My husband and I have our mortgage with Scotia. The whole experience in dealing with Scotia hasn't been great -- one of the main drawbacks of Scotia is the customer experience. I find that they are not easy to bank with -- I am used to TD's long banking hours, easy to use online banking system, fresh & clean branches, etc. When our term is up on our mortgage I will be looking at alternatives...
However, at the Chinatown branch, we have been dealing with Kevin for the most part. He is excellent. He understands what we need and has been able to help us out in getting our Line of Credits set up the way we want with good interest rates.
We have dealt with another person at the branch, and while he was trying to be helpful, he gave us the wrong products. The product caused us to pay unnecessary high interest rates that we did not know would incur. Kevin was able to sort this all out for us, and the Branch Manager agreed to compensate us with a $100 credit (small amount but still appreciated).
Overall, I would highly recommend Kevin at this branch if you have to be banking with Scotia. read more