We recently had the pleasure of closing a transaction with Julie and the Aragon Lending Team, and…read moreit was a great experience from start to finish! Julie was professional, responsive, and on top of everything throughout the entire transaction. Communication between lending and escrow was excellent, and whenever we needed an update or had a question, she was quick to respond and kept everything moving forward. As an Escrow Officer, I truly appreciate working with a lender who understands the importance of communication, timing, and teamwork. Having a lending partner who stays engaged and works closely with escrow makes such a difference in getting everyone to a smooth and successful closing. Julie and the Aragon Lending Team were wonderful to work with, and I would absolutely recommend them. I look forward to working together again on many more transactions! Thank you, Julie, for being such a great lending partner!

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

It's been such a pleasure working with Bill Rayman. He goes out of his way to make sure the clients…read moreare well taken care of. He is very knowledgeable, punctual, and kind. I will definitely continue working with him.

I had the opportunity to work on my clients home purchase with Esther as the mortgage broker…read more Esther made everything so smooth from start to finish and it was a seamless process for myself and the home buyers. Her communication and attention to detail is top notch. She was even able to close the file ahead of schedule. She offered the buyers competitive rate. I highly recommend Esther for your home mortgage needs.

Esther was a MIRACLE WORKER for my Buyer's purchasing in El Cerrito (Northern CA East Bay) - this…read morewas not your average Home Purchase, and Esther went above and beyond to get our transaction CLOSED. I look forward to working with Esther again - and I will be recommending her to clients moving forward! Esther is a problem solver and was always available - she gets my highest recommendation!

Doug and his team really went above and beyond the call of duty for us. Not only did they help us…read morecraft a mortgage that really worked for our family, but also offered the guidance and insight along the way to alleviate what can be a pretty stressful process. I would highly recommend Doug and Hillhurst Mortgage to anyone looking for a creative team that truly cares about getting you into a great deal that works for your unique situation.

We just used Hillhurst to close on our first home - from cross country, no less - and Doug, Syrita,…read morePanos, and Michael could not have been better partners to assist us in navigating through such an in-depth process. The whole team is approachable and transparent, and will go above and beyond in their efforts to make you feel included and comfortable with all of the paperwork flying about. Bonus points for being so smooth in working with self-employed incomes as well, although I can't go above 5 stars on Yelp.

Sean Dibsy was seriously the BEST loan officer!!! He made the entire home-buying process so much…read moreeasier and was always patient, knowledgeable, and incredibly responsive. I would randomly call or text him with questions, and he always made himself available to walk us through everything. He genuinely cared about making sure we felt comfortable and informed every step of the way. We couldn't have asked for a better experience and would recommend Sean to anyone looking to buy a home. Thank you, Sean, for everything!!!

**2nd update. After posting the update, since I hadn't heard anything back. I received a hostile…read moretext telling me he's "done with me" and will not help in removing the inquiry. This is the customer service you will be receiving. There's no kindness, no consideration. I have NEVER had this experience before. Again, others are to blame, but not the company. 9/28/26---Update---This was in fact another HARD inquire, as stated on my credit report, which I pulled. As of this evening at 9pm, no updates. Nothing has been resolved, even though this is the error of this company. I didn't send a threating email. I told them I'd be leaving a review so others would know to stay away from a company that has a motto of "we care" and "hold us to our word" yet when you try to address their error, they're very defensive and want to put the blame on the customer/potential customer. Calling me late in the evening and pressuring me to remove a review that is based solely on my experience with this company is threating and illegal. You can't mess up people's credit and deny all responsibility, and force them to lie. I'm not the only person who has had a horrible experience with this company. I have the date the credit was pulled again, and it's listed as a HARD inquiry, no matter how hard this company's owner tries to deny it. It's simple, you want a good review, you provide excellent customer service. Why would I be making up the fact that my credit score took a hit, Optimum did this, when they weren't authorized to do so. I have my email from the new "Madi" loan officer. She told me that she would be using the paperwork/credit report info from the previous loan officer (who somehow just vanished into thin air) when I asked if she'd be running my credit again, she said no, yet they did that the SAME DAY (even though I DID NOT tell her I wanted to continue working with her). Robert told me it was due to human error in the begin of his many texts, then tried to blame it on me. Avoid this company at all costs. I will not be bullied into removing my review. Until there is a good faith effort to correct their obvious mistake this honest and horrible experience will stay. I have no problem leaving a good review, when it's warranted. I do not leave fake reviews, and will not be pressured into leaving one here. Fannie Mae did not pull anything, this company's name shows up 2 time on my "inquires" list, because they did it 2 times. I also didn't get a loan with them, so why are they even continuing to have access to my information?

I've been doing business with Equity Smart Home Loans for many years and have consistently had a…read moregreat experience with their team. I've known Pablo Martinez for many years, and his extensive knowledge of the mortgage industry, loan products, and financing options has always stood out. He runs a great operation and has built a company that provides both excellent lending solutions for consumers and career opportunities for professionals in the real estate and mortgage industries. I've also had the pleasure of working with Hector Orozco, one of the loan officers within the organization. Hector is sharp, knowledgeable, responsive, and always a pleasure to work with. In real estate, having experienced and dependable lending professionals you can trust is extremely important. Pablo, Hector, and the team at Equity Smart Home Loans have proven to be just that. I value our long-standing relationship and look forward to continuing to work with them for many years to come. Trinidad Gaeta / Remax Top Producers

I had a pleasure of working with Mr Steve Kim helping our buyers with their loan. Steve was super…read moreresponsive and kept everything fully transparent and always brought great energy through out the process. What I appreciate most was Steve followed through his words, whatever he told us it's going to get done, he made sure it got done. Having a lender like Steve is what every Realtor could wish for ! Thanks again - Henry Tran eXp Realty

Araz is incredibly knowledgeable and was able to guide me through my entire loan process when we…read morewere purchasing our home. The staff is also very friendly and helpful. I highly recommend doing your next loan with optima lending.

Great service by Lilit! She helped us from day one in getting all our documents ready for our…read moremortgage and guided us through the process until closing. As first time buyers, she helped us navigate the complicated process of applying for a loan. Would definitely recommend reaching out to Lilit for anyone looking to buy a home!

An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

We Wouldn't Be Homeowners Without David…read more David Lerman and the entire team at Cal Union Funding made what felt impossible possible for our family. As first-time homebuyers, we ran into roadblocks with other lenders and weren't sure buying a home was going to happen for us. David was patient, honest, thorough, and always available to answer questions and explain the process at any given time. He kept us updated every step of the way and found solutions when others couldn't. Most importantly, he genuinely cared. Thanks to David and his team, we're in our first home, and we couldn't be more grateful. If you're looking for someone knowledgeable, responsive, hardworking, and who will fight to get your loan across the finish line, we highly recommend David and Cal Union Funding. Thank you so much for everything!

Recently worked with David on a home loan and he made the process as painless as possible. I was…read moreapprehensive and had many questions, all of which he was able to answer, clear and concise. He was great at following up and keeping open communication from start to finish. I have been recommending David to anyone who will listen to me.

Ali is amazing with many years of experience. He was with us through every step of the way through…read morethe finish line. Even though our case didn't have the most straightforward path ahead, Ali knew exactly how to navigate it and never relented. He's always responsive to us, our realtor, and other many folks involved. Even if you have reservations after all this, just call him and judge for yourself. I know you'll agree.

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