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Advanced Credit Therapy

3.9 (15 reviews)
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7 years ago

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I greatly appreciate the opportunity to be of service to you.

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Review Highlights - Advanced Credit Therapy

Sadaf Omidy (the owner) and all her team members are truly knowledgeable about Finance and Credit System.

Mentioned in 4 reviews

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Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

I signed up with Infinite Financial Firm Credit Doc to help remove several late payments from my…read morecredit report because I needed my credit fixed quickly in order to buy a house. From February 23 to April 21, I trusted the process and was very clear from the beginning that money was not the problem. I even told them I was willing to pay extra if they could work faster and actually get results. At first, they told me I did not need to pay off my credit cards or balances for the process to work. Later on, they changed their advice and told me that if I paid off the accounts, the disputes would move faster and have a better chance of success. I followed their recommendation and paid off the accounts hoping to finally see results, but even after doing that, I still did not receive any meaningful improvement. Instead of offering a faster or more effective solution, they placed me into a monthly payment program and kept telling me to wait. Communication was also very slow, especially from the owner, who would take a long time to respond to my messages and concerns. During the entire process, they claimed they filed disputes multiple times, but I never saw any positive results. In fact, my credit situation became worse instead of improving. After almost two months of waiting, I was eventually told that I should just cancel the service because they were not getting results.I feel disappointed because I spent time, money, and trusted their promises during an important time when I needed my credit fixed urgently. Based on my experience, there was a lack of urgency, communication, and effective dispute strategy. I would strongly recommend others ask for clear proof of work, realistic expectations, and actual progress before signing up.

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I worked with Anthony on a credit repair case and had a great experience. He's extremely…read moreknowledgeable about how the credit system actually works, and he explains everything clearly so you understand the process instead of guessing. He's thorough, detail-oriented, and transparent about timelines, nothing vague or shady, just straightforward expectations from day one. Every step of the way, he communicated what was happening, why it mattered, and what to expect next. It was clear he knows this industry inside and out, and everything he did checked out as legitimate and professional. If you're looking for someone who actually understands credit and handles disputes properly, Anthony is an excellent choice. Highly recommended.

I was referred to Jose thank God! I was contacted by a law firm regarding credit card debt and was…read morevery scared. Jose was excellent and efficient. He explained step by step and was very patient and thorough with every question I had.. He made this process so easy for me/ stress-free. Thank you Jose you are literally the best! Forgot to mention aside form my credit card issue he's going out his way to help me fix my credit! God bless! Fui referida a Jose gracias a dios! Necesitaba ayuda con una deuda y no sabia que aser. Tenia miedo porque involucraba corte! Jose fue excelente, me explicó el processo pero sobre todo tomo el control y me quito un gran peso de encima.. Muy excellente servicio y el precio es tan poco para el gran trabajo que provee. Gracias Jose!

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would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Wayne is very knowledgeable and responsive. He managed and cleaned up our FICO as if they were…read morehis. He improved our scores beyond what we need to refinance and save money. Thank you, Wayne,

Advanced Credit Therapy - debtrelief - Updated May 2026

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