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    The Mortgage Gurus

    4.5 (8 reviews)
    Open 9:00 am - 5:00 pm

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    5 years ago

    Very thorough. Made the home buying experience less stressful. I would definitely use Toufiq again.

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    Marshall Reddick Real Estate

    Marshall Reddick Real Estate

    (200 reviews)

    We're incredibly grateful to have worked with Tyler From the start, he was very professional,…read moreattentive, and genuinely invested in helping our family find a home that fit our needs. This wasn't just about buying a house--it was about finding a place to build our future, and Tyler truly made that possible. His knowledge of the market, responsiveness, and ability to negotiate a great deal made all the difference. Even in a competitive market, he stayed committed, patient, and always had our best interest in mind. We never felt like just another client--he made us feel prioritized every step of the way. Thank you, Tyler for making this chapter of our lives so special. We couldn't have done it without you!

    Unfortunately, my experience with Cameron Carlson was great until it wasn't. I wouldn't be able to…read morerecommend this real estate agency.. My experience with Cameron was great until it wasn't. He went completely ghost and did not put in the contract with the sellers that they could take the pots in my front porch. They were there the day before for the walk-through. Cameron mentioned the sellers would be taking some plants,(he should have put that in the contract if the sellers wanted to keep) come to my surprise the day I get the keys. The two front plants are completely gone! Completely unacceptable also during the inspection as well many things were missed, and Cameron and his team recommended this person.. This is from my personal experience

    Compass Real Estate

    Compass Real Estate

    (2 reviews)

    I have been a resident of Newport Beach for 63 years, and I've had quite a few Real Estate…read moreinteractions with various real estate firms over the many years. I was pleasantly surprised to have recently gone through several real estate transactions using this company, without a flaw. Which is relatively unknown in the industry, there always seems to be a problem in SOME area. Whether it's the listing of the property, the sale of the property or the escrow company, some stage of the transaction always seems to unwind in a less than perfect manner! After my third transaction using this company, I am still without any negative situations at all, really. I am probably jinxing my whole "real estate record" by saying this, but it literally has been a wonderful experience buying, selling and using them as a lender - so far to date. They have an exceptional program that I really like which is a reduced listing commission, far below the average listing commission; Yet they maintain all of the professionalism and complete service that you would expect from a top notch company. If you are looking for someone to list your property, sell your home, or if you need a loan, give these guys a try - I promise you it will be worth it, at least it has been from all of my experiences...

    If I could give no stars I would! Stay away from this group. They were sent to my house for an…read moreappraisal in support of my home loan. Ryan spent no more than 15 minutes at my house with little to show for it. The first appraisal shows no air conditioning, no fireplace and lacking in the actual square footage. The comps that are used are from another zip code and the dollar per square foot he prices our house is $200 LESS per square foot for the ONE house he uses in our neighborhood as a comp. We appeal our appraisal. Oh - obviously he should have seen the fireplace - it was in one of the pictures on our actual appraisal! And air conditioning - had he ACTUALLY walked around the house he would have seen the unit!!! We send comps from our neighborhood, we send him a picture of our house plans (from a recent major renovation) showing the new square footage. He raises the price by $40K when we were expecting $200K. All of the houses in my neighborhood are selling well over $1M. Ryan still refuses to accept the square footage so we appeal AGAIN! This time we are asked to provide the entire house plans from the remodel - we do that. We add newer comps from the neighborhood and again petition the per square foot price difference. The appeal is DENIED! I try to speak to Ryan myself - as he had given me his business card and said to call any time - and he does not return my call or email. The value of Ryan's appraisal makes a difference as to how much of a loan we can get - 60% of the appraised value. I question if Ryan is working in the hands of large banks to keep lower appraised values just so they can offer lower loans???

    Sara Naheedy Law - Attorney Sara Naheedy

    Sara Naheedy Law

    (61 reviews)

    Sara Naheedy was recommended to me by a cousin after I realized the attorney I was working with was…read morenot a good advocate for me, and had not presented me with all my legal options before beginning to negotiate with the other party. On the first day of working together, Sara looked at my documentation as well as researching the other party. She discovered two important facts pertinent to my case which my old lawyer had never even mentioned. Sara continued to help me with the same level of precision and support through our entire relationship. She was also exceptional in handling the other party's aggressive and unprofessional attorney, who was blatantly attempting to shake me down for an outrageous amount of money. She pushed back repeatedly and not only to follow the law, he ended up stepping down all together because he was no match for her. Sara is sharp as a whip. Her expertise, strength and fearlessness were great assets to me during an incredibly stressful period. I highly recommend her as a mediation expert and fierce advocate.

