Update: I found the link to the external payment portal, but it wasnt thru the main page on the app like the guy had said. I think I clicked on the right hand panel and then credit card info or something and then "more credit card info" and it took me to the outside portal. But still, why make it SO hard and frustrating to pay your loan or cc with them? To pay my loan i have to always google "pay seattle credit union loan" and then find the external site to do that. With the latest app update you can no longer pay your credit card unless you use an account with them. Its just a pain in the ass and I've lost an hour today trying to figure out how to pay my bill. No other company makes it so hard to give them money. You have to use an external website to pay your loan with them. Seems like an underhanded way to force you to transfer money to accounts with them. But ya at this moment i literally can't pay my visa unless i transfer money into an account with them first. What a pain in the ass. I will remove this review once theyve fixed these issues as they have been VERY GOOD TO ME AS FAR AS RATES GO. read more

PLEASE AVOID THIS PLACE AT ALL COSTS !!! Some people are friendly but most are apparently people who couldn't cut it at real institutions. Their system doesn't function like any other bank or credit union. (I currently belong to 3 including the trash heap. Their nomenclature doesn't align with other banking institutions so don't ask for a confirmation number or an email confirmation. Oh , you can get one but it's not called that here. Here's your TRACKING number? Am I shipping my payment? Idiocy, incompetence, and a laid-back "we know but we don't care, not really". I'd remove that star if I could. Can't believe that they're still in business. read more

Bought a guitar from Guitar Center on 9/11/26 and it never showed up. Contacted GC to get a refund and they didn't comply, so I filed a dispute with Seattle Credit Union and they refused to credit me and are dragging their asses with regards to making me whole again. I believe if you're a conservative, then they will roadblock any and all progress you strive to achieve! read more

This credit union has terrible customer service. I came in a full half-hour prior to closing and they let me know they would be unable to serve me. I had no idea it took that long to open a simple account. Seems they are simply too lazy to actually work until their closing time and want to relax on the job until they can clock out. read more

We had such a great experience working with Allie Sanchez and Sarah Anderson. From day one, they made the entire process feel smooth and manageable, which meant a lot to us during a pretty stressful time. They were always responsive, thoughtful, and on top of every detail. Whether it was answering questions, keeping us updated, or jumping in quickly when something needed to be fixed, we always felt taken care of. You can really tell how much they care about their clients. They also got us the lowest rate of any lender we spoke with across the US, and with no points, which honestly felt too good to be true. 10/10 -- top, top professionals. This is exemplary work and true dedication to excellence. More than anything, they made the experience feel personal. We are truly grateful to have worked with Allie Sanchez and Sarah Anderson and could not recommend them more. read more

The day did not start very well. Can someone please tell me when banks quit giving, in person customer service. I got a CASHIERS check from another institution and walked in to the Seattle Credit Union in Tukwila. I got there right when they opened to deposit the check because I had bought a new car and needed the funds for the down payment. All I wanted to do was deposit the check. First of all there were 3 employees available when I walked in, so they weren't busy. The young gal I walked up to said I would need to deposit the check in the machine( why, I'm here talking to you) I explained to her that I purposely came to the bank so there would not be a hold on my check as I would need the funds available for the down payment. She said no matter what we will put a hold on it. WHY? It was a cashiers check from another institution . The other part that was so frustrating, we have banked with Seattle Credit Union for 30 years and have our mortgage with them. We have ALWAYS been in good standing with them. I'm again not sure when banks quit caring for their long term customers. So I deposited the check in the machine because I was given no other choice and my receipt stated that some of the funds would be available in 2 days and some not until July 3rd. That's over a week. So I went back to the young gal and asked why the longer hold. I could have handled the 2 days but a week is excessive. Again I'm thinking to myself why have I been a customer with these guys for 30+ years and get treated like this. She said she couldnt help me. I asked if I could talk to a manager and she said not until tomorrow. So I walked out and she sarcastically said "have a nice day" So to say the least I was not happy so I decided to try and call, to talk to a supervisor of somesort . Thankfully I was connected to Marco. He not only listened patiently ( because I was not happy at first) but got all the details. He then said let me do some research and I will call you back. Within 30 minutes he called back and said the funds were verified and the hold had been lifted , Thank You Marco. Seattle Credit Union is lucky to have you and definately saved a customer FOR NOW. And how can it be that I get better customer service over the phone than in person. For the young girl in the Tukwila branch, please seek more training as to how customer service should look like, because if you keep treating people( especially the senior citizens) this way there will be many more unhappy customers. Please remember when we were your age if we didnt give the highest respect and customer service we were fired. Its sad that it just isn't that way anymore. I rated a one star for the branch, but would give Marco a 5 read more

