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    Sandra Culjak

    5.0 (2 reviews)
    Open 7:00 am - 9:00 pm

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    2 years ago

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    2 years ago

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    I give Steven a 5 stars! I have been working with Steven and he is super fast to closed all of my…read moreclient loans in 15 days without a hazzle. I'm a realtor and I want things done fast especially in this current market. I have been searching for the lender who can provide great customer service, work with escrow and title for delivery, and solar transferring within a time constraint. Steven is a team player, he helps everyone and get everything done within a timeframe. He is super good! He is by far the best lender I have ever work with. He is very knowledgeable, quick, and efficient during the loan process. He explains very thoroughly from the start to the end. More importantly, he is available 24/7 whenever you needed him. He win my business and go beyond my expectations. I will definitely continue my business with him. I also myself purchase a home through Steven without a doubt Steven waived my appraisal so I don't need to carry in the difference at the end. He closed it in 15 days with the lowest rate for 30 years fixed. Super nice and I'm very pleased with the result! I highly recommend Steven. You should definitely give him a try and you won't regret.

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    Just had another refinance loan with Matt hang and again it was a pleasant experience. Matt is very…read moreresponsive, collaborative and retain high professionalism in communication at all times. I am glad that the loan was completed exceed my expectation for both timeline and APR. Would definitely do business again with Loan Factory in the future. Highly recommended

    Initially reached out to Loan Factory on yelp along with several other mortgage brokers to see who…read morehad the best rates. Their CEO Thuan Nguyen responded and his rate/offer was the most competitive. Decided to give him a call and let him know the situation we were in as we needed to make a rush switch and do everything possible to close in 2 weeks. Thuan assured me they could get it done and looped in his team. This was a very rush/urgent situation given the short timeline. Matt Hang was assigned as my loan officer handling my loan. He and the loan processor Sophie Pham worked diligently and professionally to get to the end goal of closing the loan. Although I probably wasn't the easiest client to work with given the urgency and my constant follow ups, Matt and Sophie remained professional and kept pressing forward to get this closed. We did have to extend two days past the expected close date, but there were several conditions to get through so this was still a solid success. I recommend Loan Factory for both their competitive rates and ability to get it done.

    Sandra Culjak - financialadvising - Updated July 2026

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