I have been a member of NCSECU for over 30 years. Recently, this banking institution has failed to provide quality services, failed to disclose information, failed to process monetary requests and failed repeatedly to protect my accounts from being compromised and repeatedly refused to accept responsibility for errors that negatively impacted my accounts. NCSECU places undue restrictions on its members. For example, I attempt to initiate a personal loan, but my credit score was under the unreasonable limit that was required. When I agree to a co-applicant, who was present, only then I was informed that a co-applicant had to be a member of the credit union. Of course, I was denied the loan. Another example that I can give was placing a stop payment on a company that was continually withdrawing money from my account without my authorization. The credit union not only allowed the continual withdrawals but failed to inform me that I had to request a stop payment on varying amounts to prevent subsequent withdrawals.
Despite being a loyal member of the credit union, I was treated with a lack of respect, notified of restrictions after the fact and victimized numerous times by a banking institution that is more concerned with protecting its assets as opposed to its members.
I strongly recommend that consumers search elsewhere for a credit union that values its members. read more