I needed to refinance my mortgage and came across The True North Mortgage. I am glad to share with…read moreyou my experience with Elizabeth Hewes. She is courteous, knowledgable and made the whole process a breeze. I highly recommend her services. You'll be thankful. Mustafa

Manoj Gortha from TNM was absolutely fantastic. I was referred to him by my brother who had used…read moreManoj as a mortgage broker in 2021 and had a positive experience. Manoj was friendly, courteous, and professional. We had a 30 day closing date, which was not a lot of time, but Manoj assured us we can get everything submitted and close a deal in time. He worked diligently, sometimes in the late evenings and weekends. We had a lot of different accounts and assets which the bank understandably scrutinized due to new CRA rules. Manoj kept us well informed and explained every step and what type of documents were needed from each of us. He always fought on our behalf and worked for the best deal at a Big 5 bank. I am so appreciative of Manoj for working on this deal with a 30 day closing timeline. I would highly recommend him to anyone.

Extremely pleased with True North Mortgage and broker Robert Dang…read more While shopping around for an online mortgage broker, I chose to try out True North Mortgage because of its A+ rating with the Better Business Bureau and its excellent ratings on Trustpilot. The mortgage broker assigned to me was Robert Dang. I sought out a broker in the first place instead of going directly to the banks because my work income doesn't measure up very well in the traditional gross income models used by the banks and I knew it would be challenging and time-consuming to shop my case around myself at the big banks. Robert took on my case enthusiastically and listened very well to the particularities of my case. I know he put a lot of effort into advocating for me and quite quickly got me pre-approved at two different banks. Once I found the perfect house, he worked even harder to firm up the mortgage as I had slightly exceeded my initial pre-approved loan amount. He was superb from beginning to end and got me approved for the larger purchase price. To top it off, he got me a much better mortgage rate than I had initially expected. He was knowledgeable, always quick to respond to queries, and full of helpful advice all along the way. I very much appreciate all the hard work he put in to realize my house purchase. I am extremely pleased with the service I received from Robert Dang and True North Mortgage. I highly recommend their services.

I really hope prospective home owners take the time to review who they entrust with one the most if…read morenot the most important decisions they make in their lifetime. I've been a home owner for nearly 30 years and have always trusted the big banks in looking out for my best interest. I'd like to set the record straight. Big Banks are motivated by their shareholders but that's not a bad thing. However, it can be if you are not careful and ask the right questions, hoping that your business means something to them. I truly mean it is incumbent upon you to do your research. I wised up really quick when I received a letter from the bank about what my next mortgage renewal would be when I simply asked the question about mortgage rates. They told me that they would give me a rate; however, if I were to recieve a better rate they would match it. Here I'm scratching my head and I'm thinking since I have a 25+ year relationship with the bank and also all of these investments, I must be getting a preferred rate. I was sadly disappointed because that was farther from the truth. I started asking questions and doing my own research which lead me to the great team at True North Mortage. Like many of you may think that Mortgage companies are not reliable nor helpful nor could they compete with the big banks. I will tell you first hand of my own experience with Robert Dang and Nidhita Achhapeliya at True North Mortgage. They didn't know me from a hole in the ground and yet they treated me as a top tier client. Both Robert and Nidhita worked so closely and tirelessly with me by informing me of all the necessary documents I needed. They explained every step of the way.....oh and what I didn't share with you was my mortgage was coming up for renewal January 1, 2026. After several calls to the bank they said someone will get back to me but never did. I am not sure about what the intentions of the Big Banks were but I decided to engaged Robert and Nidhita for their help at the eleventh hour. They could have just thrown a rate to me but they didn't. They educated me on what I needed to know and how to obtain the best interest rate. So, now you know this info, who has your best interest at hand? Again, Robert and Nidhita did not know me but were ready to help me get the best rate possible. Now, who do you think is looking out for my best interest? Hands down, I would say it is Robert and Nidhita as they tirelessly helped me find the best rate (beating out the big banks) considering the value of a mortgage and helping me get the best rate speaks volumes about their sincerity and working hard to earn my business. Robert and Nidhita walked me through the process and offered up information that would benefit me. So who do you think is working hard? On top of it all, my mortgage had to be completed during the Christmas break, New Years festivities, and while I was on vacation with my family. Robert and Nidhita literally held our hands through the entire process......all remotely. I didn't have to meet face to face nor have to give up my family time. Now that's worth its weight in gold. On top of that, we had some opportunities with technology and weren't able to provide signatures as planned. That didn't matter because Robert and Nidhita were able to come up with not only suggestions but real solutions to a crazy and hectic time for us. I recall getting emails and phone messages at extremely different time lines that a big bank provides. This brought it home for me as they are looking after my best interest and in my corner. In my mind, this is how it should be, someone who is not only tirelessly working on our behalf but also communicating with me every step of the way. I never had to wait or wonder what was happening with my mortgage application as they updated me every step of the way without having to ask. I am so completely pleased with how Robert and Nidhita helped me through this crazy economic timeline that I will be engagIng them again for my other 2 mortgages in the near future. If you haven't worked with Robert and Nidhita at True North Mortgage, you are most definitely leaving your hard earned money on the table instead of putting it to good use. Thank you so much Robert and Nidhita for your tireless effort and helping me look beyond my own bias that banks are the only game in town and are offering me the best value.

