I wanted to share with others out there what my experience was like while Refinancing our home recently through True North Mortgage(TNM) and more specifically our Broker, Mr. Rajan Mehta. At 51 years old, I have bought & sold 3 homes, however, this was my first time experiencing what a Refinancing Transaction could entail. Our personal financial situation was anything but typical or straight-forward (for many reasons) and I had been trying to refinance while dealing with other brokers & institutions since 2017, so like I previously suggested, this was going to be a challenge! With pandemic interest rates at all-time lows, this time I was determined to be successful and find a way to "free-up some money" for other things for my family other than just a roof over our head! Mr. Mehta was a CHAMPION, what can I say? He quite literally was able to help my wife & I achieve what 3-4 others before him just simply could not! After giving him all the details of our challenging situation, he immediately had a " Thinking Outside the Box" idea, one that just might work? It took a little extra time to formulate our strategy and it was many, many documents being trading between us back & forth, but he did it, within 3 weeks of initially contacting Mr. Mehta & True North Mortgage from seeing an ad on Facebook, we had positive confirmation from AN "A" LENDER (which I never realistically expected to deal with again) that we were approved for EVEN MORE of an amount that we actually applied for in our application! I was literally "stunned" on the phone when he contacted my wife & I with the Fantastic News! I almost couldn't believe it and my 1st question was "How did you do that, Rajan, I've been trying for 3+ years already with no success?!?" He laughed and was pleasantly surprised that we were so excited! He is a very soft-spoken gentleman that is a real pleasure to talk with and he seems to go about his business as a true professional & a professional that truly "Goes to Bat" for his clients, who some like us, do not have the easiest task to achieve! I myself actually have a Business Degree from many years ago & I like to think that I'm pretty good & resourceful at what I do, but I must admit, I would NOT have had the creativity & fortitude to go-after our financial goal from such an angle that he tried! I don't know how long that he's been a Broker, but in my opinion, he clearly has lots & lots of potential to achieve very positive results in just about any financial roadblock or challenging circumstances that you can present to him! On a personal note, when I told my Sister that we were FINALLY able to take advantage of Refinancing our House & how much money we saved each month, especially at such an ideal time with rates unprecedentedly low, she said to me, "Ron, that amount is not just Refinancing, it's Life Changing!" To be honest, she's right! My wife & I had made some bad choices within the past 10 years, some simply our fault & some just bad luck, yet we were still able to come out the other side, not only just on our feet but because of meeting & dealing with Mr. Mehta, stronger & actually further ahead than before we got ourselves in financial trouble! Again, we cannot thank him enough for quite literally "Changing our Life"! He even gave us some well-thought-out & very valuable advice on what to do with a portion of monthly savings that we were able to generate in an attempt to get ever further ahead in the relatively near future by owning a 2nd home and using this one as an investment for our retirement! We have already put some of his suggestions & advice to work so that we never end up in the same dire financial situation again, most importantly when the pandemic concludes and rates will eventually return to higher levels. If you are in the need of any of the many services offered by TNM, we believe Mr. Rajan Mehta is your man! I know it sounds CORNY, but it's TRUE! He listens intently (not something all professionals will do), thinks about it & acts! Thank you, Rajan, & God Bless! Ron Chaplin, Brockville read more

I contacted True North Mortgage this spring for my mortgage needs, not knowing much about the company other than they had excellent reviews online. I promptly received a call back from Mortgage Specialist, Durgesh Agrawal. My mortgage needs where complex and involved 3 new mortgages. What I appreciated most about the excellenet service I received from Durgesh was that he listened to my needs, understood my needs and diligently worked with me until the solutions I needed were in place. Scotiabank was also part of my solution and were fantastic in working with me as well. Both True North Morgage and Scotiabank proved to be a progressive team, truly interested in providing me with a solution and seeing it through. I've dealt with other banks, I can say that RBC, Canadian Western, Alberta Treasury Branch and other brokers did not seem to have the time or inclination to help me anywhere near what Durgesh and Scotia had done. I highly recommend Durgesh as a trusted and professional resource for all your mortgage needs. His communication was quick and professional. Keep up the great work and I'm sure we'll have a chance to do more business in the future! read more