    I had an excellent experience working with Sara and cannot recommend her highly enough. From start…read moreto finish, she was professional, attentive, and truly a pleasure to work with. She handled my case with integrity and efficiency, focusing on exactly what needed to be done without ever making me feel taken advantage of. Sara demonstrated a high level of expertise and carried herself with great professionalism throughout the entire process. She communicated clearly, stayed on top of every detail, and ensured that everything was handled smoothly and effectively. What stood out most was her honesty and straightforward approach--she did her job exceptionally well without any unnecessary complications. If you are looking for an attorney who is reliable, ethical, and highly capable, Sara is the one to trust. I am incredibly grateful for her work and would not consider going to anyone else in the future.

    Dan Choi Real Estate - Dan & Theresa

    Dan Choi Real Estate

    (157 reviews)

    Theresa Choi who made what can often be a stressful and overwhelming process feel smooth,…read moremanageable, and even enjoyable. From the very beginning, Theresa took the time to really understand what we were looking for and what mattered most to us. She never made us feel rushed or pressured, and instead approached everything with patience, honesty, and genuine care. It was clear that we weren't just another transaction--we were people she truly wanted to help. What stood out most to me was how responsive and thoughtful Theresa was throughout the entire process. No question was too small, and no concern was ever brushed aside. She always made sure we felt informed and confident in our decisions, which meant a lot during such an important moment. Beyond that, Theresa is incredibly knowledgeable and skilled. Whether it was navigating negotiations, handling unexpected challenges, or offering practical advice, she consistently went above and beyond to make sure everything worked out in our best interest. I'm genuinely grateful we had the chance to work with Theresa, and I wouldn't hesitate for a second to recommend her to anyone looking to buy or sell a home. You'll be in excellent hands.

    Marcus is extremely knowledgeable and helpful. He was involved throughout the remodel process and…read moreoffered his insights along the way. With his guidance, we had a smooth selling experience. We highly recommend Marcus and Dan Choi Real Estate.

    Collins Law Office

    Collins Law Office

    (52 reviews)

    I worked with Catalina for a one-hour consultation involving a seller non-disclosure and…read moremisrepresentation situation. She reviewed my purchase contract, disclosures thoroughly, caught what mattered, and gave me honest, no-BS clarity on my next steps. From the moment we started, she skipped the fluff and got straight to work. Every minute counted and none of it was wasted. She spotted that my SPQ and TDS were not up to date after disclosures were added later, and made sure I knew to be BCC'd on all communications going forward. These are exactly the kinds of things you don't know to look for until it's too late. Her background as both an attorney and a real estate agent gives her perspective that most attorneys simply don't have. But what struck me most is that she is a true advocate for you. I walked away feeling informed, confident, and truly protected. If you need someone detail-oriented, straight to the point, and genuinely in your corner, I highly recommend her.

    I consulted with Catalina regarding a real estate law matter, and I am so glad that I did. She…read moreimmediately guided me in the right direction, and it was truly one of the best time I've ever spent with an attorney. She is very focused, asking the right questions, and has access to real estate information because of her secondary background as an agent. I appreciate her honest opinion and highly recommend her to anyone navigating complex real estate needs or disputes.

    The Elizabeth Do Team - Keller Williams Realty

    The Elizabeth Do Team - Keller Williams Realty

    (640 reviews)

    My husband and I had the privilege of working with Liz to sell my mother-in-law's home after she…read morepassed away in August 2025. We first met Liz in September 2025, and from the very beginning, we were incredibly impressed. What immediately set her apart was her approach to pricing the home. Rather than relying solely on neighborhood comps like most agents, she used a sophisticated valuation system that factored in the home's condition, upgrades, and improvements over time. She walked us through how the software evaluated renovations such as kitchen and bathroom updates, roofing projects, and other investments by considering when the work was completed, what was spent, and the local return on investment. It was fascinating to see such a detailed and thoughtful approach to determining the home's true market value. During that first meeting, Liz also took the time to thoroughly explain the market conditions and discuss the best timing for listing the property to maximize its value. She confidently told us that once listed, the home would likely sell within three to four weeks. After months of preparing the house, which included cleaning out more than 50 years of memories and belongings, we finally listed the property in April 2026. Throughout the entire process, Liz provided exceptional guidance every step of the way. She was knowledgeable, patient, and never once pushy. She always presented us with information and options, allowing us to make informed decisions while trusting her expertise. That trust paid off. Just as she predicted, we received multiple offers and sold the home within three weeks! Liz exceeded every expectation we had. She made what could have been an overwhelming and emotional experience feel smooth, peaceful, and manageable during a very stressful and heartbreaking time for our family. Her professionalism, compassion, and dedication are truly unmatched. Elizabeth Do is a gift, both in her work ethic and in her humanity. I cannot recommend her highly enough to anyone looking to buy or sell a home. Liz, you are truly the GOAT!

