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Madrea, CA

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Universal Solutions

5.0 (1 review)
Open • 7:09 am - 10:10 pm

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8 years ago

Best place to fix your credit.. Hes real dont double think about it do it.. He will help you out a lot

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Fresno All Star Credit Repair - Alex just saying to disregard as usual

Fresno All Star Credit Repair

(3 reviews)

A-#1 Alex is completely AWESOME! Several people highly recommended Alex Ramos to me for help in…read morerepair/restoring my credit rating. They were right! Alex walked me through the process and made everything very easy for me to understand. He is an excellent listener and explains what can be done, quickly, to raise scores as much as possible. Alex called me at the right times, when we needed to move forward, and kept my account perfectly on task. I was also free to text, if I preferred. He always has his client's best interests at heart. We both had satisfied smiles on our faces when we last checked my new/rising credit score! I'm so grateful for his professionalism, trustworthiness, and stellar service!

I would not recommend this place to anyone. I had a poor credit when I came to All Star Credit…read moreRepair and decided to get it fixed since I had just gotten a stimulus check. When I talked to Alex on the phone he quoted me around 300 to 400 to work on my credit for a year when I went the next day he charged me over $700. After the day that I left his office I never once heard back from him and there was no changed my credit report that he had done. Every time I would get call or letters I would reach out to him and all he would tell me was not to respond and to keep an eye out on the mail from the credit bureaus. I never got anything from the credit bureaus and I have lived in the same address since then. I fixed my own credit by contacting the collection agencies and asking them to do a paid to delete some thing that I literally learned off the Internet. I also applied for a secured credit card and kept that utilization under 10% which made my credit jump high. After working on my credit since then I'm now able to get approved for anything that I applied for but that was not with his help or waste of money. I would not even go to him as an insurance agent because I asked him for a quote for car insurance and he never even responded to that. I would 100% stay away from this place

Hemb Law Group - Lobby

Hemb Law Group

(6 reviews)

Susan Hemb IS the lawyer for family court issues…read more Susan took care of my divorce, child support, spousal support, and division of assets. She did everything to negiotiate and keep this case from going to trial. Susan and her professional, competent staff were life savers. After years of continuance after continuance with other representation, 2 paralegals, and trying to represent myself over a span of 7+ years, I had had enough. Susan quickly assessed my case and immediately went into action. She advocated for me well in court, dealt with difficult spousal issues, and did it in a kind, efficient manner. She will not waste your time or hers. Susan finalized my case from start to finish in less than 6 months. Susan's paralegal, Jacqueline, helped me wade through the paperwork, which, frankly was a mess. She patiently explained the questions on the forms and the exact documentation I needed. This was a tedious part of the process that Jacqueline helped navigate me through with appointments, emails, and phone calls. The information that Susan discussed with me before court finally made sense. Susan then had everything to fight for me in court. It was organized and clear to me. For the first time during this entire divorce process, I felt confident about going to court. They made me feel seen and heard. It was a breath of fresh air to finally deal with people who empathized, sympathized with what I was going through. Randeep, her office manager, helped bridge the gap between meetings with Susan, Jacqueline, and court hearings. She clearly explained my bill and the financial expectations from their office from the very start. My case mattered. I mattered. I was treated with kindness and respect, not just a number or paycheck. Hire Susan!

Save your time, money, and emotional energy and look elsewhere…read more I scheduled and paid for a consultation with Susan hoping for guidance during a difficult co-parenting situation. Instead, I experienced one of the most uncomfortable professional consultations I have ever had. She entered the room without greeting or acknowledging me and immediately came across as cold and dismissive. I had prepared notes and questions, but she repeatedly interrupted and focused on a single comment instead of listening to the full context of why I was there. The overall tone felt condescending and completely lacking in empathy. Within about 15 minutes I felt so unheard and uncomfortable that I ended the consultation early. Family law matters are already stressful and vulnerable. Clients deserve patience, professionalism, and basic respect. Unfortunately, that was not my experience here. I strongly recommend looking elsewhere.

Universal Solutions - debtrelief - Updated October 2026

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