I got to know about Durgesh Agrawal through Linkedin. My mortgage was due for renewal and I was looking for competent rates. I approached banks as well as Durgesh from True North. Major plus point I found dealing with Durgesh is his honest opinion, thorough explanation on the difference between different lenders. On the top of this, he never forced/pushed anything or hid anything. There was a clear picture while dealing with Durgesh. There was a time I decided to go with banks and Durgesh really honored my decision. However, unfortunately, some sequences of events happened that caused me to withdraw my application from the bank and at each point of time Durgesh was honest enough to guide me through the entire event. He not only helped me but also gave me confidence and assurance on each and every front. There are always different cases, but I felt a clear difference between the approach by Durgesh (True North) and other banks. I am thankful to True North and Durgesh for standing by me and strongly recommend True North and Durgesh service for any mortgage related service. read more

They said that the best mortgage broker is the one who can give you the best interest rate. So, I submitted my online application form for our mortgage refinancing needs to 3 different mortgage companies and all of them responded fast and explained the process and documents needed from us to start the transaction. They all gave me the same interest rate and they equally have excellent company's reviews that made me question which mortgage company to choose . We chose TNM when we connected with Rajan Mehta, he was patient, straight forward and extremely thorough. He not only got us the mortgage we needed at an unbeatable rate, he guided us through the whole process with ease and professionally answered all our questions and had solutions for all our concerns. Thank you Rajan, for helping us in our mortgage needs and with some "extra". We will keep in touch with you for our future transaction again. Cheers! read more

Buying a house is a big decision and the last thing you want is to run into financial blockages because of lack of information or lack of awareness of rules and processes. Durgesh helped me by completely taking up the responsibility of getting me a mortgage that suits my needs and which suits my lifestyle. Through the complete process I was always updated and informed displaying complete transparency .Yes it did give me heartaches because I was also informed of some roadblocks , which I believe was good . At no point I was forced to sign or commit to him or his company . Also most importantly I gave up another mortgage product which was 0.5% less than the offer + 1000$ bonus because I was sure Durgesh would help me complete the deal. All in all Durgesh is the finest mortgage consultant I have met in a long time. Thanks for the help. read more

True North Mortgage is amazing - Rajan Metha was our mortgage Agent, he is very humble, keen to help at every step of the way! He promptly responded me when I sent in a general inquiry, got me a far better rate than other mortgage lender, and explained all the steps, paperwork, everything I needed as first time home buyer. It was also very convenient to deal with everything through email. Rajan worked sincerely to ensure that it was an easy and smooth transition, and there were no surprises along the way. I would highly recommend True North Mortgage, and would recommend Rajan Metha for a great rate, and an exceptional level of service. I thank Rajan for his wonderful service and easy stepwise explanation of mortgage process as first time Home buyer. read more

My experience was working with this company was truly amazing. I worked with Yuval, and in my opinion he is one of the best out there. He is super responsive, knowledgeable and truly good at what he does. He was quick to understand what I want and provide me with options in a very timely manner. Also, he explained to me every step and provided a sense of what to expect along the way. Even if someone else threw a curveball, he got involved and sorted out. End of it, everything worked out according to what we discussed before starting and there were no surprises. This is my second time working with him and he remains as good as he was 5 yrs ago. Highly recommend. read more

Working with Durgesh Agrawal was phenomenal! While processing a mortgage with him, we could feel that he is very intelligent and meticulous! After first time talking on the phone, he got the points and asked us the documents which the other mortgage companies didn't ask. That means he knows the way to get the best rate. And actually we got the best rate thanks to him. Also, he gives us fast response. Can't say enough how much we feel amazed of his hard work, and definitely, we recommend him to everyone around us. Our friends and family already know about him. If we need a mortgage again, we will definitely contact Durgesh Agrawal. read more

I've now worked with Yuval and True North Mortgage on two deals. On both occasions it's been a spectacular experience. Yuval is extremely consultative and took more than an ordinate amount of time to walk me through my options while educating me along the way. He was always available when I needed him even when I needed consultation on minor details. In this way, I was always put at ease. Finally, Yuval helped me secure a deal that was better than what I would've otherwise anticipated on both occasions. He truly has his clients' best interests at heart, and I wouldn't hesitate to recommend him to anyone looking for a mortgage. read more