Seattle Credit union is the absolute worst. I have done business with all of the other big banks and credit unions out there in my lifetime and Seattle Credit Union will consistently provide you misinformation regarding your loans and accounts. Nine times out of 10 you will be more educated than the customer service rep. A supervisor is never available. They are always in meetings. They will promise you they will have one. Call you back and you will never get that call. They are just flat out terrible. Avoid Seattle Credit Union at all costs. read more

I've been banking with Seattle Credit Union for over 10 years now, and they were a wonderful banking institution up until about 2 or 3 years ago. SCU's customer service is terrible, their online payment system is unnecessarily complicated and restrictive, and their overdrafting methods are just as predatory as places like Bank of America or Wells Fargo. Last week their customer service rep literally LIED to me last week and said that any charges made by my debit card would be auto-declined if I had insufficient funds in the account - that was a complete lie because I check my account a few days later and I see a ton of stacked OD Fees, and Extended OD status fees. These vampires stack the OD fees to inflict the maximum fiscal damage they possibly can. They want to charge a $28 OD fee for a $2.50 debit auto-draft that should have been declined?! Banking with SCU would be just like banking with a trash place like Wells Fargo or BoA, only you have the additional bonus of having a fraction of the ATM's and branches to visit. I don't know what happened with the leadership at SCU, but its devolved into an absolute trash experience the last couple of years. Don't trust these people. read more

I literally just opened my account online today, then went to the next step of creating my online banking ID. The system does not work and shows an error and instructs me to call customer service. I do. The woman on the phone was extremely rude... unnecessarily so. She asked what I'd like my user ID to be and I told her. She said it was not good enough and that hackers would be able to access my account. OK? I insisted I wanted this username as it's one I can remember. I asked if it was policy, then she said they would deny the request. She kept saying can you hear me? Can you hear me, sir? The craziest thing she said was, "well we all want a million dollars would you like that by direct deposit." I'm done with this bank before I even deposit a dime. She made sure of that, so thanks customer service professional! read more

I've been with Seattle Credit Union for three decades and find them to be first-rate in all the services I've used over the years.

I've had two auto loans with them. The process was fast and no problems. Low interest too. My issue with this is the app. And credit card updates. There's always an issue with the app. You can't even see your credit card statement in real time. The app is always freezing. read more

Duplicate charges on my debit card and they take no action to resolve, unnecessary holds on business deposits AFTER verifying funds, extremely POOR and untrained customer service that have no authority to do anything but answer the call and apologize. read more

Everything! Waited for a calll back for two hours never received one. The worst ever!

