We moved to Fernandina Beach full time 3 years ago and understanding insurance I looked for an…read moreindependent agency to wright our homeowners policy. I have found that 8 Flags Insurance Agency is by far the best Agency I have worked with during the 50 years my wife and I have been married. I also used 8 Flags for the coverage of our HOA buildings and liability when I was VP of our HOA board. 8 Flags has always been very professional, knowledge and personable with easy access. I will always highly recommend them to anyone that needs insurance in their marketing area. Best Larry and Gail Vinson

We love this agency. Leah and Lori are experts and v-friendly to work with. Scott is always helps…read moreout on home and car insurance . Overall fabulous experience!

Always excellent,attentive and courteous. They are available to me when I need them and are willing…read moreto answer any questions I have.

Carl was awesome! He shopped many companies to find me the best deal. I appreciate his help and…read morehighly recommend him for your auto & homeowner's insurance needs.

I made an appointment with Terri Howard at Senior Insurance Services, to enroll in Medicare Part A…read moreand B. She was so helpful and saved me from the hassle of trying to figure it out by myself. Very Infomative and the staff is amazing, Jack Howard and Lindsay were especially helpful . All in all this is one of the best family owned businesses. Please give them a call to get you started and always hassle free!!

Your ENTIRE team was great from start to finish. My loan officer was brilliant and extremely…read moreaccommodating. When shopping around for houses, you and your team were always willing to provide a clear picture of where the houses stood financially and this was instrumental in helping me narrow down what worked and what didn't. You guys exceeded our expectations and we would HIGHLY recommend The Heckman Group!

Great dependable service. Excellent customer service. Everyone is very helpful. 5 stars.read more

I recently retired from a public school teaching career and found myself in the market for health…read moreand life insurance for the first time in 30 years. Steve Z. was a pleasure to work with, he took time to answer all of my questions and provided me with the information needed to make an informed decision about my coverage. If you're shopping for insurance, I highly recommend calling Steve!

If you need someone to show your how to keep your income and expenses in line and easy to…read moreunderstand, Rusty at Zen digits is the person to reach out to.