"Live everyday as if it is your last but always plan for the future." -- Neena Vlamis…read more Host for HOMEBUYER EDUCATIONAL WORKSHOP with NSCFU for NeighborWorks America. BUILDING HISTORY -- used to be a shady, divey club as evidenced by weird stairs. During renovation, an electric chair was found in the basement. Hmm. More than a club? ;) DESIGN -- great job on the spacious bathroom. (See Photo). Sink design made me realized that it doesn't have to be splashy & messy, depending on setup.

I honestly don't think we would have had such an easy first time home buying experience if it…read moreweren't for Lauren at A and N Mortgage. We initially contacted her just to inquire how the process might look and she was very patient and explanatory as she walked us through what the process would look like in the future. It was all very informative and low pressure which I very much appreciated. Once we decided to move forward with purchasing a condo I cannot say enough how much I appreciate everything she did for us, I would work with her again in a heartbeat and I recommend everyone go work with A and N!

For anybody unfamiliar with the "Demand Feature", take a look here…read more http://www.mtgprofessor.com/A%20-%20Options/demand_clause.htm He says it better than I could. The guy I was working with at Asset Mutual Mortgage was really nice. Everything was going well until they sent me the "Truth in Lending" document. I noticed that it had the "This loan has a Demand Feature" YES box checked. I asked him to send me a copy that did NOT have the Demand Feature added. It was all still nice, but they wouldn't remove it. So we parted ways. Then his boss, Adam, called me and insisted that the Truth in Lending statements for ALL mortgages had a demand feature. I knew that wasn't true because I already had a mortgage without the feature. We went back and forth, but neither of us was going to change our position, so we again parted ways. The people at Asset Mutual are nice, but I did not want a mortgage that could be called back at any time at the lender's discretion, so I went with Guaranteed Rate (from whom our existing mortgage came - without the demand feature) instead. The people at Asset Mutual were nice enough and had Adam not tried to mislead me, I would have been open to still using them if they removed the demand feature. I am not suggesting he lied to me. I am guessing that he really thought that my existing mortgage (without the demand feature) did not exist. Addendum: After I originally posted this with a lower rating, they gave me a call, retracted the assertion that the demand feature was on all Truth in Lending documents, and offered to proceed without it. I can accept an honest mistake, having made many myself.

Adam could not have been more helpful. He guided me through the loan application process with a…read moregreat deal of patience, and was armed with an incredible amount of knowledge. He is efficient and organized. That efficiency and quick response time allowed me to lock in a great interest rate just as rates began to climb steadily. (I can't say the same for other mortgage "professionals." One company actually sent me someone else's documents. That poor sap lucked out because it just so happens that my primary source of income IS NOT identity theft. Another broker requested the same document THREE times.) Adam was honest and candid, but could sense my anxiety as a first time home buyer and always reminded me not to panic. You won't find a better company to guide you through this process. Asset Mutual Mortgage is outstanding!

Ben and his entire team were incredible to work with. I couldn't recommend Ben more. He took the…read moretime to walk through everything that we had questions on as first time home buyers. He was extremely responsive, patient, and accessible. You will want someone like Ben who has your best interests in mind and puts you first. We made the right choice. 10/10 experience.

I've been let on for months had a closing date, took it back from me lender checked out two weeks…read moreprior to closing never got a call back so many reasons to back out of giving me my alone feeling discriminated against Wasted so much time Highly not recommend it Pretty much lost my house deal with this company - deserves zero stars

Anthony and Jenna were extremely helpful in helping me with my first home purchase. As someone who…read morewas new to this process they were extremely accommodating. Anthony was precise and very knowledgeable with the entire process and reassured me the entire time. After speaking with many different lenders companies, once I spoke with Anthony I knew who I would be going with. We were even able to close early thanks to their hard work. I would recommend to anyone looking for a honest, reliable, and responsive lender. Anthony also fought for me to get the best rates and discounts. He had no hidden fees, charges, or any unpleasant surprises. The best customer service around. Thank you both so much.

I was skeptical before I started working with Rock Bottom Mortgage. Their rates were lower than…read moreanybody else so I wondered what the catch was. There was no catch just low overhead. I was also skeptical about their reviews. Who has not one single negative review. I figured I would take a chance. Working with RBM was amazing. they were quick and efficient on everything and Anthony responded to almost all my emails within minutes day or night and would answer my questions anytime. In my previous mortgage I worked with a big bank. It was a nightmare. Managing them to process my mortgage was a full time job. Not the same with RBM. I didn't have to worry if they were on-top of it because they always were. I would definitely use them again and recommend them to anybody I know ever looking for a mortgage.

