This is my fourth time working with Mike at Save Financial, and he's the reason I keep coming back. I wanted to tap my equity with a HELOAN (home equity loan), but since I'm retired and was self-employed I don't have traditional income with W2s. Mike qualified me on my assets with an asset-depletion loan. Professional, responsive, and honest about every step of the HELOC mortgage. I've already recommended him to friends looking for a California mortgage broker. Previously I was using Mike to refi an existing mortgage, starting in 2019, when rates were dropping, and he ALWAYS got me a loan that saved money. Thanks Mike AND your team!!! read more

Ali - Professional, efficient, helpful and always deliver timely. Thank you for the excellent services! Highly recommended to anyone who considers a refinance. read more

Mike and team are awesome! The rate was great, escrow costs low and they closed my refinance ahead of schedule! I have made several purchases over the years and can confidently state that Mike is at a very high level of providing you the best financial deal as well as the service to back it up. Would definitely use Save financial again and refer them anytime. Thanks! Nara read more

I have been researching and rate shopping for a refinance when I came across Save Financial on realtor.com. From my research it seemed like Save Financial was able to offer the best rates and I decided to look into it. I was put in touch Ali who was great to work with. He was very responsive, thorough, and patient with me. I dropped the ball at one point and did not move forward with a great rate at no cost, Ali did reach out a couple of weeks later with a very similar offer which I moved forward on. I would highly recommend working with Ali at Save Financial for great service and a great rate! read more

Ali is the best. Straight forward, fast, and reliable. Always goes out of his way to answer your questions and doesn't over promise anything then come back with some fee or charge. He has his pulse on the markets and offered great advice on when to lock to ensure that we got the best deal. After the initial data request, Ali does almost all the heavy lifting and coordinating while keeping you in the loop each step of the way. We have refi'd multiple times with him and have had the same amazing service each time. Highly recommend. read more

Ali and the team at Save Financial are exactly who you need to to talk for a refi. I first refinanced with Ali a few years ago and have gone through them 3 times now. They beat every other offer by a significant margin, so I'm confident I'm getting the best rate available. The whole process is very straightforward with them, no upsells, no BS, no smoke and mirrors. Very straightfoward with presenting your options at the start of the process. They lock in your rate right away so you're safe if the rates go up, and tell you what options you'll have if the rate goes down before your close date. They have always been very responsive, and their online tools for document uploads and signatures are easy to use. read more

I worked with Ali to refinance my loan for my condo and the loan was just funded today. The process was extremely smooth and Ali communicated with me at every step. He was also able to get me the lowest rate of all the places I reached out to. I definitely recommend Ali and Save Financial for your mortgage needs. read more

I just finished my7th refinance in the past 5 years, 2 of which didn't go through due to what I believe were bait and switch tactics. I chose Save Financial based upon the reviews and found that all of these 5-star reviews are indeed accurate. Ali was very straightforward and ended up delivering pretty much what he said he would deliver. I've worked with several great mortgage companies and a couple bad ones. I would have to say that Save Financial was among the best, if not the best. The level of detail and communication that Ali provided was top notch. I prefer to communicate through email and every email I sent was typically answered in under 10 minutes. He always kept me up to date at every step of the process. I'm very satisfied with Save Financial and would definitely refinance with them again if they continue to have the lowest rates around, which was the case for my refinance. read more

Worked with Mike who I found super responsive and got me a great rate. I felt he was one my side and helped me navigate the whole process. Pleasurable experience all round! read more

Professional answered all my questions throughout the process. Got me the lowest rate with lowest costs. Highly recommend!!

Mike worked with us on our recent refinance in CA, and he did a great job both securing a loan and dealing with an unexpected situation along the way. Another party in the transaction unexpectedly didn't deliver during closing, resulting in our first loan deal blowing up at the last minute. Mike was ready with a backup plan. And along the way, Mike looked for ways to keep the costs and rates of the loan as low as possible as the market kept moving. We just closed that loan with better terms than the first. I'd call Mike again if I was in the market for a refi. read more

We received a great rate and excellent service with Ali at Save Financial. Ali kept us updated at every stage of the process. Our loan paperwork sailed smoothly through the system ahead of schedule. Would happily do business with Ali and his company again. Strong recommend! read more

