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    Aaacheckcashing.Com

    5.0 (1 review)

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    11 years ago

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    Forman's Money Loans Pawn Shop - Illinois pocket watch

    Forman's Money Loans Pawn Shop

    3.5(11 reviews)
    4.4 miBella Vista

    I LOVE MY INDIGLO TIMEX WATCH. I'm not sure how old it is, maybe 20 years old? But I love that…read morething and wear it daily. I realized it was time to replace the battery (last time was maybe 4 years ago?) and no way was I going into any New Jersey mall during the month of December. I randomly googled places that might be able to replace watch batteries that would be walkable from my Philly office and this place popped up. The pawn shop was a little weird set up, but I brought in the watch battery and one of the guys in the back replaced it for a few bucks. Done and done.

    ‼ ‼ ‼ ‼ ‼‼‼‼‼‼ This…read moreshop violates the Pennsylvania General Assembly: 1937 Act 5 section 12. In almost every way. This is my first review ever.... and now I understand why people do this. Formans is shady looking take as much form you as they can possibly get legal or illegal. It's one thing to make profit....it's another to look to rip people off ‼ A few months back I took a loan out at this place on an item of both monetary and sentimental value. Fast forward to the 17th of March I paid 500 for my March payment (last payment made on 2/13)...meaning I only owed 185 or so in interest the rest is automatically supposed to go to the principal right⁉ Nope not at this place‼ This guy says since I paid on the 13th of Feb, and the 17th in March that 4 days automatically put me on the hook to pay interest for the entire month of April which hasn't even arrived. He says that in the state of PA 1 day over equates to the entire months interest when it comes to pawn broker loans. He acutely took 2 months interest and tried to justify it by saying it's how it's always been. Really? Sounds like your customers have been getting taken advantage of for years then‼ (ThIs is % against the law) What's even more f'ed up is in January I paid on the 16th (remember last month in Feb I paid on the 13th) So I paid a few days early right ⁉ Nope not at this place‼ According to him it doesn't matter when you pay you got 30days. Go past by 1 day you accrue the entire next months interest, pay a little early... so what. he starts your loan over that day. Don't matter if you pay 5 days before or 5 days after this guy is pushing you into the next months interest before it even gets here. This way you never pay off the loan because you're never paying on the principal. Not sure how they've been getting away with it long. (ILLEGAL Read the law‼ and do the math) Copy/Paste to your browser https://www.legis.state.pa.us/cfdocs/legis/LI/uconsCheck.cfm?txtType=HTM&yr=1937&sessInd=0&smthLwInd=0&act=51&chpt=0&sctn=12&subsctn=0 Trusting this place for me was a huge mistake. I wouldn't recommend anyone bring anything of real value to this place for loans purposes. This guy doesn't understand how the law works regarding pawn broker loans. It seems as if he's doing everything possible to keep my property. He's manipulating the system every month to get over while pretending not to understand math, or how his computer works. (huge con) They refuse to give you a proper receipt detailing what you paid and how your funds are to be distributed...ie principal/interest. (Also illegal‼) Anyone else been scammed by them don't hesitate to reach out to the email below. Id like to see if others are experiencing any of the same issues with this guy and how you feel about your transactions after copy/pasting/reading the attached PA law paragraphs. Were you treated lawfully ⁉ Every time I go in there to pay he comes up with a new way to try to take extra money in interest. I seriously doubt I'm the only one. zos9805@gmail.com PS. If the owner replies to this with lies l will personally paste the attached law and highlight the applicable text. https://www.legis.state.pa.us/cfdocs/legis/LI/uconsCheck.cfm?txtType=HTM&yr=1937&sessInd=0&smthLwInd=0&act=51&chpt=0&sctn=12&subsctn=0 If you are unfortunate enough to do business at this establishment please copy/ paste the above https to your browser and read for yourself. Are they following the law? Did they in your case⁉ Or are they just taking advantage of folks that don't know

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    Aaacheckcashing.Com - pawn - Updated May 2026

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