I worked with Rajan on a complicated mortgage renewal, which normally would have taken months to complete. Rajan met with us face to face, told us exactly what he needed and gave us guidance as to our best options. He then provided an incredible rate through Scotia Bank. I have worked with other mortgage brokers in the past and can say that this was my best experience based on professionalism, access to Rajan to answer our questions and timeliness on closing the new mortgage. I strongly recommend that you call Rajan at True North Mortgage if you are breaking a mortgage or renewing one. Thanks Rajan. read more

Yuval Fish and his team came up clutch for us when the first broker we reached out to was not able to secure approved financing for us in the timeline specified in our purchase offer. Right from the first phone call he was responsive and quickly got us approved for the amount we needed. After that he was able to consistently get us the lowest rates available. To cap it off, the sale and closing went smoothly without a single issue. As first time home buyers we could not be happier. We definitely recommend reaching out to Yuval and True North if you're looking to buy! read more

Working with Durgesh Agrawal was phenomenal!While processing a mortgage with him,we could feel that he is very intelligent and meticulous! Which the other mortgage companies didn't ask.That means he knows the way to get the best rate.And actually we got the best rate thanks to him. Also,he gives us fast response.Can't say enough how much we feel amazed of his hard work,and definitely,we recommend him to everyone around us.Our friends and family already know about him.If we need a mortgage again,we will definitely contact Durgesh Agrawal. read more

We recently purchased a condo and applied for the mortgage with True North (through Durgesh Agarwal from North York Office). By far, the best experience in terms of rates, responsiveness, professionalism and interaction. He went above & beyond in terms of providing us the best service. Prior to reaching out to him, we were in contact with TD and we noticed that because of monopoly or being a bank, they don't pay much heed to the details and never offer good rate. Durgesh from True North is the best bet, if you believe me. read more

Hello! I have been working with True North Mortgage represented by Yuval Fish. Yuval was very responsive and was able to provide us a very good rate at that time! He was quick in making decisions and providing us all information on time. Thanks to Yuval we happroved with mortgage in few days which was crucial for us at that point. We really enjoyed working with Yuval and the TNM team. I would definitely recommend TNM and Yuval as great company to get mortgage from. Thanks! Julie read more

Durgesh Agrawal was my contact at True North for renewal of my residential mortgage for a better rate compared to what the banks offered. To me, Durgesh is professional, understandable, attentive, punctual and honest in his communication. I felt the ease in working with him and never felt pressured in my decision making. Without hesitation, I recommend those who are looking for a better mortgage deal to contact Durgesh at True North Mortgage. Jay Krishnan Milton, Ontario read more

I found out about True North Mortgage from a co-worker mentioned to me that he got a very good rate and service. When we needed a mortgage, decided to give it a try and we are so pleased. We had a great experience with Rajan Mehta. The whole procedure was done over the phone and emails. Rajan was very helpful and knowledgeable, he walked us trough all procedures and he gave us a very good rate. Great service and professionalism. Thank you Rajan Mehta for all your help! read more

Durgesh Agrawal of True North was amazingly great in not only securing the best rate possible for our mortgage but also acted like a true professional in keeping us posted at every step. Our calls and queries were promptly attended to. The result - a seamless transition to our delight. I would highly recommend him and the company to all. For our future needs we will not hesitate to contact him again. Thanks Durgesh and thanks True North Mortgage. read more

If your looking for the best mortgage Broker Durgesh Agrawal from True North Mortgage Toronto Location is what your looking for. Not only is he very organized, knowledgeable, very responsive, trustworthy he was able to complete all my paperwork on time even though we aren't in the same area, I'm in Ottawa, ON. If your looking for the best rate and term Durgesh will find it. Thanks again for your help it was a pleasure working with you. read more

Durgesh from True North Mortgage was so great to work with. As first time home buyers, we had a lot of questions as we had not been through this process before. He put our minds at ease as he took the time to answer all of our questions and handled all of our paperwork very timely and professionally. He was very easy to work with, knowledgeable and always responded back to us very quickly. We would highly recommend working with Durgesh. read more