Ali is the best! Everything you'd hope for in broker. Very straightforward and quick communication, whether it's email, call, text, he keeps you posted and aware of what rates are doing and what is required in the process. He is low cost but that does not also mean low service, which you might expect from a low cost/high volume model. He is very attentive and all communications are specific to your loan or interests, no spam, pressure, or boiler plate fluff. Highly recommend. And I forgot to mention, very fast. Once you commit, I believe Ali does everything within his control to move things along and get you closed as soon as possible. Thanks! read more

We just closed our home refi with Save Financial. Quite a smooth and positive experience. Special thanks to Ali Nakhjavani, he made the entire process trouble free and ensured that we closed on time. Offered us the a very good rate/deal and very responsive and patience with any questions I had. In fact I worked in financial sector for quite a number of years. I can tell that Ali is that kind of person who knows his stuff. Honest professional always comes with straight forward answers. Would highly recommend! Thank you Ali, and happy new year! read more

One of the best financial transaction experiences we have ever had! Ali was perfectly engaged from stage 1 of our refinancing lifecycle, providing us with all the requisite data in a timely manner, following up and through on every action item and guiding us through the entire process of planning, decision-making and implementing. His candid, intuitive and diligent style of working endeared him to us early-on and we have seen nothing but the best of professional services in this stint with Save Financial. Thank you again, Ali. Wishing you the best of everything ahead. Srikant read more

The service Ali Nakhjavani provided to me to refinance my home loan was phenomenal! Ali was referred to me by a trusted advisor. I contacted Ali on a Thursday, received a response and loan options that same day, and I was signing the final paperwork with the notary in my home 13 calendar days later! I have purchased/refinanced homes over the past 30+ years, and this process has so far exceeded my expectations. Ali was a very responsive, helpful, informative professional. He explained various options to me in simple terms. He answered my follow-up questions (via phone, text and/or emails) quickly, completely and patiently. The rate and closing costs are wonderful! I'm still in shock about the straightforward process that was unlike anything I've ever experienced. Ali is obviously a master of his work to have made the process so seamless for me. Ali, thank you for providing such impeccable service. It was a pleasure to work with you, I have recommended you to friends and colleagues, and I will continue to do so. read more

Highly recommend if you're looking for an aggressive rate and good team to work with. Ali was responsive and very helpful during the process. Very much appreciated. read more

Ali was great in helping me secure my home refi. He answered all my questions and concerns with immediate response every time. He is straightforward, honest and reliable. I was unsure between two rates and he gave me his honest advice one to take. I will be recommending my friends and family to Ali for any future loan needs. Thank you Ali! read more

Ali with Save Financial helped us re-finance our mortgage. His rate was the most competitive. He was also very friendly and responsive. He replied to our emails very fast and answered all of our questions. Highly recommend. Thank you Ali! read more

Mike was a great guy to work with. Good communication, and very patient, and tried multiple lenders to find the best rate for me.

I worked with Ali to get my loan refinanced. He offered the best rate and the whole process was seamless. Other than providing all the needed documents, I didn't have to do anything else. Ali was always on top of the refinance process by sharing the progress regularly and got it funded within the time. He was totally transparent during the whole process. He always provided the right advise to get the best possible outcome in my refinance process. I will definitely go back to Save Financial to work with them again. read more

Ali is the best! I've been in the real estate industry for 31 years and I've worked with many, many lenders and Ali stands out on top. He was always quick to respond to emails; he delivered as promised; he was helpful and friendly and always followed up to make sure were going well. On top of that we got a fantastic rate! Also, his team and use of technology made the whole process painless. I do highly recommend Ali and Save Financial and will continue to use him on all my loans. read more

I applied for a refinance via Save Financial during the recent low rates. Ali worked with us over email and phone. I really appreciated several things about working with him. 1) They were clear and concise. 2) They didn't harass me on the phone or spam me with emails. He took our info and worked on his own to find good lenders. 3) His advice and experience helped us time our rate lock and the pros and cons of doing a cash-out refi. 4) His experience also kept us away from bad lenders versus reliable lenders. 5) Once we locked, everything went fast and smoothly. 6) Oh yeah, I almost forgot to mention: I was shopping around for rates and Save Financial found us the best rate, hands down. I will definitely go back to Save Financial to work with them again. read more

I want to thank Ali Nakhjavani at Save Financial for his fantastic work assisting me and my family with our second refinancing. He is a kind and seasoned broker who guides you throughout the whole process. This is the second time that Ali helps us -he did our first refinancing- finding the best terms and conditions. His profound knowledge of the market and his expertise and professionalism are second to none. We hope that he will help us again in the future on our third refinancing. read more