Recently heard about the Mortage Marketplace on the radio while I was looking to get qualified for…read morea loan. I worked with Doil from start to finish and I definitely got a great amount with a great rate too! Way lower than the rest of the market. There was alot of things taken care of too that I'm beyond happy about. I will highly recommend Mortage Marketplace and have referred him many more clientele. Anyone that's looking for a home without all of the sketchy stuff from the banks. THIS IS the place you need to go. Thanks Doil!

Like everybody else that is looking for their first home, I did not have prior knowledge about the…read moreprocess, I spoke to multiple mortgage companies until I found Mr. Doil Kim. Let me tell you he is a true professional. Our conversation lasted over two hours which he went over the details of everything. After he got my trust, and I perceive with her through the process there were some twist and turns but he was very patient with us and honestly he got us the best deal possible. We are still amazed, and our deal would not have been done had not we went with the mortgage market. This company is highly recommended myself and all my friends use him. Please trust him for his professional services. You will not be disappointed. Thank you Doil you are the best.

Mike and his team were wonderful to work with! From start to finish, he was incredibly responsive…read moreand proactive. He's always more than happy to answer questions and will go above and beyond to get your offer to stand out. You can tell he really cares about his clients and takes pride in what he does. His experience and energy made the home buying process painless. I'd absolutely recommend him to anyone going through the home buying process, especially first time home buyers.

Mike was great to work with. He helped us every step of the way as we transitioned from a single…read morefamily home to a high rise condo. Mike made us aware of all the things we didn't know and helped to understand every step of the process.

Chris and his team were outstanding in helping me buy my 1st property. From the early stages of…read moregetting approved, to my closing date, Chris was there every step of the way. Extremely accessible and knowledgeable!! Chris answered any questions I had as a 1st time home buyer and talked me through the entire process. Chris worked constantly to get me the lowest possible mortgage rate. I was happy with what my rate was going to be before I got a call from Chris saying it would be even lower!! When it looked like my Closing date would be pushed back, Chris made sure that wouldn't happen. It is clear Chris wanted what was best for me. I would certainly work with him again and recommend him to anyone looking to buy a home!

We have had the pleasure of working with Chris and his team for our first home purchase and more…read morerecently a refinance. Chris and his team are such great people to work with, extremely knowledgeable and helped ease the process for everything. I highly recommend him to anyone looking to purchase or refinance!

As first-time homebuyers, we couldn't have asked for a better mortgage team than JC Financial. From…read moreour very first meeting, Jake and Lillian demonstrated an incredible level of professionalism, expertise, and genuine care for our family's best interests. Jake took the time to walk us through every step of the loan process and provided us with a detailed estimate of what to expect. What impressed us the most was how incredibly accurate those estimates were--when we sat down at closing, the final numbers were almost exactly what he had projected, differing by only about $100. That level of accuracy and transparency gave us so much confidence throughout the entire process. We even explored whether there were better interest rates available elsewhere, but after comparing our options, JC Financial was still able to secure the best rate for us. It was obvious they weren't just trying to close a loan--they genuinely had our best interests in mind and worked tirelessly to get us the best possible outcome. Jake and Lillian were always available whenever we had questions, whether it was during the day, in the evening, or over the weekend. Every phone call, text, and email was answered promptly, and they never made us feel like we were asking too many questions. As first-time buyers, that level of communication and patience meant everything. They worked incredibly hard all the way through closing, carefully reconciling the numbers between the seller, lender, and everyone involved to make sure everything was accurate and seamless. Their dedication, diligence, kindness, and exceptional customer service made what could have been a stressful experience feel smooth and organized from beginning to end. If you're looking for a mortgage company that is honest, knowledgeable, responsive, and truly advocates for its clients, I cannot recommend JC Financial enough. Jake and Lillian work incredibly hard for their customers and have earned every bit of their outstanding reputation. Thank you both for making our first home-buying experience such a positive one! We are officially home owners today thanks to Jake and Lillian's hard work! I cannot recommend JC Financial highly enough. Jake and Lillian are knowledgeable, honest, responsive, and truly put their clients first. If you're looking for a mortgage lender who will work tirelessly to secure the best rates and make the process as smooth and stress-free as possible, look no further. We are incredibly grateful for everything they did and wouldn't hesitate to recommend them to anyone buying a home.

Jake Chung and his team were extremely punctual and reliable. I will continue to use JC with my…read morecurrent and any future financial projects. Jake and Lillian truly cared about my success and wanted to make sure that I was taken care of.