I have the victim of a very sophisticated scam that led to the theft of $9000. From my checking account. It has been nearly two weeks without any clear information on what they are going to do. I have been unable to speak with anyone in power and, as you can imagine, on top of the trauma of the theft, the lack of communication by SCU has been excruciating. I have been both a business and person customer for years and this is simply the worst customer service I've ever experienced. I am not wealthy. I cannot afford to lose this much money. Frankly I am holding on by a thread. At this point I would recommend that anyone considering banking with SCU go elsewhere. read more

I'm changing my review. Lynnwood branch has moved and, get this, THEY NO LONGER HAVE TELLERS!!! All your transactions are via machines. Of which today THEY'RE NOT EVEN WORKING!!! Good god. I talk about service below in downtown Seattle but if they still have tellers they're a step above Lynnwood. If all of Seattle CU is going this way, though, we're going elsewhere WHAT A JOKE. We bank in Lynnwood and love it. The people are very friendly and fast. Unlike the downtown branch. Why the heck does it take so long to get someone in the phone? Anyone ever thought maybe they need to hire more phone people? When you work and have to speak with someone, you can't wait 30-60 minutes on hold. It is ridiculous!! And horrendous service. A lot of people can't go to a branch and are dependent on the phone. To not get any service is a deplorable business practice. I sure hope someone shares this with someone higher up regarding providing service. Get with the program, SCU. Otherwise your membership count WILL go down. Todays public doesn't have patience for inept companies or service. read more

Seattle credit union CREDIT CARD customer service PHONE NIMBER is kind of useless. It's busy and one had to redial over and over. It gives busy signal 2-3 times then cuts off--if you're not answering--give your available hours. One trip to credit union office to order copies of credit card statement--never arrived via email--called the 855 number and was supposed to arrive via mail 3-5 days--still nothing---other banks have their statements go back 7 years for tax purposes, I assume. 18 months (or fewer) is ridiculously short for online access. Lousy customer service--no follow through to promised items. read more

I keep trying to fill out form to get debit card. I've been with this crazy credit union since the seventies. It's an impossible site! Someone needs To take charge of their online app process. My god it's frustrating! I can call as the app keeps telling me but I'm hard of hearing. Why doesn't the damn app work? A coding student could do a better job designing their app to apply for a debit card. read more

Same as the review below, I applied for a small loan and was denied when I make over thirty thousand a year. I go on vacation at the end of may, but for sure when I return I will damn sure close my account with Seattle Credit Union and go with Sound Credit Union. The loan officer (Karla) to where I received my denial letter online is of the billingual decent, and I know for sure she has approved several Spanish speaking applicants. Damn sad when I have been with Seattle Credit Union for almost over three years... -Marcus- read more

crap bank. horrible customer service. they mess up and charge you. avoid seattle credit union for auto laons

Customer service agent was not helpful at all i took the time to come in and was helped by a hispanic woman. She basically said she didn't have the information i was inquiring for. The woman next to her was dress very unprofessional and had customers waiting to be helped. I'd like to see a more appropriate dress code since its a bank institution. Do better!! read more

Seattle credit union used to be a fantastic bank, but things have changed tremendously over the years. The staff is nice, which is why I'm giving it two stars instead of one. We have their rewards credit card and the service center behind this card is a disaster. We've had numerous problem with them and have spent hours on the phone. I had an incident with a purchase that I made (fraudulent website). I realized it immediately and called the bank. They said it wouldn't go through and cancelled the card. Well, it did go through even after going through the hassle of cancelling the card. Yesterday we received a fraud alert for a legitimate charge and my husband approved the charge. The continued to decline the card. So, I had to use a different card (Bank of America). We've had more and more issues with the banks services (loan department). If we did not have our mortgage at a very low rate with them, we would be moving to a different bank. It's unfortunate that they do not listen to customer feedback and take action. read more

The loan process is awful. The only way that you receive an update is if you email. Then once you email, you fi d that they need "something" else. Even with getting them requested documents with 24 hours of request the process still took over two months. I took my tax returns into a branch to have them scan them and send to the loan processor only to find out that they could not find the documents that they scanned and I had to go in and scan and send them again. read more

Really bad service. Getting charged late fees, even when the account is on autopay. Customer care never picks or replies. Have been trying to contact the customer care team since a while. Fake reviews. read more

