Had a great experience working with Heyward Cathcart on my loan and would highly recommend him to…read moreothers. The process was almost completely stress-free, which is saying a lot when you're dealing with the most expensive purchase in your life. Heyward treated me respectfully as a woman purchasing a property solo and was wonderful with his communication. This was my second time working with him, and I would certainly work with him again if I were to make another property purchase.

Lauren and team were fabulous. They tracked my loan and kept me updated of progress. They respond…read morewell to urgent needs and will answer the phone in the evening if needed. We were glad we had them as our lender.

I closed a loan with Resource Financial Services today and it was the absolute worst experience I…read morehave ever had doing business. A week or so ago I decided switch my loan from my trust to my LLC. I specifically asked if anything would be different and was told there was a fee to buy down the rate but everything else was exactly the same. Having blind faith in my lender I trusted that this was the case. When we sat down at closing today there was a prepayment penalty if I sold or refinanced or sold in the next 3 years of over $43,000.00! I asked the loan officer (who was present at the signing) why she did not tell me about this. She said I signed it in the docusign. I specifically told her previously that I did NOT read the docusign and asked her if anything was different. She had said everything else was exactly the same. There was never a mention of the prepayment penalty fee being added in and I did not know about it until I had flown across the country to sign all the documents. On top of that she agreed that if the rates dropped a bit this year and if I refinanced with her that she would work with me on the pricing and fees. I should've been more cautious as I had more than one call into her this week and my calls were unreturned. Yesterday as I was traveling to get here she said I am in a meeting and will call you back but never did. I only found out later that as of 5pm the closing stuff had not even been sent to my attorney yet. So here I sit at the table with the attorney , my realtor and Caroline Smith (the loan officer) and I tell her Im not signing this. She says let me go see what I can do for you. She excuses herself to make a phone call that we are not privy to. She comes back and says if you sign this today and give us $14,000 extra we will negate the prepayment penalty. I was appalled and under great duress at this point. Where Im from this is called extortion. I told her to leave and that I no longer wanted her there. As she walked out the door she said " I am not a liar". Well Caroline omission of facts is also dishonesty in my book. She then said angrily the rates will not hit 6% this year! I said "do you also work for the fed?" She left and about ten minutes later addendums started coming to my attorney that I had to sign there was a couple of places throughout the contract that they were changing and sending to Donaldson Law Firm as I was sitting there. There were multiple places they hadn't caught when sending the paperwork over that needed to be changed at the last second. To Resource Financial Services this was obviously just another loan to push through but to me it was my dream home. I sat there with my dream on the table unsure If I should walk away or just sign it. I had flown across the country and had already wired over half a million dollars to the law firming this was what i've been working towards my entire life. I would caution anybody to think twice before using this company. A new home is life's biggest purchase.....Imagine yourself at the table, with an extra $43,000 penalty that no-one told you about and then the loan officer tells you, if you give us $14,000 more dollars we will waive it.... what would you do? Do NOT let yourself get in a. situation like this with a company like this. As for Caroline Smith and RFS....buyer beware!!

From the owner: Resource Financial Services is a local independently owned mortgage banker, serving clients from…read moremultiple locations in South Carolina, North Carolina and Florida. Working with us gives you a dedicated team of full-service mortgage bankers and insurance agents who will provide the answers and options you need as your life changes.

I only giving one star because I can not put no star. This…read morecompany sent me a bill to pay. So I paid the bill on line. The money was not apply to my account. So I just sent in over nine hundred dollar for nothing because I did not mail it. My reply was that the paper work did not state that the payment can not be paid on line. After a long conversation I was told to pay a certain amount. I asked after I make this payment will this clear up everything and I will not owe any thing else. I will be up to date. I was told ,yes you are up to date and owe nothing. Then I get a bill around a thousands dollar higher for the same thing and today they send me a another bill from 2010 for $1,537.10. I am told that I am cleared and up to date to receiving a bill. It is like they sat around thinking how to exploit more money and put a person in default to take away their home.

I have had a mortgage with this company for 13 years. Never a problem except for their insurance…read moredepartment. This department is a total nightmare!

Sean is absolutely brilliant ! He made every single step of the way very easy and clear…read more He walked me through the whole process with an easy to do list. It was my first mortgage and I can't think of anyone who would have done a better job. I wholeheartedly recommend working with him, he will never disappoint. Thank you so much Sean, you are THE best.

My agent was Sean Collett!! He was AMAZING!! He made a way out of no way!!! My "big bank" was…read moregiving me the run around and what took them 30 days took shawn like 3!! If I ever have to purchase again, Sean will be on speed dial!!

Can't say enough about how hard Steve McCoy and his staff worked to get us a very competitive…read moremortgage .

From the owner: We are located in the Midlands and available to all of South Carolina. Our goal is to provide…read moretop-notch customer support. We will be with you at every step from application to closing. We are a Direct South Carolina Mortgage Lender with low mortgage rates and fees. Also, we are an FHA, VA, and USDA approved lender. Our goal is to close every loan in 28 days or less. Local underwriting, processing, and closing for fast approval and on-time fundings.

Brian and Vicky were awesome to work with! They kept the process simple with e-sign docs and were…read morealways available for questions or concerns. Definitely in good hands with this team. Thanks again!!

I could not be more disappointed with a mortgage lender. There are many hoops to jump through to…read moreget a mortgage, understandably so. However, my loan kept getting passed around Lend Us, the lender Artie Catoe chose, so he could immediately resell my loan, until I had to pay my attorney $390 to extricate me from the mess. Artie Catoe implied he would reimburse me the attorney fees, but then refused because I "would be taking money from his children's mouths. Do not trust Artie Catoe.

We bought our home with the help of Mortgage Network and re-financed at a lower rate with their…read morehelp also. Clint Hammond is as skilled a professional as you will find in their business. He is a humble, plain speaking guy who walked us thru the process, all the options, and guided us to our best option. We think of Clint as a friend for life who will advise, and help us with lots of issues that we don't have expertise in.

My comments are about the entire organization, not one branch. Last Citizens takes a week or more…read moreto pay bills. They say checks are mailed, but I suspect it is a scam to use our money for 5-10 days. If you cannot afford to pay your bills the day you receive them, I strongly suggest choosing another bank or be prepared to pay interest and/or late fee charges!

The phone number that is shown to used to contact the bank is incorrect. Please have the phone…read morenumber revised.