I am reviewing my experience with Wells Fargo after 6 years of banking and now I have had enough…read more I have 2 checking accounts, 2 savings accounts, 2 mortgages, and 2 credit card accounts. First, the positive and only positive: Their onsite banking is the 2nd best I have ever used. #1 was ING. Now the bad: Fees, they are confusing and inconsistent. 1 checking account required $1000 direct deposits and the other is $500 per month to avoid a $5 fee or $15 fee. Credit card issues, it took them 6 months to resolve a fraud charge and only after I hounded them every month. Mortgage, 1 of the 2 had COVID-19 assistance put on it when I never asked for it, then it took months to get it corrected. Cust service, If you need to call, good luck, minimum 30 minute wait sometimes even disconnects. Money transfers: strict Limits and restrictions, and paying bills from another account is limited. If you use more than 1 bank such as me, don't have Wells Fargo as one of them. Their rates are the worst and they make it very difficult to move money out of their bank. They charge fees for savings accounts, if you don't meet their requirements. Who does that today unless you have a zero balance? Today I got rid of my last of my WF Mortgages, next is savings and checking, and finally the credit cards. They have cash back on the Visa card but probably one of the lowest cashback rates around, shop around and you can do much better.