We just worked with Ali on our re-finance and things could not have gone smoother. Ali was always one step ahead which kept the process incredibly simple from start to finish. He got us a great rate with little to no cost and now we are saving several hundred dollars a month! I have already referred him to a buddy of mine. Thank you Ali :) read more

Ali was fantastic!! We worked with 2 other companies that kept asking for the same documents over and over again. Their communication were horrendous. They were taking extremely long to close. Found Ali through word of mouth. He was very patient, thorough, and got the job done, quick!!! Super fast, I was thoroughly impressed!! Thanks Ali for all your help! read more

We have worked with Ali on several refinances over the past three years. It has resulted in over $1,000 in monthly savings on our mortgage. He is effective and efficient. Highly recommend him. read more

Great service, great value. Need I say more? I found these guys on Zillow and noticed that they had no yelp reviews so I thought I would post one. We were nervous at first using a broker that we found on the internet but after all is said and done we definitely made the right choice. Ali and Mike were both very helpful and responsive. I will use them again for refinancing if rates drop & will be recommending them to others. read more

I just refinanced my home with Save Financial and worked with Mike Basti. I cannot say enough great things about the team and the fact they helped me secure an amazing rate for no cost. Having refinanced my Homes several times in the past, there were no junk fees, points and or other sham costs that other brokers had charged me. This likely will be the very last loan on my home as I don't believe it will ever be beat. Thanks Mike and Team Financial for being amazing! read more

I honestly don't know how Mike did it because he got me an amazing rate that I couldn't find any where else amd boy did I shop around. Additionally, he was really good at explaining the costs and all my options in a very simple way so I could understand. All in all, I really felt I could trust him, and felt I was getting a great deal. Happy customer here! read more

We just finished our second refi with Ali - a less-than-no-cost-loan (meaning, we actually got a slight reduction in our principal). Again, it was a very smooth, very quick process, even with the extra information lenders are requiring due to covid. Ali takes care of everything, start to finish. read more

We have owned five homes and needless to say have worked with many different lenders. We can honestly say that Ali is the only lender that we have worked with that truly puts the needs of the borrower first. That is rare believe me. His communication throughout the refi process was consistent and prompt and when we ran into a problem with the first lender-he moved forward quickly and secured an even better interest rate with another lender (when he could have just dumped us). Would not hesitate at all to give Ali our business in the future. read more

I refinanced with Save Financial and Ali a few times. I got great rates each times with no closing costs (better than other brokers). Ali is always great to work with: always took the time to explain and guide me every step of the way and make the process a breeze. A much better and easier experience than doing the refinance directly with local banks. read more

Mike is my go-to person for refinancing, and I anticipate going back to him for anything I need in the future. Over two refinances, he has offered the lowest rates I could find, and offered them straight away. Other lenders started with higher rates and would only match, but I appreciated Mike being straightforward in delivering what most of us ask for - the lowest rate you can provide! Definitely the best person to work with on home financing. read more

Ali is amazing! I've refinanced many times and Ali is by far the easiest mortgage broker I have ever worked with. He knows how to get it done and organize the information. Thank you Ali for helping make my refi easy and quick. - Jeremy read more

Thank you Ali for a great refinance transaction! Highly recommended. I appreciated the great rate I got, clear and timely communication, and that the process took only 3 weeks from start to finish. I'd use Save Financial again with no hesitation. read more

I cannot say enough great things about this company. Ali has worked on two of my loans, in addition, he assisted my parents with a complicated refinance on a property they own. Ali is responsive, honest, hard working, and has impressed me each and every time I have worked with him. This company is the real deal and I could not be happier. Thank you! read more

The entire experience with Ali was positive from start to finish. Everything that he discussed on the initial call came through as planned. The process was efficient, Ali was always available with quick responses to questions, and the entire refi experience was seamless. The rate was competitive and I would highly recommend Ali and Save Financial. read more

Ali and his team are the best! They have the best rates (guaranteed - after comparing several different other companies). I bought my first house with them, and could not have had a better and easier experience. I refinanced six years later, to take advantage of lower rates. Ali and his team locked in my rate at no time, to make sure Im safe if the rates go up. They gave me several options, and explained the process, and answered all of my questions right away and with extreme patience. They never tried to rush me or made me feel I am asking too many questions. I could not have asked for a better service! Thank you!!!! read more

Ali was a pleasure to work with. Quick to answer any and all questions. Great rates! Have already recommended to a friend.