I wish I could give this place a negative rating. We paid our policy in cash for the year, and they took our money and deposited it in theirs, then paid the 3rd party-underwriters on payments and we're late on three payments! Reflecting poor on us!! They have the WORST customer service I have ever encountered in ANY business. It's like pulling teeth to get an actual meeting with them. One week before our policy expires they have a trainee contact us with extremely out-dated info. Do NOT use them!! read more