The worst bank I have ever worked with. I have been with the so-called bank for about six years; unfortunately, one of my colleague teachers recommend that I open an account with her. To make it short, I purchased an airline ticket online for $ 956.17, and then, as soon as I bought I called the SCU credit card department with a message of a fraud involved with that transaction. Then, they told me that they told me they would cancel this visa card and they would send me a new visa card. When they told me that the transaction involved fraud, I was scared to travel with that ticket, I then tried to contact Alaska Airlines and Turkish airline, but I couldn't get hold of anybody. So I then went airport in person and talked to a customer service personnel about canceling the ticket, but they found me in the system. Finally, I called the SCU to dispute the charge because they knew it involved the fraud. I gave them the statement, and they told me they would send me a decision. They then sent me a letter stating that the dispute was found in favor of the merchant. I then called them and asked them about their decision. Again, they asked me to give them a new statement to make a decision. On May 19th of 2022, I received a letter with a message about the dispute found in favor of the merchant. This bank is the worst, so I courage you to cancel all their credit cards because they will not help you if something goes wrong. I wanted to think this; they called and let me know the transaction involved the fraud, but yet they refused to help with the dispute. So I am still trying another way how to dispute this charge. I also tried to post her the credit card which they canceled but it didn't let me. Anyway, take my word as a religious text, so just to stop doing business with this bank. read more

I was buying a car, and the dealer offered financing that was not competitive. From the dealer, I filled out the form on Seattle CU's site, I called them, was quickly preapproved, had a docusign with the agreement sent to me that night, and I completed the transaction the next business day. They were fast, convenient, answered my questions, and the rate was very competitive. Thanks to Melisa Biscayno who was my main point of contact. read more

Go to AlaskaUSA Credit Union These people are rude and unprofessional. I called to let them know I never opened an account with them...and got a complete run around. They did finally match my SS# up with 2 accounts and hopefully they will be closing them, but this was like pulling teeth and they representative was just plain snotty. I would never let these people ever get any of business ever. read more

This is my first time with a car loan through Seattle credit Union and first impression is not so great. My last bank took the payments out automatically on the 9th and all I had to do was make sure there was money in the account. Switching over I had no idea how to pay or if they would just take it out of my account. When I went to pay my bill online I was confused with how high it was but the lady on the phone said there was a late fee that she would wave so I thought that was a part of why it was so high. It turns out I'm paying for 2 months instead of one because that's how they automatically set it up since most of their customers like it that way. They don't understand how this is confusing to new customers since it says that twice the amount is due on that day. Picture for clarification. read more

Seattle Credit Union - I only have to pay half of that for one month but they automatically have it set up for 2 months instead of having that be an option - Banks & Credit Unions Near Me - Seattle, Washington

DO NOT DO BUSINESS WITH SEATTLE CREDIT UNION. If there was a ZERO STAR rating, I would have chosen ZERO STARS. I will be closing my accounts after only two years because of how terrible the service is. 1. They are ALWAYS insufficiently staffed. Some branches have no tellers at all. When tellers are available, the computer system is down. For my last five deposits, I've never spent LESS than 20 minutes in the branch, despite being the ONLY customer. They ALWAYS have problems with their computers. 2. One day, I had to travel to THREE SEPARATE BRANCHES just to find a teller who accepted deposits. 3. The ATM machine are often down. 4. They recently changed their rules to ALL check deposits are held for God knows how long. They have no problem charging you outrageous fees if your account is overdrawn, but they make it as difficult as possible to actually make deposits. 5. One time a teller issued me a cashier's check for my rent and they didn't withdraw the funds from my account like you're supposed to do for a cashier's check. I asked them what the problem was and they OPENLY LIED TO MY FACE. Finally, after several days of runaround, they were able to withdraw the funds and my cashier's check did not bounce. STAY FAR FAR AWAY FROM SEATTLE CREDIT UNION. read more

