specifically) as a first time home buyer and came away very pleased. I had a complicated mortgage scenario that most big banks didn't want to bother with. However, Crossroads found a bank that they work with who was willing to give me a great interest rate and even paid back a portion of my appraisal. I also didn't have to pay Crossroads any petty or ridiculous fees. From what little I know, the loan application process can be redundant and frustrating. Any time this was happening with the bank I was using, Debi would step in to smooth everything over and gave me plenty of good advice along the way. I recommend her to anyone of my friends/family looking for a mortgage and the next house I get I will certainly look to use this company. read more