My girlfriend got trapped into an extremely bad PREDATORY-grade auto loan starting after the first car she was sold here was a complete wreck full of problems. After months of being back and forth with a negligent auto shop recommended by the dealer and car being unusable, nothing was adding up. SHE SPECIFICALLY said she needed a reliable car and was honest about being worried about taking advantage of and they did exactly that. Lie after lie of the vehicle damage unfolded. After realizing they sold a complete malfunctioning car, she was deceived into transferring to a different car with a much higher payment after telling her it would be about the same price - the new car was EXTREMELY marked up despite it being of lesser value too!
She was advised to buy a $2000 warranty TWICE because it was non-transferable for the first broken car. Also twice the dealership/administrative fees.
He downplayed issues with the new car like the paint job which cost $700 to repair. He said he would also get her the carfax for it and never did.
The loan of the finance company was a nightmare to deal with - they were completely unresponsive and eventually collapsed. The dealer took no responsibility here either. Eventually it was transferred to another company.
Despite putting 10k down and paying almost 20k in admin fees, dealership fees, warranty, car payments, and loan interest she is out 30k on a car worth 10k over the course of a year. Not an exaggeration, there is paperwork for (2 x $899 admin fees - which it seems they now charge $699 and a $900 loan admin fee). Sneaky way to add nearly $3000 in nonsense costs!
She was dealing with a man named Gurj - while seeming polite he proved to be dishonest about the issues, pricing, loan, and did not establish clear understanding and signage of the disclosure agreement for a vulnerable woman. He was in a rush when making the deal and pressured her to be quick with all the paperwork. A clear tactic to limit her chance to review terms presented to her.
AVOID THIS SHADY BUSINESS PRACTICE AT ALL COSTS! read more