For a simple checking or savings account, this credit union is probably OK. For anytime sophisticated, best look elsewhere. You will sit on hold for 20-30 minutes to speak to someone, and the customer service reps seems very inexperienced (trust me I spoke with too many to count). The online portal is primitive. I have a home loan with them, I re read more

I'm 720 score and they denied a personal loan. 1st they told me that I don't make enough I send them my paste stuff and show them that I make enough and now they send me an email saying that all my credit cards are maxed out my credit cards out at 0 balances read more

Run away! They do not answer the phone, they do not return your emails, they charge you fees that that you cannot answer to or contest because they apparently have a no callback/emailback policy. Worst bank I have every been associated with. read more

Took 4 months to close a HELOC. Then it's impossible to make a heloc payment online. You have to call in each time and they charge you $15 each time. Worst Experience Ever read more

Worse and worse service since the beginning of the pandemic. Typically long phone lines (45 minutes), then after that bumped to a recording with promise of a callback within 24 hours, followed by 5 days of no response. Email responses are similarly slow. I am traveling internationally and need a reliable bank. SCU is not that anymore. Switching to another bank as soon as I'm back in the US. read more

I don't recall how long I've been with them, but it's got to be at least 10 years. I've always had a positive experience with them. Everyone I've ever dealt with has been exceptionally responsive & courteous. I feel like they go above and beyond to make my banking needs go smoothly. My recent banking matter was getting a car loan. I've had one with SCU several years ago and they were able to give me a good rate, so I decided to go with them again. One of their loan specialists, Sarah, was always on top of the process. Even when her shift was over, Sarah had her colleagues take care of me so I was never in limbo. I was able to go to a dealership, test drive the car I wanted, and Sarah made sure I was able to take it home the same evening. Best car buying experience ever! Few days later, we reviewed my credit line and Sarah was able to increase my line - another example of going above and beyond - without any hassles. I would definitely recommend SCU. read more

Terrible customer service, I was hung up on by a rude Spanish speaking woman!!! She treated me like a kid!! Terrible interest rates as well!

This credit union is still requiring appointments for a check deposit so I had a 4:00 pm appointment and Drew make possible my transaction 40 minutes before schedule time, Thanks Drew for a great customer care . read more

What can I say about Seattle Credit Union? Well, I'll start by saying that this is truly a banking institution that actually treats you like a human and not just a number. Don't get my wrong -- I love the branch manager at my old bank -- we're Facebook friends and keep up with each other in the business community; it actually felt like I was cheating on her when I was thinking about leaving -- but Seattle Credit Union made some offers I couldn't refuse. I've had some student loan issues that I've been working out over several years-- but you take those out and my credit is excellent with no late pays. Because of said student loans, I have had to put up with extremely high loan rates, as well as flat-out rejection, even though my credit score itself is in the high 600s. I figured it was time to just see what sort of refinance offers I could get on the car since my credit score went up again -- so I ran it through a search site. Seattle Credit Union came back at 4% while the next option up was 8% and it went up from there. I had been at 14% -- these guys saved me 10% APR on my car loan! I figured they were pretty great and liked my credit profile, so I looked into their credit card products -- I was approved for a credit card that was easily half the APR of my existing cards with double the credit limit with no fees. Again, super awesome. With that said, I looked into checking and savings -- and decided to move everything over to them. Their checking account is free, pays a few bucks in dividends, and the mobile app and online banking package they use is actually super slick. No fees of any kind on the checking. They offered me a general line of credit to tie into it as well, which my old bank could never do. So now I have all my major finances in one place, and the rates are awesome. I just cancelled an older high-rate credit card because of these guys, and actually am feeling great about my money management situation. The car will be paid off nearly a year earlier due to the amount of interest saved. The *only* downside is that I'm in Olympia and the closest branch is Southcenter -- that said, their online products are very solid -- and they are part of Co-Op so if I need to drop off cash or deposit at an ATM, I can do so at WSECU or the other credit unions down here. They've done an excellent job of actually analyzing my entire credit file and not just the score or the line that pops up mentioning I've had issues on a student loan account, and I feel like I'm being treated like an actual human. And it feels great! read more

