Contacted SPD by email to prepare a financial statement. Angelita Dobbs responded and requested $250. for a video conference prior to confirming that she could provide the service. When I informed her that I would only compensate her if she confirmed that she could do the job she called by phone and said she could get started on the statement if I paid her $750., 50%, of her $1500. fee. I agreed, paid the $750. electronically and sent her info she requested and instructions on how to prepare the statement that I received from the TN Dept. of Commerce & Ins. After several days had passed, she said she could not understand the states instructions and could not prepare the statement in the manner they described. I explained to her that she would have to provide me a refund or be sued in court. She immediately emailed a response stating that she would mail a check that day. Angelita Dobbs is deceptive and lacks the intelligence to comprehend simple written instructions. read more