My family and I enjoyed working with Nick. He was great at communicating and laying out all our…read moreoptions. He was a huge advocate for us during a very stressful period where we needed to sell our condo and lock in our mortgage for our new townhome. I highly recommend working with him and Monster Mortgage!

I have been working with mortgage brokers and banks for almost 30 years, and I have to say our…read moreexperience with Karen Mann was the best! With me being retired, looking to renewal our mortgage, and looking at investment opportunities, our situation was a complicated one. I investigated a few brokers and banks to not only complete what we were looking to accomplish, but to do it with the best rates and outcome for us. None of them came close to what Karen was offering. Karen was an absolute professional, and her 'A' personality is exactly what we needed to accomplish our financial goals. She never pressured anything, and it always felt as though she always had 'our interest' as her priority. It was a breath of fresh air to work with someone that is so focused on the client's needs. I highly recommend Karen Mann!

Getting financing arranged can be challenging for self employed people even though your income may…read morebe great. I recently contacted Mortgage Associates Ontario and got great results. I needed a second mortgage to pay off some high interest debt and Jasper helped me find a credit union with very low interest rate, much lower than I was expecting from a second mortgage; I understand that generally interest rates for second mortgages are higher than regular mortgages. The lawyer Jasper recommended was also great - all the paperwork was prepared in advance and the document signing was done in matter of minutes and I received the funds the following day. I would highly recommend Jasper and Mortgage Associates Ontario if you're looking for creative financing solution.

I would not recommend you do business with Mortgage Associates, very un professional. Took six…read moreweeks to get a mortgage from them, was told tomorrow every day for 5 weeks. Jasper is the worst Agent I have ever worked with. He does not follow up with you unless you ask first. By far the worst experience I have ever had with a mortgage broker. Fail, Fail, Fail

Daniel is fantastic to work with. As first time homebuyers he made sure to get us the best rates…read morepossible and made the process comfortable by explaining everything to us and answering our many questions. Very responsive and accessible. Highly recommend!

Highly professional, knowledgeable, and efficient. Made the mortgage process smooth and…read morestress-free. Fully reccommend!

I recently closed my property with TD through clear trust- Alex and doesn't recommend anyone using…read morehis services for any mortgage needs. pros: he will run numbers for you for your various properties.. this is only positive. Cons: (1) got me highest rate (5.14% for 5 years) in May this year that too he initially mentioned I was approved for 4.89% so I didn't shop around for better rates.. later when I actually making application after a month he said it is 5.14% not 4.89%.. argued he don't remember... clearly trust issues. (2) If I make prepayment I had to pay based on 6.34% interest rate, this was never discussed.. found out before closing.. when I approached Alex he said "what do you want me to do now? There will be 100 rules against your mortgage and that is not my responsibility to tell you " - really pathetic response.. (3) he intentionally put $50 utilities bill in my mortgage application which lowered my affordability .. actually my condo fees covers all utilities. Since I'm a FTHB, I was exploited and I feel my bad myself. Don't go with Alex/clear rust and suffer like me that is the only motto for writing this review.

Jivan is an excellent Mortgage Broker. The interest rate he got for us blew the competition away…read more No other bank or lender came close to his offer. And he followed through with efficient, professional and courteous service. We have now needed his help since buying our home, and he has continued to help us out even though his job is done! He is really kind and resourceful and I highly recommend his services.

I had a wonderful experience working with Gogi Luthra at Akal Mortgages. As a first-time home…read morebuyer, the mortgage process was new to me, and Gogi was very helpful, professional, patient, and supportive throughout the entire process. He took the time to answer my questions, kept me informed, and worked hard to help make my home purchase possible. I truly appreciated his guidance and dedication from beginning to end. I am very grateful for his assistance and would highly recommend Gogi to anyone looking for a knowledgeable and reliable mortgage broker. Thank you, Gogi, for helping me through such an important milestone!

Our family renewed our mortgage with Gogi and will be doing our future renewals with him. Ultimate…read moreprofessional with a huge heart and honestly cares about your unique needs.