Must read! Lets start with me saying me and my spouse has been with this bank for about 8 years now. In the time we've been here we've had and have cars through this bank without any issues. We've never had any issues with our accounts and just a few issues with a couple employees who no longer work there. Then things to a sudden turn for the worse just last year when we applied for a home loan thru this bank. We were approved for our first loan that we found out we weren't eligible for 2 weeks before the closing. Then our second loan we were approved for but not eligible for 1 week before closing. After getting a senior bank rep involved and them getting there bosses involved we got approved a for our loan 2 days before closing. Now that we've purchased our home we've had nothing but issues with this bank. So we opened up a checking account specifically for our house in January 2020 but haven't received our bank cards for. I've talked to several different reps several different times at the call center and was told our cards were in the mail. It's August 31st and still no cards. My spouse contacted the bank about a fraudulent charge that someone made down in California for take food from a restaurant back in February. She was told that she had provide evidence that she wasn't the one who made the charges. The charges that were made on her card had the food delivered to a address at some apartments in California and we live in Seattle. After a month of fighting with the bank they eventually gave her money back. Shortly after that the bank all of sudden wanted us to verify information that they already had for our car loan that we've had with them for the last 4 years. In April I was locked out of all of my accounts and when contacting the call center no one could tell me why or what happened to cause me to be locked out. The final straw was when we found out by accident after checking my account at the end of May that our mortgage payments had went up. We were never contacted by anyone at the bank about our payments going or why they went up. So I called the bank call center and they didn't have a clue so the had the mortgage department contact me. The lady that was over our mortgage called me the next day. She said she ran an yearly analysis in January or February for the upcoming year and it showed our taxes would be going up. She also stated we had missed a month of PMI but she couldn't provide me with that information. I asked why we didn't get notified of any us this and was told she thought she sent us paperwork. She told me that she just decided to add whatever she claimed we owed to our payments without talking to us. At this point I'm furious and she made it seem as if it wasn't a big deal nor any skin off her back. So I asked her to have her manager contact me and to send me copies of all the paperwork. This was back on June 29th 2020 and I haven't heard a word from anyone from the bank. She sent me paperwork about her annual analysis but nothing about the missed PMI. I've sent emails to numerous people including the VP of this bank and not a peep so were done with this bank. It's sad because this place started off as a nice place who seemed to care about there customers. Now its no different than the big chain banks who only cares about having your money. It speaks volumes to us when we can't one response back from the VP down about ongoing issues at this bank that they refuse to address. Obviously there are major issues from seeing all the negative reviews popping up all over social media sites. So we will be closing all of our accounts and transferring our loans else where and so will over a dozen of our friends whom we referred to this bank. Tyrone E. read more

I cannot say ENOUGH good about Seattle Credit Union. I have been with other credit unions throughout my life, but never have a received such superb service as I have with Jane Stone and the team at SCU. She was well informed on products and services and helped my family and our finances beyond what I imagined was possible!! THANK YOU SO MUCH JANE!! read more

I've been with SMCU for two years now. Held a checking account, credit card, (nominal savings account), and two separate car loans. All of the above have been exceptional. Refinanced my first car loan from another credit union and dropped the rate from ~4% APR to 2.74%. Auto payments have been easy to setup negating most of my in-person visits. Opened a credit card for a balance transfer /consolidation of two other cards for 0% interest for several months. Also have auto payments setup. Most recently traded in my first car and financed a replacement with Jane Stone's exceptional help! She literally called me en route to the dealer to let me know a requested increase in the pre-approved amount went through. They beat the nearest credit Union's offer on the new loan by 0.4% -- which adds up over the life of the loan and is competitive with current federal interest rate hikes. Can't be happier with my experience at SMCU. read more