    Best experience I have EVER had working with any real estate agent or Realtor!!…read more I've bought/sold two homes in the past working with at least 3 Realtors through the process and Liz and her team delivered the best experience BY FAR! My wife and I worked with Liz on the purchase of our new dream house in Orange County. From the start she was going above and beyond what we were expecting. We called rather suddenly when a property showed up on the market and scheduled to go see it with her. We weren't seriously looking before this. By the time we got to the property she and her team already had a good understanding of the history of the listing and were working comps real time to give us a clear understanding of what fair market value would be. Even adjusting it for what we were seeing in person at the property. We weren't certain if it was more of a buyer's market or a seller's market as it had been a seller's market for so long, but she explained the current conditions/trends of what she was seeing in the area and gave us EXCELLENT advice every step of the way. But she was also never pushy. She ultimately left it up to us to make the decision with the information she provided. We trusted her expertise and it absolutely paid off, literally. We got a deal on the property that we are very happy with. She offered great advice on everything from prices, timing, and even when to potentially walk away. Liz has a team of people that really seem to communicate as a team, not just a group of individuals working under the same company name. In passing conversations Liz talked about how she and her team work together, and it does seem like they get to share in each others expertise and experiences to develop a good understanding of the market. Liz also talked about what she does to train her team, and she seems like a great leader. No one looks left behind to fend for themselves, and it seems very structured so that everyone has support and training to deliver great customer service. Liz has a great reputation in the area which I think was a huge benefit in our case. The seller's Realtor already knew Liz and trusted her. We happened to meet the seller's Realtor, and even without Liz present, the seller's Realtor had nothing but great things to say about their interactions. Her expertise really does seem to be in demand as she seemed to be giving seminars or talks to audiences even outside of her team. Even with her busy schedule it never really impacted the scheduling of events at our home. She always still met us at the property for events like home inspections, walk throughs, and giving us the keys to the property. She always provided great communication and was very responsive whether it was through e-mail, calls or texts to help answer questions. I can be "particular" (picky) about some things and whenever I brought up a question or concern, no matter how small, she never dismissed it or tried to excuse it as something I didn't need to worry about. She took my concerns seriously and got them addressed. Out of everything, I think this is what I am most grateful for as it kept me comfortable working with her and I never felt like she was just trying to "close a deal", which was my preconceived notion of Realtors unfortunately. She really does seem to care for her clients and making sure they are happy. I would 100% work with Liz again!

    Up Property Management - Anaheim Listing

    Up Property Management

    (87 reviews)

    Worked with Leonard and Up Property Management for 2.5 years. I lived several states away from the…read moreproperty and required someone that would take care of it as if it was their own. Leonard and his team achieved just that. There were a few times that extensive repairs were required on the property and every step of the way I felt that things were being taken care of swiftly and thoroughly. When it came time to sell and the property was handed back over, it was left in pristine condition. This speaks volumes on Leonard's positive relationship with the tenants and his care for the property. I wholeheartedly recommend Leonard and Up Property Management to handle your property.

    One of the most frustrating rental experiences I've had, largely due to how this was handled by…read moremanagement, specifically Christopher and David. The unit was listed at $4,200. We initially explored pricing and ultimately submitted a paid application for $4,000, not $3,800 as they later claimed in their response. We have email proof confirming this. We were also told there could be flexibility around $4,100 if we had strong documentation, which we did. Based on that, we were encouraged to apply, pay fees, and submit everything. After doing all of that, there was no real movement or consideration. What made this worse was their response, which included inaccurate statements about us "lowballing" and "going behind our agent." That is simply not true. We were fully transparent with our agent the entire time, and she can confirm that. We also have texts supporting it. Nothing was hidden or "found out" later. Instead of focusing on a reasonable $100 difference that could have easily made both parties happy, they chose to argue and escalate things publicly through responses rather than work toward a solution. That says a lot about their priorities. The bigger issue here is the lack of transparency. If the price was always firm at $4,200, that should have been clearly stated upfront. Instead, we were led to believe there was flexibility, only to find out after paying application fees that there wasn't. The communication throughout felt dismissive and unprofessional, and their response only reinforced that. My advice to anyone considering renting through them: be cautious before paying any application fees, and make sure any statements about pricing flexibility are clearly confirmed in writing. Based on this experience, I would not recommend working with this team.

    The Mortgage Gurus - mortgagebrokers - Updated August 2026

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